Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
Founded on the principle that every client is special and deserves personalized care and attention, our multi-generational team strives to be accessible to you and responsive to your needs.
Our commitment is to help business owners, corporate executives and other successful families in the Midwest and throughout the country prepare for their financial future. We are honored that as clients have retired and relocated to other states, they have chosen to continue working with our dedicated team and have introduced us to additional family members in need of wealth management. We have found that geographical distance is no obstacle to building long-term relationships based on personalized service and trust. As of June 2020, clients have entrusted McMullen and Associates with over $552 million in assets and liabilities.
We believe communication is the key to building strong client relationships and strive to regularly reach out and explain the current market environment and to hear your insights and concerns. We will also remind you to review nonfinancial issues that may be essential to your long-term goals, such as living wills and durable powers of attorney.
Our goal is to be your financial advisor for all the seasons of your financial life—whether you are still accumulating wealth, enjoying your retirement or considering how to transfer your wealth to future generations.
We believe your wealth management strategy should be powered by big-picture thinking and supported by detailed advice and guidance. That's why we start with a thorough analysis of your financial life—finding out all we can about your current circumstances, future aspirations and any particular concerns that keep you awake at night. Then we can guide you in establishing clear financial objectives and custom-design a strategy with the aim of helping you to reach those goals.
Our conversations might begin with questions like these:
One of the most important tasks of a wealth management team is to help you determine the appropriate level of risk, not just for your temperament but for your investment goals at different stages of your financial life. For example, you may want to reduce the amount of risk in your portfolio after you retire. But in all likelihood, you may need to take some risk to generate income to fill the gaps between stable, fixed sources of income, such as pensions, and your spending in retirement.
We believe you should manage the risk in your portfolio by taking into account market risks and volatility as well as your personal risk tolerance, liquidity needs and time horizon. We consult a range of resources—including BofA Merrill Global Research—to be aware of current economic conditions, global market trends and projected corporate earnings.
*BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation.
ASSET ALLOCATION We will work with you to apportion your investments among multiple asset classes that reflect your long-term objectives, income and liquidity needs, time horizon and overall risk tolerance.
DIVERSIFICATION Portfolios that are broadly diversified across and within asset classes have the potential to mitigate volatility risk and smooth out returns over time.
RESEARCH We leverage thought leadership from BofA Merrill Lynch Global Research and the Investment Management and Guidance Group, as well as consulting outside sources to gain a broad perspective on world events and the global economy.
INVESTMENT SELECTION For most clients, we consider a broad universe of investments that includes:
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
Learn about the MyMerrill Mobile App.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.