Gary F Ferreira

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Gary F. Ferreira, CIMA®, CFP®, CRPC®, CPWA®, CAP®

Gary F. Ferreira, Vice President, Wealth Management Advisor, joined Merrill Lynch Wealth Management in 2004 and has been providing financial advice and wealth management services for over 33 years to high net worth families, corporate executives, small/medium sized businesses,family foundations and non-profit entities. He strives to help clients preserve, grow and transfer their wealth through customized financial strategies and disciplined asset management, working closely with their tax and legal advisors. His goal is to establish long-lasting client relationships through maintaining the highest standards of integrity, professionalism and service.

Gary is a CERTIFIED FINANCIAL PLANNER™ professional, CFP®, awarded by the Certified Financial Planner Board of Standards, Inc. He holds the CERTIFIED INVESTMENT MANAGEMENT ANALYST® (CIMA®) designation, administered by the Investments & Wealth Institute™ and taught in conjunction with The Wharton School, University of Pennsylvania. He also holds the Chartered Retirement Planning CounselorSM (CRPC®) designation.

Gary holds the CERTIFIED PRIVATE WEALTH ADVISOR® (CPWA®) designation administered by the Investments & Wealth Institute™ and taught in conjunction with the University of Chicago Booth School of Business. He also holds the CHARTERED ADVISOR IN PHILANTHROPY® (CAP®) designation administered by The America College.

Gary graduated from Boston College in 1984 with a B.A. in Mathematics from the School of Arts and Sciences and is active in the Boston College Alumni Community. He resides in Marshfield, Massachusetts with his wife Maureen and their three daughters.

I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.

  • LANGUAGES

    English

  • EDUCATION

    Boston College

Professional Staff

Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Andrew G Colpoys

Andrew G Colpoys

Wealth Management Lending Officer NMLS # 481168

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

Wealth management requires insight, perspective and intellectual capital. For this important relationship, you need the help of a highly trained professional—someone who is intimately familiar with your family’s dynamic and has the experience and professional acumen to establish a wealth management strategy to help achieve your most cherished goals. 

Since 1985, I have been providing highly personalized services and strategies for the complex lives of wealthy families, corporate executives and business owners’, including next generation education programs, innovative philanthropic strategies, family foundations and other non-profit entities. Working with a limited number of clients by design gives my dedicated client associate and I the time to provide individualized service and superior responsiveness to understand your needs, wants and dreams.

I am proud that many of my client relationships span several decades and multiple generations. Over time, I’ve realized that these relationships have less to do with the financial markets, and more to do with understanding your goals and dreams and how I can best serve your needs. 

Dedicated to Lifelong Learning

It is of the utmost importance to me to be proactive and to stay ahead of the ongoing changes in your situation and the financial environment. I bring the essential academic, professional and financial training necessary to serve all of your wealth management needs.

Continually improving my skills and knowledge and routinely taking courses on a wide range of wealth management topics helps me stay abreast of new ideas, innovative approaches and important industry trends. 

In addition to being a CERTIFIED FINANCIAL PLANNER™ (CFP®) certificant, awarded by the Certified Financial Planner Board of Standards, Inc., I hold the Certified Investment Management Analyst® (CIMA®) designation, administered by the Investments & Wealth Institute™ and taught in conjunction with The Wharton School, University of Pennsylvania. I also hold the Chartered Retirement Planning CounselorSM (CRPC®) designation, the Certified Private Wealth Advisor® (CPWA®), administered by the Investments & Wealth Institute™ and taught in conjunction with the University of Chicago Booth School of Business, and the Chartered Advisor In Philanthropy® (CAP®) designation, administered by The American College.

More important than the intellectual strength this education represents, I have more than three decades of experience when it comes to developing and implementing practical strategies with your unique needs in mind. By coordinating my services with the services of your other professional advisors, the complex decision-making process needed to achieve your goals can be made more efficient and simplified.

Strategic Execution Across Generations

One of the most rewarding parts of my job is getting to know clients and their families. I am honored that so many of them have been with me for years. Quite often, managing their wealth involves serving as a bridge between the different generations of their families. I strive to build relationships with your children and grandchildren and feel it is important to start having conversations about money management and spending issues at an early age. 

At your request, I will include your heirs in our meetings, so that they are already familiar with me when the time comes for them to take charge of their own finances. I see every interaction with you and your family as an opportunity to listen and learn and I believe that healthy communication is integral to your satisfaction – and your success.

Management of Family Foundations

Many of the multi-generational families I serve are looking for my guidance to help make their philanthropic giving more fulfilling and effective. 

Drawing on my deep experience and resources in this area, I can help you design and implement a private foundation to help your family achieve its personal vision by focusing on what’s most important to you. With an understanding that every philanthropic strategy is a unique and personal expression of a family’s values, I can help put your assets to work so they can transform your charitable goals into meaningful action. 

For families looking to pursue their philanthropic goals with a more structured way of giving, I can help manage donor-advised funds and create a customized giving strategy that aligns with your finances and expresses your specific values and interests. 

Another growing trend with philanthropically minded families who want a portion of their investments to reflect their values, is socially responsible investing. I can help you create an investment strategy that seeks to make investments in organizations that reflect your personal preferences and target the causes and issues you care about most. 


The CAP® mark is the property of the American College, which reserves the sole rights to its use, and is used by permission.
CIMA® is a registered service mark of the Investment Management Consultants Association dba Investments & Wealth Institute. 
CRPC® is a registered service mark of the College for Financial Planning.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER™ in the U.S.
Investments & Wealth Institute™ (The Institute) is the owner of the certification marks CPWA® and Certified Private Wealth Advisor®.  Use of CPWA®, and/or Certified Private Wealth Advisor® signifies that the user has successfully completed the Institute’s initial and ongoing credentialing requirements for wealth advisors.

Your Financial Strategy

We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Services2
  • Education Funding Strategies1
  • Insurance3
HEALTH
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds2
  • Private Foundations2
  • Charitable Trusts2
FINANCE
FINANCE
Using your finances to bring it all together
  • Merrill Lynch Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.

<br />Regular reviews to help you stay<br />on track

Regular reviews to help you stay
on track

We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.

    <br />Monitoring changes in your life<br />and to your goals

    Monitoring changes in your life
    and to your goals

    Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

    Wealth Management Your Way

    MyMerrill is your online and mobile destination for access to your financial information, secure communications, and a robust offering of tools and capabilities

    It’s easy to seamlessly integrate your Merrill Wealth Management and Bank of America banking accounts online and through our mobile apps with a single click

    You can manage account security with our customizable security capabilities such as Face ID/Touch ID, one time passcode and other security features

    Your advisor is a click away through our Secure Inbox and texting application

    Access to your complete financial life is available with Spending & Budgeting, integrating your Merrill and Bank of America activity into a powerful tool to track your expenses and income

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill Lynch?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Personalized advice from a dedicated financial advisor.

      Getting to know you is our primary goal.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.

      Adjusting your plan as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.