Jay has been a financial advisor since 1993, and joined Merrill Lynch in 1996. As a CERTIFIED FINANCIAL PLANNER™ certificant, he employs a broad approach to both asset and liability management. Jay earned his CIMA® (Certified Investment Management Analyst®) designation sponsored by the Investment Management Consultants Association (ICMA) at the Wharton School of Business and holds a Finance degree from the University of Massachusetts Amherst.

In addition to providing traditional advice and guidance, Jay is also a qualified Portfolio Manager, who can help clients pursue their objectives by building and managing his own personalized or defined strategies, which may incorporate individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. When servicing clients through the firm’s Investment Advisory Program, a Portfolio Manager may manage his strategies on a discretionary basis.



Jay has the following FINRA registrations: Series 7, Series 63, Series 65, Series 66, Life and Health.

Greg joined Merrill in 2007, and has since gone on to earn the CERTIFIED FINANCIAL PLANNER™ certification and the Chartered Retirement Planning Counselor designations. Greg works with the team’s clients to help them identify and meet their unique financial goals, with an aim at simplifying their complex financial lives. Greg graduated with High Honors from Michigan State University, with a B.S. degree in Mechanical Engineering. He now draws on this strong analytical background to help understand and manage risk in client’s investment portfolios. Named to Forbes Best-in-State Next-Generation Wealth Advisors list in 2019 (*Source: The Forbes “Best-in-State Next-Generation Wealth Advisors” list, published on September 4, 2019. Rankings based on data as of March 31, 2019), Top Next-Generation Wealth Advisors list in 2020 (*Source: The Forbes “Top Next-Generation Wealth Advisors” list, published on July 22, 2020. Rankings based on data as of March 31, 2020), and Best-in-State Wealth Advisors list in 2021 (*Source: The Forbes “Best-in-State Wealth Advisors” list, published on February 11, 2021. Rankings based on data as of June 30, 2020).

Greg and his wife Jodi live in Milford with their children, Blakely and Griffin, and their two dogs, Sunny and Kiki. Greg spends his free time attending his kid’s dance and basketball activities, and playing golf with his friends.

Greg has the following FINRA registrations: Series 7 and Series 66




*Source: The Forbes “Best-in-State Next-Generation Wealth Advisors” list, published on September 4, 2019. Rankings based on data as of March 31, 2019.

Forbes “Best-in-State Next-Generation Wealth Advisors” list was developed by SHOOK Research. Advisors considered for this ranking were born in 1980 or later with a minimum 4 years relevant experience; advisors have: built their own practices and lead their teams; joined teams and are viewed as future leadership; or a combination of both. Ranking algorithm is based on qualitative measures: telephone and in-person interviews, client retention, industry experience, credentials, review of compliance records, firm nominations; and quantitative criteria, such as: assets under management and revenue generated for their firms. Investment performance is not a criteria because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of SHOOK Research, LLC and not representative nor indicative of any one client’s experience, future performance, or investment outcome. Neither Forbes nor SHOOK Research receives compensation in exchange for placement on the ranking. Forbes is a trademark of Forbes Media LLC. All rights reserved. Rankings and recognition from Forbes are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement of the advisor.


*Source: The Forbes “Top Next-Generation Wealth Advisors” list, published on July 22, 2020. Rankings based on data as of March 31, 2020.

Data provided by SHOOK™ Research, LLC. SHOOK considered advisors born in 1981 or later with a minimum of four years as an advisor. Advisors have: built their own practices and lead their teams; joined teams and are viewed as future leadership; or a combination of both. The ranking algorithm is based on qualitative measures: telephone and in-person interviews, client retention, industry experience, credentials, review of compliance records, firm nominations; and quantitative criteria, such as: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of SHOOK Research, LLC and not indicative of future performance or representative of any one client’s experience. Rankings and recognition from Forbes are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results, and such rankings should not be construed as an endorsement of the advisor. Neither Forbes nor SHOOK Research receives compensation in exchange for placement on the ranking. Forbes is a trademark of Forbes Media LLC. All rights reserved.


*Source: The Forbes “Best-in-State Wealth Advisors” list, published on February 11, 2021. Rankings based on data as of June 30, 2020.

Data provided by SHOOK™ Research, LLC. The Forbes “Best-in-State Wealth Advisors” ranking was developed by SHOOK Research and is based on in-person and telephone due diligence meetings to evaluate each advisor qualitatively, a major component of a ranking algorithm that includes: client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of SHOOK Research, LLC and not indicative of future performance or representative of any one client’s experience. Rankings and recognition from Forbes are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level
of performance results, and such rankings should not be construed as an endorsement of the advisor. Neither Forbes nor SHOOK Research receives compensation in exchange for placement on the ranking. Forbes is a trademark of Forbes Media LLC. All rights reserved.

 

Krystal has been in the financial industry since 2007 and joined Merrill in 2013. In her role she helps clients with their long-term cash flow planning, goal attainment and provides investment direction. In addition to working with clients, she assists with creating strategy across the team’s business plan and ensures daily activities align with practice metrics, goals, and objectives . Krystal graduated with honors from Oakland University with a Bachelor of Science degree in Finance, has the CERTIFIED FINANCIAL PLANNER™ certification and holds the FINRA Series 7 and Series 66 registrations.

 

Krystal and her husband, Jordan, live in Clarkston with their two children Theo and Ellie. They love to spend time outdoors swimming, playing soccer and exploring.