Mercer Wealth Management Group

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Mercer Wealth Management Group

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Merrill Lynch
Wealth Management
Whether we're helping you with investments, developing retirement income streams, or offering you access to Bank of America financing or streamlining your cash and debt management, we have the talent, insight, and understanding to create actionable strategies to help you actively pursue your goals.
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The Mercer Wealth Management Group Client Experience

The Mercer Wealth Management Group at Merrill is a highly capable, deeply experienced wealth management team based in Kentucky. Our group offers a wide range of financial services to high-net-worth families, nonprofit organizations and corporate and small business retirement plans.

Expect outstanding service. Everyone on our team is committed to providing you with an exceptional client experience. You'll find our service is individually tailored to your needs. We offer the full talents of a sizable, future-focused team that can give you the time and attention you deserve.

Expect open dialogue. We want you to think of us as a true guide on your financial journey. We offer clients candid communication about the potential opportunities we see. You can expect clear recommendations, fresh thinking, and regular account reviews.

Expect a different perspective on wealth management. Because our team has regularly worked with a sophisticated clientele, we thoroughly understand the various facets of their wealth—how it's earned, preserved, and passed on. We look beyond numbers to help you understand what your goals are and why they are important to you. Then seek suitable ways to pursue them.

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Offering you experienced insight, skill, and perspective

This is a team that starts every client relationship with a commitment to service and understanding. We then leverage all our talents to maximize the client experience.

WHO WE ARE

The Mercer Wealth Management Group brings together the talents of highly seasoned, well-trained financial advisors. Our team members have many years of experience helping affluent families, businesses, and nonprofits pursue their financial goals. The Group offers you one-stop access to the investment insights of Merrill and the banking convenience of Bank of America.

WHAT WE DO

Our team offers a high level of sophisticated financial advice and guidance. It's the kind of help clients require as they find themselves with more complex investment needs. Our recommendations typically consist of several integrated strategies driven by your objectives. These strategies can help address managing risk, wealth and capital preservation, liquidity needs, time horizon, investment growth, and credit and lending through Bank of America, and anticipate changes in markets and your outlook.

WHAT WE BELIEVE

The Mercer Wealth Management Group believes in strong relationships, and we're proud that clients remain with us across generations. You will find that we're committed to being accessible to you at your convenience—especially when you need us most. Also, we welcome every interaction with clients as an opportunity to listen and learn because we view open communication as an integral part of our relationship with you. We also believe in complete transparency—we want you to know both the pricing and liquidity of the investments we recommend and services that we offer.

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A high-level approach for the most sophisticated investor needs

We offer financial strategies and services based on a thorough understanding of your resources and goals. We chart the structure of your assets and financial outlook to see where you can make adjustments. These strategies are designed to help you understand and evaluate the potential for gain and to uncover hidden risks before they have a significant impact. Our team helps guide you in integrating and implementing your strategic choices in ways that make sense—now, and in the years to come.

FAMILY WEALTH MANAGEMENT

We understand that your wealth may be spread across many different assets and that your income may come from different sources. We offer clearly defined, ongoing processes designed to keep pace with your outlook and changing financial priorities. We consider everything from household and domestic expenses to your income and liabilities, current investments, business or property ownership, and legacy needs.

FOUNDATIONS AND ENDOWMENTS

The Mercer Wealth Management Group works with some of the region's leading endowments and foundations. The team can provide access to the full range of Merrill investing and Bank of America banking resources on their behalf, enabling the team to access the full range of custodial services and investing management. By using Merrill's open investment platform, we can take a strategic approach to asset administration with these clients, while applying our knowledge and experience to help them make choices appropriate to their organization's goals. Also, we use sophisticated performance measurements and analytics to help illustrate the risks and returns of investments across all asset classes. In addition, you get access to easy-to-use online reporting tools designed especially for institutional investors.

QUALIFIED RETIREMENT PLANS

The Mercer Wealth Management Group offers access to a full suite of retirement plan services for corporate and institutional clients. We can help streamline your plan administration and help you deliver a more robust benefit to your employees. By accessing the vast resources of Merrill, we offer investment communication and education.

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A full range of integrated financial services and strategies

The Mercer Wealth Management Group offers you services designed to help make every aspect of your financial life easier. With the resources of a global financial services powerhouse, our team can help you create greater efficiency and control in these key areas:


OUTLOOK—Creating a road map to your goals through advice and guidance designed for your individual situation

CASH FLOW and EXPENSE MANAGEMENT—Handling day-to-day financial tasks quickly and efficiently

RETIREMENT and INCOME—Showing you smart ways to structure income and assets to help create the kind of retirement you want and deserve

ACCESS TO BANK OF AMERICA CREDIT and LENDING—Offering strategies for daily cash management and access to credit and lending through access to a Wealth Management Lending Officer from Bank of America, N.A. (*The Wealth Management Lending Officer does not offer investment advice, nor make recommendations on investment products.)

INVESTMENTS—In conjunction with your outside tax advisors, preparing customized, tax-minimizing approaches matched to your investment, risk and liquidity management style and your timetable

TRUSTS and WEALTH TRANSFER—Focusing on strategies designed to help ease wealth transition while minimizing the impact of taxes, including various forms of trusts, tailored to you and your family situation

TRACKING and BENCHMARKING—Monitoring your investments through the Client Review Center, allowing us to perform real-time reviews of your progress toward your goals

  • The clients we serve belong to a roster of high-performing business owners, entrepreneurs, senior corporate executives, privately held businesses, nonprofit organizations, and retirement plans. We believe they come to us because we have the capabilities and provide services that few other wealth management teams in the region can exceed.Charles "Todd" Mercer, CRPS®, C(k)P®, Wealth Management Advisor

Meet Our Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Your Financial Strategy

We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Services2
  • Education Funding Strategies1
  • Insurance3
HEALTH
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds2
  • Private Foundations2
  • Charitable Trusts2
FINANCE
FINANCE
Using your finances to bring it all together
  • Merrill Lynch Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.

<br />Regular reviews to help you stay<br />on track

Regular reviews to help you stay
on track

We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.

    <br />Monitoring changes in your life<br />and to your goals

    Monitoring changes in your life
    and to your goals

    Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

    Wealth Management Your Way

    MyMerrill is your online and mobile destination for access to your financial information, secure communications, and a robust offering of tools and capabilities

    It’s easy to seamlessly integrate your Merrill Wealth Management and Bank of America banking accounts online and through our mobile apps with a single click

    You can manage account security with our customizable security capabilities such as Face ID/Touch ID, one time passcode and other security features

    Your advisor is a click away through our Secure Inbox and texting application

    Access to your complete financial life is available with Spending & Budgeting, integrating your Merrill and Bank of America activity into a powerful tool to track your expenses and income

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill Lynch?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Personalized advice from a dedicated financial advisor.

      Getting to know you is our primary goal.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.

      Adjusting your plan as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.