Personalized advice from a dedicated financial advisor.
We get to know you and your family, your financial situation and what matters most to you.
704.339.2164
620 S Tryon St
Charlotte, NC 28255
At Johnson Evans and Associates, our family-office-style approach is meant to serve accomplished people who hope to accomplish more. Many clients come to us after a previous advisor provided only a basic portfolio strategy and “calendar-timed” communications.
Who do we serve? Venture capitalists, private equity and other executives in the financial industry, medical specialists, serial entrepreneurs, business owners and generations of families around Charlotte and across the nation.
While diverse in their ambitions, clients typically share a desire to engage, listen and trust. This suits us well, as we are devoted to educating and helping clients plan for key financial decisions surrounding the sale of their companies, diversification of concentrated stock positions, and tax-efficient ways to pass along wealth.
What do we believe?
In addition to a client’s goals, we look for “holes” in their financial picture – areas that may need further examination – trust documents, liabilities and insurance, for example.
Truth be told, estate planning is an area in which we focus intensely and have extensive skills. That is why we ask for the names of clients’ CPAs and attorneys, to align our tax minimization and estate planning strategies – and save clients the time of coordinating our efforts.
When it comes to investments, we look beyond traditional asset allocations and emphasize the use of alternative investments including real estate, private equity and hedge funds. Why? Because these non-correlated assets move independently from the markets – allowing clients to help mitigate overall portfolio risk and benefit from opportunities not commonly available. Our proactive recommendations are driven by internal and external research, third-party managers we’ve known for years, and discussions with other firms.
Finally, we have managed our clients’ money and emotions amid the volatility of 2000, 2008, 2020 and 2022. Virtually all of those clients remain with us today. We believe that’s due in large part to our focus on mitigating investment risk and tax consequences
*Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
*Some or all alternative investments may not be in the best interests for certain investors. Certain alternative investments carry significant risk and are not subject to the same regulatory oversight as mutual funds and other traditional investments. For these reasons, access to alternative investments may be limited to investors who are designated as sophisticated, high-net-worth investors.
*Asset allocation does not ensure a profit or protect against loss in declining markets.
*BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation
At Johnson Evans & Associates, we characterize our offering as a rich repository of knowledge and best practices. However, our capabilities mean little if we don’t stay on top of your needs – and respond to those needs, in a timely manner.
As our client, you can expect that we will:
Be ready to serve you. By limiting the number of clients that we assist, we can do more for you. That means serving as proactive stewards of your wealth, with plenty of time to address your needs.
Talk with you frequently about financial matters and other topics that matter to you. We also look forward to sharing our personal stories and hope to hear yours.
Work to ensure that your wealth and wisdom are passed along to your children. Often, our efforts include gathering family members for discussions, so that your work ethic and values can be shared and understood.
Help you make informed decisions and avoid emotional ones. Our proactive efforts are meant to help you “see around corners” – so that you can plan and prepare for situations you anticipate and those you don’t.
Do our best work when your needs grow in complexity. We enjoy meeting challenges and crafting potential solutions. The more you ask us to do, the more value we can deliver.
Explain what actual outcomes look like – in simple terms, without needless financial jargon. Going beyond spreadsheets and simulations, we will illustrate real-world scenarios with you.
Be here, when you need us most. We have sat with clients in hospitals and celebrated with them at weddings and anniversary parties. Many clients have become good friends. We see ourselves as “life advisors” as much as “financial advisors.”
Strive to help you optimize both sides of your balance sheet – assets and liabilities. We offer cash management and credit strategies, and access to Bank of America, N.A. for residential, securities-based lending and practice management solutions (for medical professionals).
Align our tax minimization and estate planning strategies with those of your CPA and attorney. We can also call upon our firm’s trust professionals to offer assistance.
We rarely see situations we haven’t encountered. We feel fortunate to have long memories and relationships. It is our intention to help you benefit from clients we’ve assisted in similar positions.
At Johnson Evans & Associates, our deep experience with exit and succession planning strategies helps us identify key issues for business owners before decisions need to be made. For both startups and established companies, we help owners build on their visions of success – by balancing short- and long-term considerations and answering questions including the following:
What type of financial legacy do you want to leave?
If you’ll be “passing along” your business to family members, are they prepared and willing to take the reins?
If you’re planning to sell to employees, do they have enough money and share your values?
After the transaction, how do you envision your daily life? Do you want to keep working at your company, start a new venture, give back to the community, or just kick back?
Do you have a buy/sell agreement or other contracts in place? Or do you only have a “handshake” deal?
Do you have key-man insurance for a partner?
Does your biggest client relationship depend on you being there?
Once questions are answered, we can help:
Develop a customized financial strategy to optimize the sale of your business and help ensure that your overall financial plan aligns with your legacy and charitable goals, professional ambitions and desired lifestyle.
Design a tax-efficient strategy for your business sale that can help reduce capital gains taxes and other tax obligations associated with the transaction.
Integrate your business sale into your overall investment and estate plan – coordinating with our network of CPAs and attorneys. This collaboration can help ensure that your wealth is transferred according to your wishes while minimizing estate taxes.
Create or adjust your retirement plan (if your goal is to retire post-sale) and help estimate retirement income, set up accounts, and manage withdrawals.
Help you obtain an independent business valuation, as well as potential buyers.
Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Strategies Advisor
Bank of America, N.A.
Wealth Management Lending Officer
Bank of America, N.A.
NMLS #198530
Wealth Management Banking Specialist
Merrill
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We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
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Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.
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No question too big or moment too small
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The Power of the Right Advisor®
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