Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
Josie entered the investments industry in 2003 and partnered with Merrill Lynch Wealth Management in 2005. She graduated from Pensacola Christian College in 2002 with a Bachelor of Science degree in Marketing and a minor in Finance. She also received a Master’s Degree in Management and Leadership in July of 2011 from Liberty University.
She is involved with various aspects of the Maryland community, including volunteer work with charitable organizations, and is also a member of the Merrill Special Needs Network which concentrates on helping families of children with disabilities. In connection to this focus, Josie obtained her Chartered Special Needs Consultant®, (ChSNC®) designation from The American College in 2014. This allows her to assist parents and caregivers to prepare for the future of an individual with special needs.
Josie attained her Chartered Retirement Planning Counselor, (CRPC®) designation from College for Financial Planning in 2008.
Josie went on to attain the CERTIFIED FINANCIAL PLANNER, certificant designation, awarded by the Certified Financial Planner Board of Standards, Inc. in July of 2011.
With a focus on collaborating with individuals and businesses to help them pursue their financial goals, Josie utilizes the banking tools and services available at Bank of America and the investment resources of Merrill to help clients carefully select investments based on their risk tolerance and goals. When you chose to work with Josie, you can expect to have a long-term relationship focused on pursuing your specific objectives.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Pensacola Christian College
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.