Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
As a Merrill Lynch Financial Advisor, Suzanne Hayes brings four decades of experience to her passion for crafting common-sense real-world financial strategies that help high net worth families, small businesses and organizations accumulate and manage wealth in ways designed to serve their unique goals. She especially enjoys offering investment planning services to individuals and couples who are tackling the challenges of providing for their own prosperous retirement, while still creating a legacy for multiple generations or charities.
Suzanne is a Vice President, Associate Resident Director, and Senior Financial Advisor in the Hagerstown, Maryland office of Merrill Lynch. Her career has been concentrated in Hagerstown and the surrounding tri-state area. She began in the Hagerstown branch of Kidder, Peabody & Co. in 1975 and continued to build her clientele with several successor firms. In October 2006, she transferred to Merrill Lynch because it is important to her to provide access to financial services and resources of high quality and national/international scope for the area that has been her lifelong home.
Suzanne has been a tireless advocate for the quality of life in the Hagerstown-Washington County area, serving on non-profit boards and volunteering with various organizations. She is currently a member of the Funding Advisory Council for Brook Lane Mental Health Services and of the Greater Hagerstown Committee. She has been active in the Hagerstown-Washington County Chamber of Commerce, and at various times in the past has served as Chairman of the organization and Chairman of the Government Affairs Committee. Her other previous service spans organizations as diverse as the Hagerstown-Washington County Economic Development Commission and the Washington County Free Library.
Suzanne holds a Bachelor of Science in Mathematics from the College of William and Mary in Williamsburg, Virginia. She and her family live on and farm 200 acres south of Hagerstown.
College of William and Mary
Personalized advice, disciplined investing and ongoing review can make this a reality.
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
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Your advisor is a click away within our site or mobile apps
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Access to your complete financial life is available with My Financial Picture, Merrill's asset aggregation tool
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.