Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
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"There are many questions we would like to ask you at our first meeting. In fact, we probably have many more questions than you'll have answers, but most of them can wait.
The important questions to ask yourself, and we'll discuss this together, are – 'Do you understand your financial world today and do you know what you want your life to look and feel like 5, 10, 15 years or more into the future?'
During our first meeting we plan to work with you to help answer these questions. And, when we make good progress toward the answers, you'll begin to understand the path we have helped you create to pursue your unique goals."
- Travis K. Musgrave, CIMA®, CRPC®
Wealth Management Advisor
Knowledgeable, attentive and independent-minded professionals who have your best interests at heart.
We are sophisticated professionals with strong credentials and experience. As a team, and individually, we embrace continuing education and technology to stay at the very top of our profession. Members of our team have achieved advanced designations and certifications, we firmly believe our team's hard work and dedication to our profession contribute to improving your experience with the firm and your long-term investment success.
We work with professionals, business owners and other high-net-worth individuals and their families who have successful, complex lives, but little time or the knowledge to prepare for their financial future. One-time liquidity events, such as the sale of a professional practice, a divorce, or receipt of retirement assets, may contribute to the urgency to seek advice.
In addition, we assist long-time clients, and new ones, with strategies to help them transition from the wealth accumulation phase of their life to the distribution phase. We can access specialists within Merrill to help clients in the areas of philanthropic giving and estate planning. We work closely with the specialists at Bank of America Private Bank to determine, and help you implement, effective strategies for the legacy you want to leave.
Our team is committed to helping clients through the decisions they face. Even though we have helped clients in similar situations in the past, we create customized, individually tailored strategies for each client using Merrill Lynch's Wealth Management Process. We pride ourselves on being extremely good listeners, and our broad spectrum of skills and client-centric approach offers a unique and caring perspective to your financial life.
"Our team has experience working through complex issues and that experience allows us to advise in a fiduciary fashion."
- Sarah A. Gregory, CRPC®
Registered Senior Client Associate
We'll prepare for you a detailed financial strategy that prioritizes you and your families personal goals and obectives and allows for the unpredictability of the capital markets, your tolerance for risk, liquidity needs and time horizon. In addition, we provide the discipline and fortitude to help you stick with a long-term approach through challenging as well as prosperous times.
Individualized based on your needs
To help you build your portfolio, we employ a long-term investment approach and the timeless principles of asset allocation to take advantage of diversification to reduce volatility. Your allocation will typically have several components, each serving a particular purpose. A portion may be allocated to help meet your retirement income needs and at least keep pace with inflation. Additional assets may be invested in a more concentrated way to pursue other important goals you want to achieve.
Leading wealth management advice and guidance
Each day, our team leverages the vast resources of our firm—Chief Investment Office, Global Wealth and Investment Management, BofA Merrill Lynch Global Research and Global Markets and Investment Banking—to produce actionable ideas and create strategies that help clients pursue wealth. The award-winning* research, along with that of other institutions, helps us stay sharp, providing you with independent thinking when it matters most. The open investment platform we use at Merrill is one of the broadest in the industry, allowing us to leverage best-in-class investment managers and strategies for your needs. We supplement those resources with our internal experience to help fulfill certain portfolio objectives.
We've learned that helping clients truly understand where their financial world is, relative to their goals, is a great launching point for addressing the responsibilities and demands that come with creating, growing and preserving wealth. Wealth Management Advisor Travis Musgrave and Financial Advisor Tim Dunn bring a wide knowledge base and specialized experience obtained through years of advanced study and practical experience, to provide insightful and innovative ideas to the events that shape client's financial lives.
A disciplined approach
Our Wealth Management Process begins by developing a deep understanding of you and the things you value most. It asks a lot of you, but we've found that one of our strengths is to facilitate the difficult conversations that need to occur. We move through the process at a pace that allows us to make sure some of the tougher decisions reflect what you really want to achieve in life. And from experience, we know it's a process that will continue to serve you well for many years to come.
We have also found that employing "what if" scenarios and simulating their impact on your current lifestyle and retirement, help refine the decision-making process. Then, we'll use those results to help develop disciplined strategies designed to pursue your goals—whatever is most important in your life.
Leadership and commitment
We build additional knowledge about you by initiating a dialogue with your other trusted advisors. We will coordinate these strategic relationships for you and, when you deem, we'll share information about your finances to help them prepare your taxes, insurance strategies and legal documents as needed.
Merrill is proud of our advisors who’ve received recognition from industry publications. We believe they are setting the standard for exemplary client service.
Barron’s Top 1,200 Financial Advisors in 2009 - 2019.
Forbes “Best-in-State Wealth Advisors” in 2019.
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Senior Wealth Management Lending Officer - NMLS #470779
Personalized advice, disciplined investing and ongoing review can make this a reality.
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill's asset aggregation tool
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.