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The Eaton Irwin Group

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Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Vic Diune

Vic Diune

Trust Specialist

Bank of America, N.A.

Julie Shea

Julie Shea

Senior Wealth Management Lending Officer

Bank of America, N.A.

NMLS #484187

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

The Eaton Irwin Group is a wealth management team that works with families throughout the United States, helping them organize, deploy, and transfer their wealth effectively. We’re privileged to serve multiple generations of client families, each with distinctive needs and priorities. We bring big-picture vision and exacting attention to detail, generating practical strategies and tangible assistance to help resolve the complexities of significant wealth.  

 

Our work is highly customized, reflecting the unique characteristics of each relationship. Clients know that we are relentless in our efforts to listen intently, answer questions, and anticipate challenges. We’re not afraid to dive into thorny issues or complex circumstances to help clients develop thoughtful and purposeful paths forward.

Philosophy

Mindful of Client Time

We are honored to work with an accomplished and busy clientele. Many are current or retired C-suite executives, business owners, entrepreneurs in medicine and technology, and affluent families. We are mindful of the hard work and sacrifice inherent in each client’s story and are keenly attuned to the demands that clients face. As a team, we strive to restore the one commodity that successful individuals most desire: free time.  Our process is deliberate and disciplined; we look for ways to enhance client comfort, reduce anxiety, and empower families to make meaningful progress in pursuing their aspirations.

 

We recognize that effective wealth management requires leadership and coordination. We’re skilled in collaborating with a client’s external tax and legal advisors, as appropriate, helping to advance a unified framework that balances current needs with long-term priorities.

An Informed Perspective

We offer a holistic approach to wealth management, analyzing both sides of a client’s balance sheet to detect possible inefficiencies and remedy gaps. Our process centers on three pillars of goals-based wealth management:

Understand your unique goals and circumstances
Develop a tailored financial strategy, through asset allocation*, behavioral coaching, and tax-aware investment management **
Provide ongoing advice and guidance about savings, withdrawals, and portfolio rebalancing, relative to changing life circumstances
 

We are adept in multiple areas of wealth management, embracing best practices, while integrating the in-depth insight of locally-based specialists. Clients look to us for a range of needs:

Tax- and fee-sensitive investment management
Cash-flow analysis
Pre- and post-retirement strategies
Trust and estate planning services
Access to lending through Bank of America, N.A.
Business succession strategies
Concentrated and restricted stock strategies
Gifting and wealth structuring
Insurance, including long-term care
Financial stewardship and coaching
 

* Asset allocation does not ensure a profit or protect against loss in declining markets.

* Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

 
Centered on Service

We strive to deliver a superior standard of service on every level, every day. We’re not only attuned to the mechanics of wealth management, but to each client’s emotional connection to wealth and its intersections. Deeply interested in behavioral finance, we incorporate its findings to help clients avoid the pitfalls and harness the opportunities that can accompany substantial wealth. Most important, we develop deep and genuine relationships with the clients we serve, providing them with proactive and reliable advice on a host of issues.

 

We invite families who desire a more structured and thoughtful approach to their finances to contact us to discuss their needs in more detail.

Approach

We begin every relationship with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, we start by listening to learn more about you and your family.

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and help you refine your investing preferences. Together, we can help customize your investment approach. Using an understanding of your priorities and investment personality as a foundation, we help you access the full breadth of resources from Bank of America’s banking products and services and Merrill’s investment insights to address all aspects of your financial life.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will give you a sense of the full assessment and help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Capabilities

Our  process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. Our ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. We view ourselves as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.

Focus On Individuals and Families

We can offer advice and guidance designed to assist you in making investment-related decisions and trade-offs that can help you reach personally meaningful goals.  So whether you’re planning your retirement, saving to buy a home or fund a child’s education, We’ll start by getting to know you and how you feel about the following seven life priorities.:

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring others and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together and defining your financial goals

 

Your Financial Approach

We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Planning Services4
  • Education Funding1
  • Insurance3
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds4
  • Private Foundations4
  • Charitable Trusts4
FINANCE
Using your finances to bring it all together
  • Merrill Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.


Periodic reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.


    Monitoring changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    Wealth Management Your Way

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


      Merrill_Capabilities_Brochure.png  

      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.