Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Josie entered the investments industry in 2003 and partnered with Merrill Lynch in 2005. She graduated from Pensacola Christian College in 2002 with a Bachelor of Science degree in Marketing and a minor in Finance. She also received a Master’s Degree in Management and Leadership in July of 2011 from Liberty University.
She is involved with various aspects of the Maryland community, including volunteer work with charitable organizations, and is also a member of the Merrill Lynch Special Needs Network which concentrates on helping families of children with disabilities. In connection to this focus, Josie obtained her Chartered Special Needs Consultant®, (ChSNC®) designation from The American College in 2014. This allows her to assist parents and caregivers to prepare for the future of an individual with special needs.
Josie attained her Chartered Retirement Planning Counselor, (CRPC®) designation from College for Financial Planning in 2008. This allows her to help both individuals and business owner’s better plan for their future retirement.
Josie went on to attain the CERTIFIED FINANCIAL PLANNER, certificant designation, awarded by the Certified Financial Planner Board of Standards, Inc. in July of 2011. With the knowledge she obtained pursuing this certification, Josie gained valuable tools designed to help clients better prepare for their financial future.
With a focus on collaborating with individuals and businesses to help them pursue their financial goals, Josie utilizes the tools and services available at Bank of America and Merrill Lynch to help clients carefully select investments based on their risk tolerance and goals. When you chose to work with Josie, you can expect to have a long-term relationship focused on pursuing your specific objectives.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Pensacola Christian College
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Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
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*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.