The BGD Wealth Management Group

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The BGD Wealth Management Group

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Our primary goal is to instill confidence & trust and to simplify your financial life so you can focus on what matters most to you - family, business, leisure.

The BGD Wealth Management Group

A Single Source to Which You Can Turn


The BGD Wealth Management Group is a financial advisory team that works with individuals and families across the United States.

Those who come to us have reached a stage of life where they recognize they need more than simple investment advice.  Their circumstances have become increasingly complex, and they no longer feel they have the expertise, time, or desire to address all of their financial concerns:

  • Can I afford the lifestyle I envision without fear of outliving my savings?
  • What strategies can I employ to reduce taxes?
  • How do I maximize my pension and Social Security?
  • Do I have the correct amount of life, long-term care, and disability insurance?
  • How do I teach my kids to be more financially responsible?
  • Should I consider more sophisticated estate planning strategies?

Most of all, they want a single source to which they can turn to when in need of financial counsel, wisdom, and advice.


Our team’s primary objective is to address these concerns, simplify your financial life, and instill confidence & trust so you can focus on what’s most important to you – family, business, and leisure.

Achieving Your Dreams


We take the time to listen to your unique concerns, wants, and needs.  This may include concerns about your investments, a desired retirement lifestyle, or family.  Drawing upon our experience, we will help you more clearly articulate your goals and identify risks you may not have previously considered.

Once we have a clear understanding of what you would like to achieve, we use sophisticated tools to project how your wealth will likely change through the years under varying market conditions.  These projections help us identify strategies to get the most out of your resources and maximize your likelihood of success.

When the initial analysis is complete, we will walk you through the results highlighting where we have identified risks and opportunities, the strategies we recommend, and the benefits of each. 

Having seen their financial future with more clarity, clients are often inspired to ask “what-if”:

  • What if we retire earlier?  
  • What if we purchase a vacation home?  
  • What if one of us needs long-term care?  
  • What if my spouse becomes disabled or passes away prematurely?

Encouraging you to dream and pose additional concerns, we will update your analysis to show the impact.  If this creates new concerns, we will help you identify potential solutions based upon your risk tolerance, time horizon, liquidity needs and overall investment goals.  Once the details have been adjusted to your liking and you are happy with the projected results, our group will create a detailed action plan including steps to take now and others to implement over time.

Experienced. Disciplined. Customized.


Over the course of our careers, we have experienced raging bull markets, unnerving bears, and everything in between.  More importantly, we have seen how some have used these periods to their advantage and others have reacted emotionally to the detriment of their long-term goals.

These experiences have taught us the importance of educating clients about market extremes and how we will respond to each.  Having had these conversations upfront, we find clients are more likely to remain disciplined during periods of higher volatility and stay on track toward their financial goals.

The Merrill Lynch platform provides access to a broad array of investment vehicles we can use to tailor portfolios to individual client needs and navigate various market environments.  These include but are not limited to:

  • CDs,
  • US Government, Municipal, and Corporate Bonds,
  • Fixed, Indexed, and Variable Annuities,
  • Stocks, Mutual Funds, and ETFs,
  • Hedge Funds, Private Real Estate, and Private Equity

Based on what we learned from your financial analysis, we will prepare an investment strategy customized to your needs and risk tolerance.  Portfolios will blend complimentary investments with the goal of reducing undue volatility and investment vehicles will be selected to help maximize tax efficiency.


*Some or all alternative investments may not be suitable for certain investors. Certain alternative investments carry significant risk and are not subject to the same regulatory oversight as mutual funds and other traditional investments.  For these reasons, access to alternative investments may be limited to investors who are designated as sophisticated, high-net-worth investors.

Staying On Track


Once we have agreed to an action plan and investment strategy, we will move forward with implementation.  As we progress, we will communicate regularly to confirm the steps we’ve discussed are being completed accurately and according to schedule.

A member of our team will take the time to familiarize you with the Merrill Lynch app, website, and monthly statements so you are never more than a click away from your accounts and a broad range of informative reports and capabilities.  

To help ensure we remain on track toward your goals, we will meet periodically. During these meetings, we will discuss:

  • Overall portfolio performance relative to your pre-defined goals,
  • Items for attention relating to any individual portfolio components,
  • Market outlook,
  • Progress of your action plan, and
  • Changes in your personal life that may impact your goals and objectives.

Life is full of changes.  When necessary, we will recommend adjustments to keep you on course or re-direct as new financial goals arise.

Simplifying Your Financial Life


Our clients expect and deserve the very best, and we continually strive to meet and exceed those expectations.

We understand your time is valuable.  When you have questions or concerns, you don’t want to wait on hold or spend time pressing numbers in response to an automated system.  We stand ready to take your call and provide prompt, courteous service.

With your approval, we will:

  • Work directly with your CPA to implement tax strategies and field questions during tax season,
  • Collaborate with your estate planning attorney to determine if you could benefit from more advanced estate planning strategies, and
  • Help your children develop good financial habits so they are independently on track and ultimately prepared to manage their inheritance responsibly.

Drawing upon the vast resources of Merrill Lynch and Bank of America, we will show you how to automate your financial life and get the most from your resources.


Over time, we develop close personal relationships with our clients and their families - often spanning multiple generations.  We want you to rest assured your family members will be in trusted, capable hands should anything happen to you.

Meet the Team

Supported by the global resources of Merrill Lynch, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Stuart W Brock

Stuart W Brock

Senior Financial Advisor

913.906.5227
Joseph M Gilgus

Joseph M Gilgus

Senior Financial Advisor

913.906.5282
Amie  Nees

Amie Nees

Registered Senior Client Associate

913.906.5226

Additional Resources

The following specialists do not make securities recommendations. Please contact your Financial Advisor if you have questions about how a specialist might be able to assist you.

Brent Smitko

Brent Smitko

Wealth Management Lending Officer, NMLS #505779

Preeti Lamba

Preeti Lamba

Wealth Management Banking Specialist

Your Financial Strategy

We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Services2
  • Education Funding Strategies1
  • Insurance3
HEALTH
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds2
  • Private Foundations2
  • Charitable Trusts2
FINANCE
FINANCE
Using your finances to bring it all together
  • Merrill Lynch Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.

Regular reviews to help you stay on track
Regular reviews to help you stay on track

We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.

  • Sample client review agenda
  • Sample Wealth Outlook Report
Monitoring changes in your life and to your goals
Monitoring changes in your life and to your goals

Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

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Access to what you need, when you need it

MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

  • Your advisor is never more than a click away within our site or mobile apps
  • Manage account security with our customizable security capabilities such as touch id, one time passcode, and other security features
  • Access to your complete financial life is available with My Financial Picture, Merrill Lynch’s asset aggregation tool

*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.

Let’s Have a Conversation

Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

Why Merrill Lynch?

As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


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We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.





Transcript of Video

Personalized advice from a dedicated financial advisor.

Getting to know you is our primary goal.

A comprehensive approach, built around your life’s priorities.

Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.

Adjusting your plan as your life and the markets change.

We will work to help you stay on track, regardless of what the markets are doing.