Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
At The Mustin Shuffstall Group our goal – our oath, in fact – is to craft practical, real-world strategy around personal and financial objectives that we can help you identify, prioritize and accomplish.
Given the attention we offer each client, we’re at our best serving people who appreciate a close working relationship with a caring advisory team. Just as we want to know about your family and hobbies, we’ll tell you about ours. We know clients very well and believe the referrals we receive to generations of their families are testament to the ongoing value we provide.
For a loyal and eclectic circle of clients in the Baltimore area, throughout Maryland and in 20 other states we strive to provide attractive risk-adjusted returns. By relying heavily on asset allocation (which typically determines 90% or more of performance) and our ability to search the world for investment opportunities, we can help you minimize risk and optimize opportunity.
In everything we do, we are mindful of your years of hard work. In addition to helping you plan and prepare for likely and unlikely circumstances, we look for ways to put your wealth to work – with risk-managed investing, retirement planning, access to credit and lending through Bank of America, N.A., intergenerational wealth strategies and more.
As we like to say, “We begin life with a clean slate. We begin each relationship in the same way.” To that point, we think it’s only appropriate that we develop a clear notion of what a fulfilling life means to you. We listen and we ask questions – about your life, family, accomplishments and goals that lie ahead. It would be our privilege to learn more and help you prosper financially – and in ways that go beyond dollars and cents.
DOING MORE FOR FEWER CLIENTS
At The Mustin Shuffstall Group, our mission is to bring tangible real-world benefits to an accomplished clientele that hopes to accomplish more. By digging deeper to help clients identify goals and concerns that they may not have explored with previous advisors, we believe that clients enjoy a more meaningful and fulfilling wealth management experience:
• Rather than being driven by calendars, we’re driven by clients’ ongoing needs and circumstances. Casual and comfortable conversations with both spouses occur naturally, as often as clients prefer.
• Through frequent and friendly discussions with clients, we become familiar with the passions in their lives and the purpose of their wealth. These discussions occur naturally as our ages align nicely with older and younger clients, and with their grown children.
• We remind clients that any decision involving money is good reason to call us – whether they’re weighing the benefits of purchasing or leasing a car, buying or renting out a second home, paying for college, considering long-term care insurance, or something entirely different.
• Highly professional and personalized service is more than our promise. It’s the hallmark of our offering. We are devoted to being approachable and available. In addition, our outstanding client associate, Debbie Rounsaville, is exceptionally knowledgeable and has spent more than 30 years assisting client families.
• When it comes to investing, retirement planning, and intergenerational wealth planning, we are always tax-sensitive. To align our efforts with those of clients’ other advisors, we frequently coordinate with their CPAs and attorneys on tax-minimization and estate planning strategies.
While diverse, our clients share an appreciation for the input and insights of specialists. Like us, they recognize that success is predicated on a lifetime spent listening and learning. Both are critical to achieving personal and financial growth.
At The Mustin Shuffstall Group, we feel privileged to serve active and retired surgeons and other physicians, aerospace and defense professionals, business owners, individuals beginning to accumulate wealth, young families, widows, divorcees, and multiple generations – throughout Maryland and in 20 other states.
The vast majority of clients has been referred to us and is driven by the desire to make intelligent financial decisions. Some want to know what’s required to send children to college, to enjoy the retirement they envision, how to effectively inherit and distribute assets, purchase a first or second home, expand a business or purchase a practice.
Regardless of our clients’ situations or ambitions, we believe that “planning is everything” and that getting out in front of their needs is essential to providing superior wealth management. That’s why we encourage both spouses to work closely with us – and talk frequently to us. We also aim to educate “the next generation” in client families, so that wealth and wisdom can be passed along. By cultivating friendly relationships with clients, we can stay updated on their needs and help them enjoy outcomes that are personally rewarding.
Our process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. Our ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. We view ourselves as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.
We can offer advice and guidance designed to assist you in making investment-related decisions and trade-offs that can help you reach personally meaningful goals. So whether you’re planning your retirement, saving to buy a home or fund a child’s education, We’ll start by getting to know you and how you feel about the following seven life priorities.:
This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Lending Officer
Bank of America, N.A.
AI Regional Specialist
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
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Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.