Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
Accessible, knowledgeable and experienced, I am committed to building and maintaining strong client relationships. I am passionate about what I do and I bring that passion to helping every client make what may be the most important financial decisions of their lives.
David Gray began his career at Merrill in February of 2015. Prior to coming on board with Merrill he was in the United States military for 8 years. He was deployed in 2012 and then since retired in 2016. His diversified experience allows him to help clients with a wide range of financial needs including: asset management, insurance, estate planning services, financing options, retirement planning, and more.
David uses a client-focused approach combined with a disciplined investment process. He takes the time to understand clients, who you are, and what matters to you personally and professionally. David follows a holistic approach that enables individuals, families, and small businesses to truly understand their entire financial picture and not just one piece. David partners with a team of planning experts and gives you access to Merrill's top specialists for the best strategies and outstanding service.
David is a Northern Kentucky native that was raised with 8 other siblings and went to Covington Catholic High School. He attended the University of Kentucky where he played rugby and graduated from Northern Kentucky University with two majors. David enjoys spending time with his wife Julie and their one year old son, Nolan Gabriel, family, golfing, and traveling. He loves helping the community and was one of 13 recipients in 2019 to receive a $50,000 grant in a global/company wide essay/application to give to a charity of his choice. He has been a part of many non-profits, but was able to donate that grant to The Barracks Project who has a mission of helping veterans reintegrate back into society with a place to stay, food, clothing, and hopefully a job.
Our advisors and client associates are actively involved in the communities they serve. They devote significant time, energy and resources to help create positive change in the areas in which they live and work. Our team is enthusiastically involved with assisting charitable organizations such as 1 Heart 2 Souls, The Barracks Project, American Cancer Society, Adpot-A-Class, Disabled American Veterans (DAV), and St. Pius X mens group to name a few
University of Kentucky
Covington Catholic High School
Northern Kentucky University
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Bank of America, N.A.
Wealth Management Lending Officer
Bank of America, N.A.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
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We believe there is no substitute for having a relationship with a team of Merrill Lynch Wealth Management Advisors committed to your needs, who can leverage the investment insights of Merrill and offer access to the banking convenience of Bank of America to help clients navigate the financial and economic landscapes. Let’s work together to help you pursue your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.