The Boston Harbor Group

Merrill lynch

The Boston Harbor Group

Introduce us to a friend

We are a multi-generational team of highly accomplished and experienced advisors. Our mission is to deliver exceptional wealth management advice and guidance to a limited number of successful clients.


Our mission is to understand you and your priorities. To take the time, to ask hard, smart questions and to listen carefully, then to understand, in great detail, exactly where your wealth stands today, and where you’d like it to be tomorrow. We then help you design, implement and periodically monitor a customized wealth management strategy that helps you and your family pursue your personal financial goals without unnecessary investment risk. Our wealth management approach is about using wealth to help turn goals into reality. When you succeed, we succeed.

Uncommon Approach

Ours is not a typical approach, because we do not serve “typical” clients. They include successful, well-known individuals – from athletes and coaches, to leaders in finance and technology.

A hallmark of our approach is the close nature of the relationships we have with clients. We recognize clients’ voices when they call, as well as their comfort with risk. We know what keeps clients up at night and what gets them up each morning. Above all, we know that both communication and performance matter to clients, and both are why we believe they choose us.

Many clients come to us looking for a trusted advisor whom they have read or heard about. Despite their wealth, many don’t have a financial strategy or estate plan. We look to connect the dots in clients’ complex financial lives with highly customized, tax-efficient strategies, in concert with their other advisors.  We also aim to bring both spouses to the table, to agree on goals and concerns.

By staying in frequent contact, we can respond to clients’ urgent needs as well as shifts in what they would like to accomplish long term. Being proactive also reflects our commitment – to educate clients on where they stand, what they own, and the impact of decisions on intergenerational wealth.

Our Philosophy

Merrill Lynch allows us to deliver on a philosophy we’ve honed for decades: Specifically, we believe that building tax efficient, research intensive portfolios is what serves our clients' best interests over the long run.  Our team's deep knowledge – coupled with our exhaustive personal due diligence and that of the firm – help drive theses risk-managed strategies and portfolios that we build for clients. Often, we look beyond equities, bonds and ETFs to include alternative investments, when suitable (private equity and real estate, for example).

• Additionally, the tailored lending capabilities of Bank of America, N.A. allow us to provide access to residential, securities-based and commercial lending – including highly sophisticated structured lending for our clients. 
• We also coordinate with clients’ CPAs and attorneys, and with U.S. Trust specialists – to align tax minimization and estate planning strategies that are individually tailored.

Superior wealth management takes extraordinary attention to detail, hard work, and customization for each client.  These three elements are at the heart of everything we do, and if they are important to you, then we look forward to working for you and your family.

Disclosure: *Some or all alternative investments may not be suitable for certain investors. Certain alternative investments carry significant risk and are not subject to the same regulatory oversight as mutual funds and other traditional investments.  For these reasons, access to alternative investments may be limited to investors who are designated as sophisticated, high-net-worth investors.

The Clients We Serve

It is no coincidence that our multi-generational team serves many generations of affluent client families. We have a tradition of helping ambitious individuals make financial decisions that enhance the lifestyles and legacies of their children and grandchildren.

Specifically, we serve professional athletes, coaches and team owners,  business owners and corporate executives (in health care, biotech, technology, and finance), physicians, retired couples, and widowed and divorced individuals. It’s worth noting that fellow financial professionals (private equity and hedge fund executives, in particular) respect our ability to help them manage their wealth.

While clients have taken distinct paths to their achievements, virtually all have come our way through word of mouth – which we believe reflects our experience, energy, and commitment to people who place their trust in us.

Who We Are

Supported by the global resources of Merrill Lynch, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Financial Advisor if you have questions about how a specialist might be able to assist you.

Guido Graff

Guido Graff

Markets Specialist

Julie  Shea

Julie Shea

Senior Wealth Management Lending Officer NMLS # 484187

Victor W Diune

Victor W Diune

Trust Specialist

Your Financial Strategy

We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

Taking care of your family and other people in your life
  • Trust & Estate Services2
  • Education Funding Strategies1
  • Insurance3
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds2
  • Private Foundations2
  • Charitable Trusts2
Using your finances to bring it all together
  • Merrill Lynch Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.

Regular reviews to help you stay on track
Regular reviews to help you stay on track

We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.

  • Sample client review agenda
  • Sample Wealth Outlook Report
Monitoring changes in your life and to your goals
Monitoring changes in your life and to your goals

Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

Access to what you need, when you need it

MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

  • Your advisor is never more than a click away within our site or mobile apps
  • Manage account security with our customizable security capabilities such as touch id, one time passcode, and other security features
  • Access to your complete financial life is available with My Financial Picture, Merrill Lynch’s asset aggregation tool

*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.

Let’s Have a Conversation

Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

Why Merrill Lynch?

As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.

Transcript of Video 

Personalized advice from a dedicated financial advisor.

Getting to know you is our primary goal.

A comprehensive approach, built around your life’s priorities.

Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.

Adjusting your plan as your life and the markets change.

We will work to help you stay on track, regardless of what the markets are doing.