Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Founded in 1992 on the principle that every client is special and deserves personalized care and attention, our team strives to be accessible to you and responsive to your needs.
Our commitment is to help business owners, corporate executives and other successful families in the Midwest and throughout the country prepare for their financial future. We are honored that as clients have retired and relocated to other states, they have chosen to continue working with our dedicated team. We have found that geographical distance is no obstacle to building long-term relationships based on personalized service and trust. As of Jan. 10, 2018, clients have entrusted McMullen & Associates with approximately $475 million in client balances.
We believe communication is the key to building strong client relationships and strive to regularly reach out and explain the current market environment and to hear your concerns. We will also remind you to review nonfinancial issues that may be essential to your long-term goals, such as living wills and durable powers of attorney.
Our goal is to be your financial advisor for all the seasons of your financial life—whether you are still accumulating wealth, enjoying your retirement or considering how to transfer your wealth to future generations.
We believe your wealth management strategy should be powered by big-picture thinking and supported by detailed advice and guidance. That's why we start with a thorough analysis of your financial life—finding out all we can about your current circumstances, future aspirations and any particular concerns that keep you awake at night. Then we can guide you in establishing clear financial objectives and custom-design a strategy with the aim of helping you to reach those goals.
Our conversations might begin with questions like these:
One of the most important tasks of a wealth management team is to help you determine the appropriate level of risk, not just for your temperament but for your investment goals at different stages of your financial life. For example, you may want to reduce the amount of risk in your portfolio after you retire. But in all likelihood, you may need to take some risk to generate income to fill the gaps between stable, fixed sources of income, such as pensions, and your spending in retirement.
We believe you should manage the risk in your portfolio by taking into account market risks and volatility as well as your personal risk tolerance, liquidity needs and time horizon. We consult a range of resources—including BofA Merrill Lynch Global Research—to be aware of current economic conditions, global market trends and projected corporate earnings.
ASSET ALLOCATION We will work with you to apportion your investments among multiple asset classes that reflect your long-term objectives, income and liquidity needs, time horizon and overall risk tolerance.
DIVERSIFICATION Portfolios that are broadly diversified across and within asset classes have the potential to mitigate volatility risk and smooth out returns over time.
RESEARCH We leverage thought leadership from BofA Merrill Lynch Global Research and the Investment Management and Guidance Group, as well as consulting outside sources to gain a broad perspective on world events and the global economy.
INVESTMENT SELECTION For most clients, we consider a broad universe of investments that includes:
Supported by the global resources of Merrill Lynch, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
We along with your tax professional can help you understand how it might affect your investment strategy
We offer you access to the investing insights of Merrill Lynch and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.