Profile

David began his financial services career as a Senior Associate at KPMG Financial Advisory in 2007. Prior to joining Merrill, David worked as a Vice President Private Client Advisor at J.P. Morgan Chase. As a Vice President Financial Advisor at Merrill Lynch Wealth Management, David focuses on developing strategies and providing investment guidance for individuals, their families and their businesses by understanding their short and long-term financial objectives. 

David focuses on investments, portfolio management, retirement and educational planning, tax minimization strategies, solutions for business, and lending (including Mortgage Loan, Home Equity Loan, Commercial Loan Financing)(NMLS ID 1822379). He creates a customized wealth management plan for each client, leveraging his access to the immense resources of Bank of America and the award-winning research team at Merrill Lynch Wealth Management to address their unique set of concerns and goals.

David holds a master’s degree in Accounting and Taxation from University of Hartford and a professional certificate in Finance from New York University. He is a licensed securities broker and investment advisor (holds Series 7 and 66 FINRA registrations). He is also licensed in Life, Annuity, Accident, Long Term Care and Health Insurance.

David has lived in Connecticut and Massachusetts with his wife for over 28 years. He is fluent in Mandarin. In his free time David enjoys traveling, film making, and electronic music production.

*Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

*Institutional Investor magazine announced BofA Global Research as one of the Top Global Research Firms in 2022 based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. BofA Global Research is research produced by BofA Securities, Inc (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. Learn more about the methodology at Institutional Investor. Rankings and recognition from Institutional Investor are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement.
*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.

Merrill Lynch Wealth Management is here to help you achieve your goals. It is more than looking at markets and returns. It’s about what’s important to you — reaching your goals and managing risks. Whether you’re welcoming a new addition to the family, buying a new home, sending children to college, planning for retirement or leaving a legacy, we will work closely with you to help you define your priorities and connect you to the right solutions.

Choose from a wide range of financial capabilities, including but not limited to:

Advice and Guidance

• Goals-based wealth management process¹
• Education funding strategies¹
• Extensive global research¹
• Tax minimization strategies¹
• Investment personality assessment¹

Retirement

• Managing income in retirement¹
• Managing 401(k) during job transition¹
• Planning for retirement¹
• Health care expense planning¹
• Retirement income planning¹

Access to Banking

• Everyday cash management²
• Savings products²

Lending

• Credit cards²
• Home financing²
• Home equity financing²
• Securities-based lending²
• Customized lending²

Investments

• Alternative investments¹
• Concentrated stock services¹
• Equity and fixed-income strategies¹
• Managed account programs¹
• Market-linked investments¹
• Unit investment trusts¹
• Closed-end funds¹

Estate Guidance Services

• Charitable giving²
• Insurance and annuities³
• Private family foundations²
• Trusts²
• Donor-advised funds²

Solutions for Business

• Liquidity and cash management²
• Commercial loan financing²
• Retirement solutions¹
• Succession planning¹

Tracking Progress

• Asset information and measurement¹
• Client review¹
• MyMerrill.com®¹
• Statements¹
• Wealth Outlook<sup>1
  

1</sup> Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.

² Banking, mortgage and home equity products are offered by Bank of America, N.A.

³ Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

*Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment’s investment objectives will be achieved.

*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.