The Adamic Wolford Group

The Adamic Wolford Group focuses first on understanding client values; second, on helping clients identify and prioritize their most cherished goals; and third, on evolving a series of wealth management strategies that place clients squarely at the center of everything we do.

Every member of our group shares a common goal: to help individuals and families pursue their financial dreams. Our experienced advisors regularly talk with and challenge each other to help shape wealth management recommendations that reflect our combined knowledge and resources. And our client associates are commited to delivering superior service and satisfaction intended to make each contact pleasurable and productive.

We invite you to see for yourself how our strategic and personal approach to wealth management can help you develop and implement the strategies that can address your unique financial needs.

We invite accountablility in every phase of our financial relationship with you. We will contact you to review your progress as market conditions and investment opportunities change. And we will help you measure results agains your goals and make adjustments, as necessary.

"Our holistic approach to wealth management puts clients' needs at the center of everything we do. We believe our role goes beyond investments, giving us a way to help you pursue what is most important to you and your family. "

Jason Adamic, CFP®, C(k)P®, CRPC™

Managing Director

Wealth Management Advisor Portfolio Advisor Retirement Benefits Consultant

Our extensive experience helps us understand the financial pressures you face--not just challenges you're dealing with in the present, but those that may determine your retirement and lifestyle dreams in the future, as well.

It all starts with you. We have clients--in many cases, multi-generational--who have relied on our advice and guidance for years. We feel we are most effective at helping affluent clients to understand the complex financial landscape they may confront during various market cycles, and we take the time to mentor them through the goals-based wealth management process.

Even though we have assisted clients in similar situations, we realize that your particular circumstances are unique. We probe to gauge what you may think and feel about investing. We get to know you as an individual--perhaps more so than other professionals with whom you work--which offers us additional insight into your decision making and risk/reward profile.

"Our goal is to understand in great detail where your wealth stands today and where you would like it to be tomorrow. "

Kirk J. Wolford, CIMA®

*Managing Director

Wealth Management Advisor Senior Portfolio Manager Global Institutional Consultant*

Global Institutional Consulting, operating under the name "Bank of America," is a business offering products and services for the benefit of institutional and ultra‐high net worth clients and is part of Global Wealth and Investment Management (GWIM), the wealth and investment management division of Bank of America Corporation ("BofA Corp.").Global Institutional Consultants mentioned herein are registered representatives with Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") and may assist you with investment products and services. The nature and degree of advice and assistance provided, the fees charged, and clients' rights and Merrill's obligations will differ depending upon the products and services actually provided. Banking activities may be performed by wholly owned banking affiliates of BofA Corp., including Bank of America, N.A., Member FDIC. Brokerage and investment advisory services are provided by wholly owned non-bank affiliates of BofA Corp., including Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill"), a dually registered broker-dealer and investment adviser and Member SIPC. MLPF&S makes available investment products sponsored, managed, distributed or provided by companies that are affiliates of BofA Corp.

Goals-based wealth management is a way that we can help you move beyond stocks and bonds indices so you can evaluate portfolio performance and focus on what matters to you on a personal level. In other words, we can offer an investment approach for you that's customized to address your unique set of concerns and goals, such as a child's education, a new home or income in retirement.

In addition to working with individuals and families, Jason Adamic and Kirk Wolford have earned the internal designation of Retirement Benefits Consultant, reflecting their deep experience working with corporate retirement plans of all sizes, including plans with assets in excess of $50 million. In addition, Kirk is credentialed as a Global Institutional Consultant within the Bank of America Global Institutional Consulting Group.
Employee retirement programs
Our focus is on understanding and satisfying company and employee needs, and helping organizations design a plan that fits their 401(k) and pension plan objectives. We can also provide access to Bank of America and Merrill Lynch Wealth Management resources for retirement plan design, administrative services and record keeping capabilities designed to help each program to work smoothly. We have the experience and knowledge to assist clients with the intricacies and challenges of running a retirement program and to assist employees with key education and information.

Capabilities and process
Our team is highly qualified to offer guidance on initiating a new defined contribution plan, implementing changes to an existing plan, or helping you find ways to make a plan more cost effective.

*Global Institutional Consulting, operating under the name "Bank of America," is a business offering products and services for the benefit of institutional and ultra‐high net worth clients and is part of Global Wealth and Investment Management (GWIM), the wealth and investment management division of Bank of America Corporation ("BofA Corp.").Global Institutional Consultants mentioned herein are registered representatives with Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") and may assist you with investment products and services. The nature and degree of advice and assistance provided, the fees charged, and clients' rights and Merrill's obligations will differ depending upon the products and services actually provided. Banking activities may be performed by wholly owned banking affiliates of BofA Corp., including Bank of America, N.A., Member FDIC. Brokerage and investment advisory services are provided by wholly owned non-bank affiliates of BofA Corp., including Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill"), a dually registered broker-dealer and investment adviser and Member SIPC. MLPF&S makes available investment products sponsored, managed, distributed or provided by companies that are affiliates of BofA Corp.

"Because of our experience with high-net-worth individuals as well as companies, we are keenly aware of which benefits programs may be a best fit for specific employees and organizations--including concentrated stock and corporate stock options and strategies."

Kirk J. Wolford, CIMA®

Managing Director

Wealth Management Advisor Senior Portfolio Manager Global Institutional Consultant

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

Helping you create a personalized plan

At Merrill, we go beyond the traditional role of an advisor.

• Your goals, concerns and attitude about investing are the foundation of your plan.
• We actively listen and provide personalized advice — ensuring we understand what matters most to you and your family.
• We're committed to creating a personalized plan that evolves with you to help you live well today while preparing for the future.

Giving you access to our teams and solutions

Your advisor is one part of an experienced team dedicated to helping you achieve your goals. Acting as your single point of contact, your advisor provides personalized strategies and connects you with:

• Bank of America specialists, such as mortgage or trust professionals
• Timely insights from BofA Global Research1 to help you stay informed and navigate ever-changing markets
• A full suite of Merrill investing and Bank of America banking solutions

¹_{BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").}