Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
The BG Wealth Management Group is a financial advisory team that works with individuals and families across the United States.
Those who come to us have reached a stage of life where they recognize they need more than simple investment advice. Their circumstances have become increasingly complex, and they no longer feel they have the expertise, time, or desire to address all of their financial concerns:
Most of all, they want a single source to which they can turn to when in need of financial counsel, wisdom, and advice.
Our team’s primary objective is to address these concerns, simplify your financial life, and instill confidence & trust so you can focus on what’s most important to you – family, business, and leisure.
We take the time to listen to your unique concerns, wants, and needs. This may include concerns about your investments, a desired retirement lifestyle, or family. Drawing upon our experience, we will help you more clearly articulate your goals and identify risks you may not have previously considered.
Once we have a clear understanding of what you would like to achieve, we use sophisticated tools to project how your wealth will likely change through the years under varying market conditions. These projections help us identify strategies to get the most out of your resources and maximize your likelihood of success.
When the initial analysis is complete, we will walk you through the results highlighting where we have identified risks and opportunities, the strategies we recommend, and the benefits of each.
Having seen their financial future with more clarity, clients are often inspired to ask “what-if”:
Encouraging you to dream and pose additional concerns, we will update your analysis to show the impact. If this creates new concerns, we will help you identify potential solutions based upon your risk tolerance, time horizon, liquidity needs and overall investment goals. Once the details have been adjusted to your liking and you are happy with the projected results, our group will create a detailed action plan including steps to take now and others to implement over time.
Over the course of our careers, we have experienced raging bull markets, unnerving bears, and everything in between. More importantly, we have seen how some have used these periods to their advantage and others have reacted emotionally to the detriment of their long-term goals.
These experiences have taught us the importance of educating clients about market extremes and how we will respond to each. Having had these conversations upfront, we find clients are more likely to remain disciplined during periods of higher volatility and stay on track toward their financial goals.
The Merrill platform provides access to a broad array of investment vehicles we can use to tailor portfolios to individual client needs and navigate various market environments. These include but are not limited to:
Based on what we learned from your financial analysis, we will prepare an investment strategy customized to your needs and risk tolerance. Portfolios will blend complimentary investments with the goal of reducing undue volatility and investment vehicles will be selected to help maximize tax efficiency.
Once we have agreed to an action plan and investment strategy, we will move forward with implementation. As we progress, we will communicate regularly to confirm the steps we’ve discussed are being completed accurately and according to schedule.
A member of our team will take the time to familiarize you with the Merrill app, website, and monthly statements so you are never more than a click away from your accounts and a broad range of informative reports and capabilities.
To help ensure we remain on track toward your goals, we will meet periodically. During these meetings, we will discuss:
Life is full of changes. When necessary, we will recommend adjustments to keep you on course or re-direct as new financial goals arise.
Our clients expect and deserve the very best, and we continually strive to meet and exceed those expectations.
We understand your time is valuable. When you have questions or concerns, you don’t want to wait on hold or spend time pressing numbers in response to an automated system. We stand ready to take your call and provide prompt, courteous service.
With your approval, we will:
Drawing upon our vast resources, we will show you how to automate your financial life and get the most from your resources.
Over time, we develop close personal relationships with our clients and their families - often spanning multiple generations. We want you to rest assured your family members will be in trusted, capable hands should anything happen to you.
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Lending Officer, NMLS #505779
Wealth Management Banking Specialist
Personalized advice, disciplined investing and ongoing review can make this a reality.
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill's asset aggregation tool
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.