Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
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People can find it reassuring to surround themselves with professionals – such as lawyers, accountants and close business associates − who can offer direction outside their area of expertise. Businesses are sold. Successful executives transition into retirement. A spouse passes or an inheritance comes your way. We believe these are important times for clients to seek the direction that an experienced financial advisor can offer. We’re committed to helping make your financial life well-integrated and working smoothly.
When life is at a crossroad, we can take the lead, using our extensive skills to thoroughly research, gather and coordinate the many pieces of information that may go into designing your financial strategy. We believe our presence can be a calming influence, helping you implement thoughtful strategies designed to address your current needs and those of the next generation.
Beginning with our initial meeting we concentrate on learning as much as we can about you so that the advice and guidance we offer can be highly individualized. Whenever financial decisions need to be made, we strive to have clients see our participation and guidance as second nature. And when you decide on the direction you’re most comfortable with, we’ll work tirelessly to help you execute your strategy. Our goal is to take as much as we can off your shoulders so you can focus on your life, your career, preparing for your retirement and caring for the people most important to you.
We strive to make your experience with us positive, uplifting and forward-looking.
Getting to a financial strategy that balances your current lifestyle with your retirement vision and the legacy you may want to leave is a process we know well. We believe one of our strengths is being able to facilitate delicate conversations with you and the members of your family.
During our initial meetings we help you establish an up-to-date balance sheet so we both start on the same page regarding your current finances. We then work to help you prioritize multiple goals, balancing them with your projected future incomes. We’re committed to helping you establish realistic expectations about the future. Our experience is that clients who truly understand their financial world may be better prepared for the choices they might have to make about their wealth and their strategy going forward.
Henrik and Tim have a long history at Merrill beginning in 1998 when Tim joined the firm, followed by Henrik, arriving in 2000 after 4 years at Price Waterhouse Coopers. Along with our experienced client associates, our team understands the significance of being attentive to detail at each step of the wealth management process and how that can help you execute your strategy. Our interactions are important, but they should not add to the complexity of your life.
We have developed a streamlined process to help our team collect, update and organize your relevant financial information, including existing investments (regardless of their account locations) insurance policies, 401(k), personal and any other retirement accounts you may have. Having this information up-to-date and at your fingertips helps create a clear understanding of where you are currently, while also being of assistance to your professional/business finances.
Drawing on the skills of our client associates and what they learn about individual client preferences, we create service levels uniquely tailored to you. When we can, we may assume some of your time-consuming financial tasks so you can focus your precious time on the activities you’d prefer to do. And if an unexpected or short-term need arises, or you experience a change in circumstances, we strive to respond to each situation meticulously and with the urgency you expect. Streamlined processes, and timely, clear communications are further designed to help you gain greater control over your financial responsibilities.
Understanding the goals you’ve prioritized and your time horizon, make it possible for us to help shape specific strategies so you may pursue them. How your portfolio is invested can be an important part of your wealth strategy. To develop your strategy we integrate the various perspectives from within our team, combined with expansive tools, technology and the insights of Merrill. Our approach is to pursue investments designed for your goals. Therefore, it’s very important that your goals are written; that they accurately reflect your lifestyle; and are kept up to date.
Wealth preservation is increasingly important to our clients. Whether you are preparing for retirement, seeking to use the proceeds from the sale of a business to provide future income, or creating a legacy for the next generation, your strategy is designed to take on what we believe to be the least amount of risk that is consistent with your goals. Your strategy may seek to maintain a healthy amount of liquidity to help ensure that your lifestyle would not be interrupted by short-term volatility in the market.
We want to help you pursue the life you envision for yourself and your family. We understand that attaining a certain level of wealth can be accompanied by intensive work schedules, sacrifice and a growing need to make difficult financial decisions and evaluate opportunities. Our goal is to help simplify your financial life, so that you can focus your time on what you value most − family, career, community and your passions.
We think you’ll agree that one of our strengths is facilitating family conversations about wealth, goals and aspirations. Whether you’re looking to sustain your income to pursue an active retirement, build wealth for the next generation or charity, or a combination that balances these goals with other priorities, we’ll walk you through the different financial strategies that may be available to you. Our approach is being realistic and straightforward, a formula designed to help you make the choices with which you may feel most comfortable. Then we’ll bring our extensive knowledge gained over 40 plus years of industry experience combined and passion to each step of the wealth management process to help you execute your strategy.
That’s just the beginning of what we can offer you. We want to be your family’s financial advisor for life and we’ll continue to work tirelessly in the years to come in support of the goals you’ve established for yourself and your family.
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Lending Officer
Bank of America, N.A.
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We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.