Women’s superpower: Investing

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John D Rochow, SE-AWMA, CPFA, CPWA

Senior Vice President
Wealth Management Advisor
Retirement Benefits Consultant
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Merrill Lynch
Wealth Management

We help client families streamline the complexities of wealth by providing customized services supported by the broad capabilities of a global institution. Working with a limited number of clients across the country, we are able to offer you and your family personalized attention for all aspects of your financial life, now and for future family members.

Profile

I work with the Locniskar Pursel Bucher Biddinger Nienberg Rochow Group, a wealth and investment management team at Merrill Lynch Wealth Management. I have over 14 years of experience in wealth management for high-net worth individuals, family offices, and institutions.

We work with individuals & entrepreneurs, executives & business owners, entertainers & athletes, and families spanning multiple generations, throughout the country, all who have specialized needs and compelling opportunities.

I provide client families customized advice in investment management, wealth planning, liquidity event strategies, concentrated stock strategies, life insurance solutions, and philanthropic, trust and estate planning services.

Clients are supported by the resources of a global firm, including strategies ordinarily reserved for the world's large institutions, which are customized to advance each client's goals.

Our team works with a limited number of clients, enabling us to focus our time, training, and passion on providing you and your family personalized services and guidance for all aspects of your financial life.

I hold the Certified Private Wealth Advisor® (CPWA®) certification, administered by the Investments & Wealth Institute™, and the Certified Plan Fiduciary Advisor, CPFA certification administered by the National Association of Plan Advisors. I have also earned the Sports & Entertainment Accredited Wealth Management Advisor™, SE-AWMA™ designation.

I have been recognized by Forbes in its list of “Top Next-Generation Wealth Advisors Best-in-State” in 2023 (*Source: The Forbes "Top Next-Generation Advisors Best-in-State" list, published on August 8, 2023. Rankings based on data as of March 31, 2023).

I graduated from the Stephen M. Ross School of Business at The University of Michigan, and have been in the financial services industry since joining the firm in 2009. I'm a Board Member and serve as President of the Stephen M. Ross School of Business at the University of Michigan Alumni Club of Southeast Michigan. In addition, I serve on the board of the Birmingham Detroit Country Day School Alumni Club, and formerly served on the Detroit Institute of Arts Founders Junior Council. I currently reside in Birmingham, Michigan.

We invite families who have complex wealth management needs to discuss their goals relative to our capabilities in more detail.


*Source: The Forbes "Top Next-Generation Advisors Best-in-State" list, published on August 8, 2023. Rankings based on data as of March 31, 2023.

Opinions provided by SHOOK® Research, LLC considered advisors born in 1984 or later with a minimum 4 years as an advisor. Advisors have built their practices, lead their own teams, joined teams, are considered future leaders, or combinations thereof. Ranking is based on in-person and telephone due-diligence meetings that measure best practices, client retention, industry experience, compliance records, firm nominations, assets under management and Firm-generated revenue (investment performance is not a criterion). Shook’s rankings do not reflect all client experiences, endorse any advisor, indicate future performance and are available for client evaluation only. Compensation was not received from anyone for the study. Past performance is no guarantee of future results. Details available at www.SHOOKresearch.com. SHOOK is a registered trademark of SHOOK Research, LLC.

  • EDUCATION

    University of Michigan System

Professional Staff

Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Clauter Charleston

Alternative Investments Regional Specialist

Bank of America, N.A.

Paul P Salloum

Wealth Management Lending Officer

Bank of America, N.A.

NMLS #533745

Nicholas S Kiryakoza

Wealth Management Banking Specialist

Merrill

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Personalized Services

We work with only a select number of affluent clients and their families in order to maintain an uncompromising commitment to service and a high degree of responsiveness.

Our investment group has extensive experience in wealth management for high net worth individuals, family offices, and institutions.

We can handle the full range of your financial needs discreetly and efficiently. We understand you juggle multiple priorities, so we adapt our schedule to fit your life.

Our capabilities are firmly based on the training, talent, and deep experience of our team, and on the investing insights of Merrill.

Because of our close relationships with clients, we can help plan for opportunities and impacts of significant life events. Our team is ready with wealth management ideas when you welcome a child or grandchild into your life, buy or sell a home or business, or retire - anything that can affect your wealth.

Philosophy

You live in a world that’s constantly changing. Markets can fluctuate frequently. Potential investment opportunities can arise daily. Regulations are enacted or amended. That’s why understanding you and your situation is the best place to start helping you plan your financial future: where you are today, where you want to be tomorrow, and what you want to accomplish along the way. By understanding you and your priorities, I can more effectively provide you with the experience and resources needed to help you build a personalized plan that is rooted in the unique complexities of your life.

Approach

No two investment approaches are alike because no two investors are alike. Working closely with you the team examines key components of your life plan to help you create a financial strategy with personalized advice and measurable goals. The team helps you track progress to your goals and works with you to adjust your investment style and strategy over time, as needed.

Capabilities

Merrill’s process is designed to help deliver a customized, comprehensive experience to assist you not only in wealth accumulation and preservation, but in areas that go beyond investments. Providing you with access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking and lending solutions of Bank of America offers a way to help you manage all of the pieces of your financial life. Working one-on-one with a Merrill advisor means you have a single point of contact to help you with potential strategies for transferring wealth to the younger generation.

Focus On Corporate Executives

For corporate executives, I offer guidance for diversification* of concentrated stock positions. Business owners receive the assistance needed to build company benefit plans and access to Bank of America for help in addressing cash flow, lending needs and other bank-related needs. Those corporate executives nearing retirement are provided with insight from which to consider inflation, health care costs and other factors to help you pursue your desired lifestyle. The team is available to talk with you and explore potential strategies available to you.

*Diversification does not ensure a profit or protect against loss in declining markets.

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

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    #DigitalMerrill

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

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      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

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      No question too big or moment too small
      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.


      The Power of the Right Advisor®
      Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.