Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
Accessible, knowledgeable and experienced, I am committed to building and maintaining strong client relationships. I am passionate about what I do and I bring that passion to helping every client make what may be the most important financial decisions of their lives.
As a Merrill Financial Advisor, Suzanne Hayes brings four decades of experience to her passion for crafting common-sense real-world financial strategies that help high net worth families, small businesses and organizations accumulate and manage wealth in ways designed to serve their unique goals. She especially enjoys offering investment planning services to individuals and couples who are tackling the challenges of providing for their own prosperous retirement, while still creating a legacy for multiple generations or charities.
Suzanne is a Vice President, Associate Resident Director, and Senior Financial Advisor in the Hagerstown, Maryland office of Merrill. Her career has been concentrated in Hagerstown and the surrounding tri-state area. She began in the Hagerstown branch of Kidder, Peabody & Co. in 1975 and continued to build her clientele with several successor firms. In October 2006, she transferred to Merrill because it is important to her to provide access to financial services and resources of high quality and national/international scope for the area that has been her lifelong home.
Suzanne has been a tireless advocate for the quality of life in the Hagerstown-Washington County area, serving on non-profit boards and volunteering with various organizations. She is currently a member of the Funding Advisory Council for Brook Lane Mental Health Services and of the Greater Hagerstown Committee. She has been active in the Hagerstown-Washington County Chamber of Commerce, and at various times in the past has served as Chairman of the organization and Chairman of the Government Affairs Committee. Her other previous service spans organizations as diverse as the Hagerstown-Washington County Economic Development Commission and the Washington County Free Library.
Suzanne holds a Bachelor of Science in Mathematics from the College of William and Mary in Williamsburg, Virginia. She and her family live on and farm 200 acres south of Hagerstown.
College of William and Mary
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.