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Musgrave Dunn & Associates

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Musgrave Dunn & Associates

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Merrill Lynch
Wealth Management

Transcript of Video 

"Wealth provides the flexibility to make choices. We'll help you understand how they impact your life."

Getting to a financial strategy that accurately reflects you is a process we know well and a good place for us to begin.

Welcome to Musgrave Dunn & Associates

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"There are many questions we would like to ask you at our first meeting. In fact, we probably have many more questions than you'll have answers, but most of them can wait.

The important questions to ask yourself, and we'll discuss this together, are – 'Do you understand your financial world today and do you know what you want your life to look and feel like 5, 10, 15 years or more into the future?'

During our first meeting we plan to work with you to help answer these questions. And, when we make good progress toward the answers, you'll begin to understand the path we have helped you create to pursue your unique goals."


Travis K. Musgrave, CEPA, CPFA, CIMA®, CRPC®
  Managing Director
  Wealth Management Advisor

Get to Know Us

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Knowledgeable, attentive and independent-minded professionals who have your best interests at heart.

We are sophisticated professionals with strong credentials and experience. As a team, and individually, we embrace continuing education and technology to stay at the very top of our profession. Members of our team have achieved advanced designations and certifications, we firmly believe our team's hard work and dedication to our profession contribute to improving your experience with the firm and your long-term investment success.

Our Philosophy
It's our commitment to see that all areas of your financial life are well integrated and working together to accomplish the things in life that matter most to you and your family.

You've worked hard, sacrificed and managed to accumulate enough wealth to feel optimistic about your future. Or perhaps you're still concerned about outliving your assets. Our goal is to help clients develop a strategy designed to make their assets last. Musgrave & Associates commits abundant resources and leverages considerable skill to prepare and help you develop personalized financial strategies that impact the control clients have over their lives.

"We believe clients appreciate the individualized service and level of integration they receive from us. Our goal is to have them feel confident about their future."

-Mila C. Chitwood, CRPC®
 Investment Associate

Who We Work With

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We work with professionals, business owners and other high-net-worth individuals and their families who have successful, complex lives, but little time or the knowledge to prepare for their financial future. One-time liquidity events, such as the sale of a professional practice, a divorce, or receipt of retirement assets, may contribute to the urgency to seek advice. 
                                                                                
In addition, we assist long-time clients, and new ones, with strategies to help them transition from the wealth accumulation phase of their life to the distribution phase. We can access specialists within Merrill to help clients in the areas of philanthropic giving and estate planning. We work closely with the specialists at Bank of America Private Bank to determine, and help you implement, effective strategies for the legacy you want to leave.

Our team is committed to helping clients through the decisions they face. Even though we have helped clients in similar situations in the past, we create customized, individually tailored strategies for each client using Merrill's Wealth Management Process. We pride ourselves on being extremely good listeners, and our broad spectrum of skills and client-centric approach offers a unique and caring perspective to your financial life.

"Our team has experience working through complex issues and that experience allows us to advise in a fiduciary fashion."

- Sarah A. Gregory, CRPC®
 Registered Senior Client Associate

Offering Discretionary Portfolio Management

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We'll prepare for you a detailed financial strategy that prioritizes you and your families personal goals and obectives and allows for the unpredictability of the capital markets, your tolerance for risk, liquidity needs and time horizon. In addition, we provide the discipline and fortitude to help you stick with a long-term approach through challenging as well as prosperous times. 

Individualized based on your needs
To help you build your portfolio, we employ a long-term investment approach and the timeless principles of asset allocation to take advantage of diversification to reduce volatility. Your allocation will typically have several components, each serving a particular purpose. A portion may be allocated to help meet your retirement income needs and at least keep pace with inflation. Additional assets may be invested in a more concentrated way to pursue other important goals you want to achieve.

Leading wealth management advice and guidance
Each day, our team leverages the vast resources of our firm—Chief Investment Office, Global Wealth and Investment Management, BofA Merrill Lynch Global Research and Global Markets and Investment Banking—to produce actionable ideas and create strategies that help clients pursue wealth. The award-winning* research, along with that of other institutions, helps us stay sharp, providing you with independent thinking when it matters most. The open investment platform we use at Merrill is one of the broadest in the industry, allowing us to leverage investment managers and strategies for your needs. We supplement those resources with our internal experience to help fulfill certain portfolio objectives.

*BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized.

 
*Institutional Investor magazine announced BofA Merrill Lynch Global Research as one of the top global research firms from 2011-2019 based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. BofA Merrill Lynch Global Research is research produced by BofA Securities, Inc (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. For more information about this award, go to https://www.institutionalinvestor.com/research/8959/Overview. Rankings and recognition from Institutional Investor are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement.

Our Process - Connecting the Pieces of Your Financial Life

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We've learned that helping clients truly understand where their financial world is, relative to their goals, is a great launching point for addressing the responsibilities and demands that come with creating, growing and preserving wealth. Wealth Management Advisor Travis Musgrave and Financial Advisor Tim Dunn bring a wide knowledge base and specialized experience obtained through years of advanced study and practical experience, to provide insightful and innovative ideas to the events that shape client's financial lives.

A disciplined approach
Our Wealth Management Process begins by developing a deep understanding of you and the things you value most. It asks a lot of you, but we've found that one of our strengths is to facilitate the difficult conversations that need to occur. We move through the process at a pace that allows us to make sure some of the tougher decisions reflect what you really want to achieve in life. And from experience, we know it's a process that will continue to serve you well for many years to come.

We have also found that employing "what if" scenarios and simulating their impact on your current lifestyle and retirement, help refine the decision-making process. Then, we'll use those results to help develop disciplined strategies designed to pursue your goals—whatever is most important in your life.

Leadership and commitment
We build additional knowledge about you by initiating a dialogue with your other trusted advisors. We will coordinate these strategic relationships for you and, when you deem, we'll share information about your finances to help them prepare your taxes, insurance strategies and legal documents as needed.

Recognition

Merrill is proud of our advisors who’ve received recognition from industry publications. We believe they are setting the standard for exemplary client service.

Travis K Musgrave

Forbes “Best-in-State Wealth Advisors”  in 2018, 2019, and 2020.

Barron’s Top 1,200 Financial Advisors in 2009 - 2019.
Years prior to 2014, this Barron's list consisted of 1,000 advisors.

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Your Financial Approach

We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Planning Services4
  • Education Funding1
  • Insurance3
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds4
  • Private Foundations4
  • Charitable Trusts4
FINANCE
Using your finances to bring it all together
  • Merrill Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.


Periodic reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.


    Monitoring changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    Wealth Management Your Way

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial
      complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.