Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
Tom Cronin, CFP®, CRPC®
Wealth Management Advisor
Tom’s primary goal is to serve as the central financial resource to individuals and families to help simplify, consolidate and plan their financial lives. After helping clients establish and prioritize goals and assigning the appropriate amount of risk, Tom leverages the broad resources of Merrill Lynch Wealth Management to structures client’s assets while keeping tax minimization in mind. Going forward, as client goals and market conditions change, Tom will help ensure the defined goals are tracking towards success. Common goals of Tom’s clients are retirement planning, retirement income management, education planning, cash management, liability management, estate planning services and insurance planning. With client’s permission, Tom will work with client’s CPA and estate planner to help ensure continuity with regard to income taxes and intergenerational wealth transferring.
Tom’s 20 years of financial services experience started in the institutional money management for 9 years at Putnam Investments and Eaton Vance Management before he moved to wealth management in 2004. He is a graduate of St. Michaels College and has earned a Certification of Financial Planning from Boston University. Tom is a CERTIFIED FINANCIAL PLANNER™ (CFP®) certificant a designation awarded by the Certified Financial Planner Board of Standards, Inc and also holds the Chartered Retirement Planning Counselor (CRPC®) designation awarded by the College for Financial Planning. He sits on the Alumni Board at St. Sebastian’s School in Needham, MA. Tom and his wife Lauren live in Wellesley, MA with their three children, Annie, John and Maggie.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Saint Michael's College
St Sebastians CDS
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We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.