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We get to know you and your family, your financial situation and what matters most to you.
Accessible, knowledgeable and experienced, I am committed to building and maintaining strong client relationships. I am passionate about what I do and I bring that passion to helping every client make what may be the most important financial decisions of their lives.
Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.
Forbes "Top Women Wealth Advisors Best-in-State” 2023
Published on February 2, 2023. Rankings based on data as of September 30, 2022.*
Forbes "Best-in-State Wealth Advisors" 2021, 2022 and 2023
Published annually Jan- April. Rankings based on data as of June 30 of prior year.
Forbes "America's Top Women Wealth Advisors" 2020 and 2021
Published annually Feb- April. Rankings based on data as of June 30 - September 30 of prior year.
Pamela has been with Merrill Lynch Wealth Management since 1995 and is the founding partner of the Gruver Adams Group.
She sees the world of investment management from a different perspective, one that allows her to view the world through her clients’ eyes, while never losing sight of the importance of the bottom line. She never loses focus on the true purpose of her clients’ wealth to help them enjoy the life they live while we collaborate together to create the life they imagine.
Pamela holds the CPWA® designation. The clients she assists are high net worth families, business owners, physicians, retirees and astute female investors. The deeper insights and guidance I’m able to offer, helps clients plan for retirement, minimize taxes, preserve assets, maximize growth and transfer wealth.
Pamela is an accredited retirement wealth advisor with the designation of CPFA. She assists clients in planning the life long process to achieve their individual dreams of retirement. She values the trust that clients place with her in planning for whatever it is that gives their life meaning and purpose.
The number of clients she represents is by design notably smaller than the industry norm. Having fewer clients give her more time to engage in a deeper, more intimate discovery process.
Pamela Gruver Adams was named Forbes Best-in-State in 2021 and 2022* (published annually Jan - April. Rankings based on data as of June 30 of prior year)
Pamela was also named in Forbes as “Americas Top Women Advisors” in 2020 and 2021** (published annually Feb - April. Rankings based on data as of June 30 - September 30 of prior year)
In her free time she is active at Trinity School, a private Catholic school, and Success and Style, who supports in-crisis women pursuing employment. She lives with her husband, Brian Baumgardner, and family in Clarksville, MD.
English
London School of Economics
The Wharton School
American University
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Alternative Investments Regional Specialist
Bank of America, N.A.
Employee Benefits Specialist
Bank of America, N.A.
Senior Wealth Management Lending Officer
Bank of America, N.A.
NMLS #652334
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
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Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.
Transcript of Video
No question too big or moment too small
For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.
The Power of the Right AdvisorTM
Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.
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