Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
10320 Little Patuxent Parkway
Columbia, MD 21044
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Merrill is proud of our advisors who’ve received recognition from industry publications. We believe they are setting the standard for exemplary client service.
Forbes’ “America’s Top Women Wealth Advisors” 2020
Pamela has been with Merrill Lynch Wealth Management since 1995 and is the founding partner of the Gruver Adams Group.
I see the world of investment management from a different perspective, one that allows me to view the world through my clients’ eyes, while never losing sight of the importance of the bottom line. I never lose focus on the true purpose of my clients’ wealth to help them enjoy the life they live while we collaborate together to create the life they imagine.
I hold the CPWA® designation. The clients I assist are high net worth families, business owners, physicians, retirees and astute female investors. The deeper insights and guidance I’m able to offer, helps clients plan for retirement, minimize taxes, preserve assets, maximize growth and transfer wealth.
I am an accredited retirement wealth advisor with the designation of CPFA. I assist clients in planning the life long process to achieve their individual dreams of retirement. I value the trust that clients place with me in planning for whatever it is that gives their life meaning and purpose.
The number of clients I represent is by design notably smaller than the industry norm. Having fewer clients gives me more time to engage in a deeper, more intimate discovery process.
Pamela Gruver Adams was named in Forbes as “Americas Top Women Advisors” in 2020*
In my free time I am active at Trinity School, a private Catholic school, and Success and Style, who supports in-crisis women pursuing employment. I live in Clarksville, MD with my family.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
London School of Economics
The Wharton School
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Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Senior Structured Credit Executive
Bank of America, N.A.
Employee Benefits Specialist
Senior Wealth Management Lending Officer
Bank of America, N.A.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.