Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
Accessible, knowledgeable and experienced, I am committed to building and maintaining strong client relationships. I am passionate about what I do and I bring that passion to helping every client make what may be the most important financial decisions of their lives.
David has been in the financial services industry since 2007 and joined Merrill Lynch Wealth Management in 2010. His focus is on developing strategies and advice for retirees,individuals,their families and their businesses to help them meet their short-and long-term goals.
David's approach to wealth management is consultative,objective and committed to excellence. First,he takes the time to listen to and review client situations, preferences and goals. Second,he offers recommendations for asset allocations designed to accurately reflect each client's income and growth expectations. And third,he follows up with discussions covering a wide range of opportunities,including investments,retirement,estate planning services and philanthropy.
David obtained the FINRA Series 7 and 66 FINRA registrations,as well as Life,Health and Variable Annuity Licenses.David also holds the Chartered Retirement Planning Counselor, CRPC® designation through the College for Financial Planning which identifies individuals who have succesfully completed a series of intensive coursework pertaining to retirement planning. David is a qualified Portfolio Advisor who,in addition to providing traditional advice and guidance, can help clients pursue their investment objectives by recommending individual, or any combination of, Merrill or approved third-party investment managers strategies, funds or portfolios.
David attended Cushing Academy, where he is a member of the Alumni Council. David is a 1981 graduate of Springfield College,with a B.S.in Sociology and Business. He earned a Master of Education degree from Springfield College in 1992. David is a volunteer soccer coach, and participates in various non-profit fundraising efforts. In his spare time he enjoys volunteering in his community,traveling,and gardening and golfing. He and his wife,Jacqueline, live in Amherst.
Chartered Retirement Planning Counselor and CRPC® are registered service marks of the College for Financial Planning.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.