Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
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The Spickler Wealth Management Group is a cohesive team whose members bring passion and a strong sense of camaraderie to their work helping clients navigate the uncertainties of their financial lives and pursue the outcomes they desire. For more than three decades, we have provided knowledgeable advice and guidance and empathetic, caring service to a varied clientele, including entrepreneurs, women in transition, corporate executives, business owners, corporations and members of the LGBT community. By striving to create an atmosphere in which clients feel embraced, we have nurtured relationships that span generations, extending to clients' children and grandchildren.
In working with you, we seek to understand not just your financial situation and investment objectives but also your values and aspirations, both for yourself and for your family. We are committed to learning everything we can about you and developing deep connections so we can give you the personalized service and attention you deserve. In short, your goals are our focus, and helping you pursue them is our mission.
Retirement Planning Services: While you are still working, we can provide access to Merrill Lynch retirement outcome tools to analyze how likely you are to achieve and maintain your desired retirement lifestyle. Then we can recommend long-term strategies designed to help maximize the benefits of your retirement funding sources while potentially minimizing taxes. After you retire, we can help develop investment strategies designed to generate income and assist you in monitoring your spending to help reduce your risk of outliving your resources and eroding your legacy.
Wealth Transfer Strategies: Working with Bank of America trust and estate planning specialists and your attorneys and accountants, we can help you find strategies designed to help minimize estate taxes and address philanthropic and other trust and estate planning services. These strategies may involve such elements as trusteed IRAs, insurance, trusts, gifting and family partnerships.
Services for Business Owners: We understand that your life and your life's work are inextricably linked and can help you integrate your business and personal finances. Among the services we offer to help address your needs both at work and at home are investing strategies, key-person insurance services, retirement benefits services, business continuity and succession strategies and wealth transfer strategies. Additionally, through a Merrill Lynch Wealth Management Lending Officer*, we can offer you access to Bank of America's expansive array of banking, credit and lending services, including home financing.
Strategies for Women Clients: Members of our team have a nuanced understanding of the needs of women, many of whom will take full responsibility for their finances at some point in their lives as sole earners, after a divorce or as widows. In collaboration with their attorneys and accountants, we can develop wealth management strategies tailored to their changed circumstances and help them continue to look to the future.
Rather than chase high returns, we seek to achieve consistent performance over the long term. Our advice is based not just on your financial situation today but on your aspirations for the future as well. The approach we follow is characterized by discipline and an ability to monitor market trends without getting caught up in them. To accomplish this, we emphasize three critical components in our "Lifetime Wealth Management" process:
As advisors focusing on retirement benefits strategies, Missy, Denise and Stacey use their significant retirement and benefit plan experience to help companies design and review effective employee benefit plans. While providing access to the investment insights of Merrill Lynch and the banking convenience of Bank of America, the team supports plan sponsors in strategic investment guidance, asset liability modeling and meeting compliance guidelines.
Among the services the team offers for retirement plan sponsors:
Supported by the global resources of Merrill Lynch, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Financial Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Lending Officer NMLS # 739254
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We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.