The Spickler Wealth Management Group

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Merrill Lynch

The Spickler Wealth Management Group

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Merrill Lynch
Wealth Management
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Forbes'
"Top Women Wealth Advisors" list in 2018 and 2019
Forbes'
“Best-in-State Wealth Advisors” list in 2018 and 2019
Barron's Top 1200 Financial Advisors in 2019 - 6 consecutive years
Barron's Top 100 Women Financial Advisors in 2019 - 8 consecutive years
Financial Times Top 401 Retirement Advisors in 2015

*Please see Welcome tab below for full list of disclosures.
 
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The Spickler Wealth Management Group

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Insightful Guidance, Caring Service

The Spickler Wealth Management Group is a cohesive team whose members bring passion and a strong sense of camaraderie to their work helping clients navigate the uncertainties of their financial lives and pursue the outcomes they desire. For more than three decades, we have provided knowledgeable advice and guidance and empathetic, caring service to a varied clientele, including entrepreneurs, women in transition, corporate executives, business owners, corporations and members of the LGBT community. By striving to create an atmosphere in which clients feel embraced, we have nurtured relationships that span generations, extending to clients' children and grandchildren.

In working with you, we seek to understand not just your financial situation and investment objectives but also your values and aspirations, both for yourself and for your family. We are committed to learning everything we can about you and developing deep connections so we can give you the personalized service and attention you deserve. In short, your goals are our focus, and helping you pursue them is our mission.

*Barron’s “Top 100 Women Financial Advisors” list, June 8, 2019. For more information about the selection criteria, go to http://details-he.re/mD7V23. Barron’s is a trademark of Dow Jones & Company, Inc. All rights reserved. Rankings and recognition from Barron’s are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement of the advisor.
*Source: Barron's "Top 1,200 Financial Advisors" list, March 11, 2019. For more information about the selection criteria, visit: http://details-he.re/1u7KVH . Barron's is a trademark of Dow Jones & Company, Inc. All rights reserved.
*The Financial Times Top 401 Retirement Plan Advisors is an independent listing produced by the Financial Times (May, 2015). For more information about the selection criteria, go to http://im.ft-static.com/content/images/047b2e0a-d10e-11e4-a840-00144feab7de.pdf. Neither the brokerages nor the advisors pay a fee to The Financial Times in exchange for inclusion in the FT 401.
*Source: Forbes "Best-in-State Wealth Advisors" list, February 2019. For more information about the selection criteria, visit: http://details-he.re/xR7HbE . Forbes is a trademark of Forbes Media LLC. All rights reserved.  

*Source: Forbes "America’s Top Women Wealth Advisors" list, April 30, 2019. For more information about the selection criteria, go to http://details-he.re/SUjZgX . Forbes is a trademark of Forbes Media LLC. All rights reserved. These rankings and ratings are not representative nor indicative of any one client’s experience, future performance, or investment outcome and such rankings should not be construed as an endorsement of the advisor.

*The ranking or ratings shown here may not be representative of all client experiences because they reflect an average or sampling of the client experiences. These rankings or ratings are not indicative of any future performance or investment outcome. 

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Expansive Capabilities for Specialized Needs

Retirement Planning Services: While you are still working, we can provide access to Merrill Lynch retirement outcome tools to analyze how likely you are to achieve and maintain your desired retirement lifestyle. Then we can recommend long-term strategies designed to help maximize the benefits of your retirement funding sources while potentially minimizing taxes. After you retire, we can help develop investment strategies designed to generate income and assist you in monitoring your spending to help reduce your risk of outliving your resources and eroding your legacy.

Wealth Transfer Strategies: Working with Bank of America trust and estate planning specialists and your attorneys and accountants, we can help you find strategies designed to help minimize estate taxes and address philanthropic and other trust and estate planning services. These strategies may involve such elements as trusteed IRAs, insurance, trusts, gifting and family partnerships.

Services for Business Owners: We understand that your life and your life's work are inextricably linked and can help you integrate your business and personal finances. Among the services we offer to help address your needs both at work and at home are investing strategies, key-person insurance services, retirement benefits services, business continuity and succession strategies and wealth transfer strategies. Additionally, through a Merrill Lynch Wealth Management Lending Officer*, we can offer you access to Bank of America's expansive array of banking, credit and lending services, including home financing.

Strategies for Women Clients: Members of our team have a nuanced understanding of the needs of women, many of whom will take full responsibility for their finances at some point in their lives as sole earners, after a divorce or as widows. In collaboration with their attorneys and accountants, we can develop wealth management strategies tailored to their changed circumstances and help them continue to look to the future.

*The Wealth Management Lending Officer does not offer investment advice, nor make recommendations on investment products.

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A Consistent, Disciplined Approach to Investing

Rather than chase high returns, we seek to achieve consistent performance over the long term. Our advice is based not just on your financial situation today but on your aspirations for the future as well. The approach we follow is characterized by discipline and an ability to monitor market trends without getting caught up in them. To accomplish this, we emphasize three critical components in our "Lifetime Wealth Management" process:

  • Wealth Preservation—We can help develop durable income and asset allocation strategies designed to help minimize your tax and downside-risk exposure. The goal is to help preserve the wealth you need to support yourself and your family today and to create a legacy for the future.
  • Strategic Investment Core Development—Drawing on a wide array of third-party providers, both within and beyond the bounds of the firm, we develop a "core" investment portfolio that targets your general investment goals while taking into account your objectives, risk tolerance, liquidity needs and time horizon.
  • Income and Capital Appreciation—Believing that asset allocation is more important than stock selection or market timing, we diversify both across and within asset classes, carefully weighting your portfolio allocations to stocks, bonds and other asset classes. 

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Resources for Retirement Plan Sponsors

As advisors focusing on retirement benefits strategies, Missy, Denise and Stacey use their significant retirement and benefit plan experience to help companies design and review effective employee benefit plans. While providing access to the investment insights of Merrill and the banking convenience of Bank of America, the team supports plan sponsors in strategic investment guidance, asset liability modeling and meeting compliance guidelines.
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Among the services the team offers for retirement plan sponsors:

    • Needs Assessment
    • Plan Benchmarking and Administrative Services
    • Investment Analysis and Menu Selection Review
    • Quarterly Reviews
    • Cost Analysis
    • Plan Sponsor Education
    • Employee Education

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Resources for Retirement Plan Sponsors

As advisors focusing on retirement benefits strategies, Missy, Denise and Stacey use their significant retirement and benefit plan experience to help companies design and review effective employee benefit plans. While providing access to the investment insights of Merrill and the banking convenience of Bank of America, the team supports plan sponsors in strategic investment guidance, asset liability modeling and meeting compliance guidelines.
Beach 2 photo.jpg
Among the services the team offers for retirement plan sponsors:

    • Needs Assessment
    • Plan Benchmarking and Administrative Services
    • Investment Analysis and Menu Selection Review
    • Quarterly Reviews
    • Cost Analysis
    • Plan Sponsor Education
    • Employee Education

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Jonathon Auer

Jonathon Auer

Wealth Management Lending Officer NMLS # 739254

Jeffrey Hyman

Jeffrey Hyman

UHNW Insurance Specialist

Andrew Stamper

Andrew Stamper

Trust Specialist

Your Financial Strategy

We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Services2
  • Education Funding Strategies1
  • Insurance3
HEALTH
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds2
  • Private Foundations2
  • Charitable Trusts2
FINANCE
FINANCE
Using your finances to bring it all together
  • Merrill Lynch Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.

<br />Regular reviews to help you stay<br />on track

Regular reviews to help you stay
on track

We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.

    <br />Monitoring changes in your life<br />and to your goals

    Monitoring changes in your life
    and to your goals

    Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

    Wealth Management Your Way

    MyMerrill is your online and mobile destination for access to your financial information, secure communications, and a robust offering of tools and capabilities

    It’s easy to seamlessly integrate your Merrill Wealth Management and Bank of America banking accounts online and through our mobile apps with a single click

    You can manage account security with our customizable security capabilities such as Face ID/Touch ID, one time passcode and other security features

    Your advisor is a click away through our Secure Inbox and texting application

    Access to your complete financial life is available with Spending & Budgeting, integrating your Merrill and Bank of America activity into a powerful tool to track your expenses and income

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill Lynch?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Personalized advice from a dedicated financial advisor.

      Getting to know you is our primary goal.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.

      Adjusting your plan as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.