Mustin Shuffstall Group

push-top
Merrill Lynch

Mustin Shuffstall Group

Wealth Management
Introduce us to a friend

Learn more about an advisor's background on
FINRA's BrokerCheck

Merrill Lynch
Wealth Management
Serving fewer clients allows us to cultivate stronger relationships - and play more active roles in helping them achieve financial outcomes that are personally meaningful.

Mustin Shuffstall Group

Welcome

Our mission is to understand you and your priorities. To take the time, to ask hard, smart questions and to listen carefully, then to understand, in great detail, exactly where your wealth stands today, and where you'd like it to be tomorrow. We help you design, implement and periodically monitor a customized wealth management strategy that helps you and your family pursue your personal financial goals while managing investment risk. Our wealth management approach is about using wealth to help turn goals into reality.

Mustin Shuffstall Philosophy

DOING MORE FOR FEWER CLIENTS

At The Mustin Shuffstall Group, our mission is to bring tangible real-world benefits to an accomplished clientele that hopes to accomplish more. By digging deeper to help clients identify goals and concerns that they may not have explored with previous advisors, we believe that clients enjoy a more meaningful and fulfilling wealth management experience:

• Rather than being driven by calendars, we’re driven by clients’ ongoing needs and circumstances. Casual and comfortable conversations with both spouses occur naturally, as often as clients prefer.

• Through frequent and friendly discussions with clients, we become familiar with the passions in their lives and the purpose of their wealth. These discussions occur naturally as our ages align nicely with older and younger clients, and with their grown children.

• We remind clients that any decision involving money is good reason to call us – whether they’re weighing the benefits of purchasing or leasing a car, buying or renting out a second home, paying for college, considering long-term care insurance, or something entirely different.

• Highly professional and personalized service is more than our promise. It’s the hallmark of our offering. We are devoted to being approachable and available. In addition, our outstanding client associate, Debbie Rounsaville, is exceptionally knowledgeable and has spent more than 30 years assisting client families.

• When it comes to investing, retirement planning, and intergenerational wealth planning, we are always tax-sensitive. To align our efforts with those of clients’ other advisors, we frequently coordinate with their CPAs and attorneys on tax-minimization and estate planning strategies.

The Clients we Serve

While diverse, our clients share an appreciation for the input and insights of specialists. Like us, they recognize that success is predicated on a lifetime spent listening and learning. Both are critical to achieving personal and financial growth.

At The Mustin Shuffstall Group, we feel privileged to serve active and retired surgeons and other physicians, aerospace and defense professionals, business owners, individuals beginning to accumulate wealth, young families, widows, divorcees, and multiple generations – throughout Maryland and in 20 other states.

The vast majority of clients has been referred to us and is driven by the desire to make intelligent financial decisions. Some want to know what’s required to send children to college, to enjoy the retirement they envision, how to effectively inherit and distribute assets, purchase a first or second home, expand a business or purchase a practice.

Regardless of our clients’ situations or ambitions, we believe that “planning is everything” and that getting out in front of their needs is essential to providing superior wealth management. That’s why we encourage both spouses to work closely with us – and talk frequently to us. We also aim to educate “the next generation” in client families, so that wealth and wisdom can be passed along. By cultivating friendly relationships with clients, we can stay updated on their needs and help them enjoy outcomes that are personally rewarding.

Capabilities

Our process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investment management. Our ability to provide access to the investment insights of Merrill, as well as banking, trust and fiduciary services from Bank of America offers a way to help clients manage all of the pieces of their financial lives. We view ourselves as a financial resource, helping clients with strategies for transferring wealth to the younger generation.

Focus On Individuals and Families

We work primarily with high-net-worth individuals and families. We’ll begin by getting to know you as we explore the following seven priorities together:

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring others and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together and defining your financial goals
We work closely with other trusted professionals to help clients pursue their goals, drawing on the investment insights of Merrill and access to the banking convenience of Bank of America as we do so.

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

John Pellegrini

John Pellegrini

Markets Specialist

Dedin L Witherspoon

Dedin L Witherspoon

Wealth Management Lending Officer NMLS # 652352

Chris Claps

Chris Claps

AI Regional Specialist

Your Financial Strategy

We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Services2
  • Education Funding Strategies1
  • Insurance3
HEALTH
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds2
  • Private Foundations2
  • Charitable Trusts2
FINANCE
FINANCE
Using your finances to bring it all together
  • Merrill Lynch Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.

Regular reviews to help you stay on track
Regular reviews to help you stay on track

We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.

    Monitoring changes in your life and to your goals
    Monitoring changes in your life and to your goals

    Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

    ML_Video_v2.jpg
    Access to what you need, when you need it

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill's asset aggregation tool

    • Your advisor is never more than a click away within our site or mobile apps
    • Manage account security with our customizable security capabilities such as touch id, one time passcode, and other security features
    • Access to your complete financial life is available with My Financial Picture, Merrill's asset aggregation tool

    *Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.

    Let’s Have a Conversation

    Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

    Why Merrill Lynch?

    As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


    Merrill_Capabilities_Brochure.png  

    We put you first, every day.
    Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

    Personalized advice from a dedicated financial advisor.

    Getting to know you is our primary goal.

    A comprehensive approach, built around your life’s priorities.

    Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.

    Adjusting your plan as your life and the markets change.

    We will work to help you stay on track, regardless of what the markets are doing.