Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Tom Cronin, CFP®, CRPC®
Wealth Management Advisor
Tom’s primary goal is to serve as the central financial resource to individuals and families to help simplify, consolidate and plan their financial lives. After helping clients establish and prioritize goals and assigning the appropriate amount of risk, Tom leverages the broad resources of Merrill Lynch to structures client’s assets while keeping taxes in mind. Going forward, as client goals and market conditions change, Tom will monitor and adjust clients’ assets to help ensure the defined goals are tracking towards success. Common goals of Tom’s clients are retirement planning, retirement income management, education planning, cash management, liability management, estate planning services and insurance planning. With client’s permission, Tom will work with client’s CPA and estate planner to help ensure continuity with regard to income taxes and intergenerational wealth transferring.
Tom’s 20 years of financial services experience started in the institutional money management for 9 years at Putnam Investments and Eaton Vance Management before he moved to wealth management in 2004. He is a graduate of St. Michaels College and has earned a Certification of Financial Planning from Boston University. Tom is a CERTIFIED FINANCIAL PLANNER™ (CFP®) certificant a designation awarded by the Certified Financial Planner Board of Standards, Inc and also holds the Chartered Retirement Planning Counselor(sm) (CRPC®) designation awarded by the College for Financial Planning. He sits on the Alumni Board at St. Sebastian’s School in Needham, MA. Tom and his wife Lauren live in Wellesley, MA with their three children, Annie, John and Maggie.|Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements. Chartered Retirement Planning CounselorSM and CRPC® are registered service marks of the College for Financial Planning.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Saint Michael's College
St Sebastians CDS
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1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
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*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.