Outlook 2023: Back to the (new) future

Outlook 2023: Back to the (new) future

Watch experts discuss inflation, interest rates, the markets – and the possibility of a more promising market environment.

Watch now

Outlook 2023: Back to the (new) future

Outlook 2023: Back to the (new) future

Watch experts discuss inflation, interest rates, the markets – and the possibility of a more promising market environment.

Watch now

Merrill Lynch

The Spickler Wealth Management Group

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Merrill Lynch
Wealth Management

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Barron's Hall of Fame Advisor list for 2021 (*Source: The Barron’s “Hall of Fame” list, published throughout 2021. Rankings based on data from current list)
Forbes’ Top Women Wealth Advisors for 2022 – 5 consecutive year (*Source: The Forbes “America’s Top Women Wealth Advisors” list, published annually Feb - April. Rankings based on data as of June 30 - September 30 of prior year)
Forbes’ Best in State for 2022 – 5 consecutive years (*Source: The Forbes “Best-in-State Wealth Advisors” list, published annually Jan - April. Rankings based on data as of June 30 of prior year)
Barron’s Top 1200 for 2022 – 9 consecutive year (*Source: The Barron’s “Top 1,200 Financial Advisors: State-by-State” list, published annually in March. Rankings based on data as of September 30 of prior year)
Barron's Top 100 Women Financial Advisors for 2021 for 10 consecutive years (*Source: The Barron’s “Top 100 Women Financial Advisors” list, published annually in June. Rankings based on data as of March 31 of current year)
Forbes’ America’s Top Women Wealth Advisors Best-In-State – 2022 (*Source: The Forbes “America’s Top Women Wealth Advisors Best-in-State” list, published on February 4, 2022. Rankings based on data as of Sept 30, 2021)
Missy Spickler was named as a Forbes Top Women Wealth Advisor and was recently featured in a Forbes article. Click here to read the article. 
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Insightful Guidance, Caring Service

The Spickler Wealth Management Group is a cohesive team whose members bring passion and a strong sense of camaraderie to their work helping clients navigate the uncertainties of their financial lives and pursue the outcomes they desire. For more than three decades, we have provided knowledgeable advice and guidance and empathetic, caring service to a varied clientele, including entrepreneurs, women in transition, corporate executives, business owners, corporations and members of the LGBT community. By striving to create an atmosphere in which clients feel embraced, we have nurtured relationships that span generations, extending to clients' children and grandchildren.

In working with you, we seek to understand not just your financial situation and investment objectives but also your values and aspirations, both for yourself and for your family. We are committed to learning everything we can about you and developing deep connections so we can give you the personalized service and attention you deserve. In short, your goals are our focus, and helping you pursue them is our mission.

 

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Expansive Capabilities for Specialized Needs

Retirement Planning Services: While you are still working, we can provide access to Merrill retirement outcome tools to analyze how likely you are to achieve and maintain your desired retirement lifestyle. Then we can recommend long-term strategies designed to help maximize the benefits of your retirement funding sources while potentially minimizing taxes. After you retire, we can help develop investment strategies designed to generate income and assist you in monitoring your spending to help reduce your risk of outliving your resources and eroding your legacy.

Wealth Transfer Strategies: Working with Bank of America trust and estate planning specialists and your attorneys and accountants, we can help you find strategies designed to help minimize estate taxes and address philanthropic and other trust and estate planning services. These strategies may involve such elements as trusteed IRAs, insurance, trusts, gifting and family partnerships.

Services for Business Owners: We understand that your life and your life's work are inextricably linked and can help you integrate your business and personal finances. Among the services we offer to help address your needs both at work and at home are investing strategies, key-person insurance services, retirement benefits services, business continuity and succession strategies and wealth transfer strategies. Additionally, through a Merrill Lynch Wealth Management Lending Officer*, we can offer you access to Bank of America's expansive array of banking, credit and lending services, including home financing.

Strategies for Women Clients: Members of our team have a nuanced understanding of the needs of women, many of whom will take full responsibility for their finances at some point in their lives as sole earners, after a divorce or as widows. In collaboration with their attorneys and accountants, we can develop wealth management strategies tailored to their changed circumstances and help them continue to look to the future.

Online Capabilities: We are here to help you pursue your goals and make your busy life easier.  Merrill is everywhere you are - from sitting on your couch to traveling abroad.  Access your accounts how, when and where you want.  Explore what MyMerrill can do for you:

MyMerrill Overview and Security Features

MyMerrill Mobile App 

e-Signature   

*The Wealth Management Lending Officer does not offer investment advice, nor make recommendations on investment products. 

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A Consistent, Disciplined Approach to Investing

Rather than chase high returns, we seek to achieve consistent performance over the long term. Our advice is based not just on your financial situation today but on your aspirations for the future as well. The approach we follow is characterized by discipline and an ability to monitor market trends without getting caught up in them. To accomplish this, we emphasize three critical components in our "Lifetime Wealth Management" process:

  • Wealth Preservation—We can help develop durable income and asset allocation strategies designed to help minimize your tax and downside-risk exposure. The goal is to help preserve the wealth you need to support yourself and your family today and to create a legacy for the future.
  • Strategic Investment Core Development—Drawing on a wide array of third-party providers, both within and beyond the bounds of the firm, we develop a "core" investment portfolio that targets your general investment goals while taking into account your objectives, risk tolerance, liquidity needs and time horizon.
  • Income and Capital Appreciation—Believing that asset allocation is more important than stock selection or market timing, we diversify both across and within asset classes, carefully weighting your portfolio allocations to stocks, bonds and other asset classes. 

Resources for Retirement Plan Sponsors

As advisors focusing on retirement benefits strategies, Missy and Stacey use their significant retirement and benefit plan experience to help companies design and review effective employee benefit plans. While providing access to the investment insights of Merrill and the banking convenience of Bank of America, the team supports plan sponsors in strategic investment guidance, asset liability modeling and meeting compliance guidelines.
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Among the services the team offers for retirement plan sponsors:

    • Needs Assessment
    • Plan Benchmarking and Administrative Services
    • Investment Analysis and Menu Selection Review
    • Quarterly Reviews
    • Cost Analysis
    • Plan Sponsor Education
    • Employee Education

  • During our meetings, we sit with clients to talk about their lives. We ask open-ended questions to get to know them and learn more about their relationships with all their family members. By the time we get to what's important to them financially and what they're hoping to accomplish, we know what we need to know to give them advice and guidance.Melissa Plotkin-Spickler
  • We are dedicated to our clients with compassion, focus, experience, and exceptional service.Melissa Spickler
  • Our team is well positioned to help employers design and select their retirement plans, while providing plan education to their employees. We can also assist companies in providing diversified investment opportunities for their 401(k) plans.Stacey E. Cassis

Recognition

Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.

The Spickler Wealth Management Group

Forbes “America’s Top Wealth Management Teams High Net Worth" 2022
Published on November 8, 2022. Rankings based on data as of March 31, 2022.*

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Nicholas A. Beilfuss

Wealth Strategist

Merrill

Ferris Moukalled

Wealth Management Lending Officer

Bank of America, N.A.

NMLS #563197

Past Events

The Future of Travel

November 10th, 2022|6:00 PM - 7:00 PM EST

We invite you to join us for an insightful webcast on what's in store for the travel industries - where the airlines, hotel and leisure industries could be headed - and themes to watch in 2023.

Hosted By: Brooke Thompson, Managing Director, MLWM Market Executive, Greater Chicago
Speakers:
Al Comeaux, Former VP of Travelocity, Change Champion at GE and American Airlines
Andrew Didora, Director, Analyst, Airlines and Cruise lines, BofA Global Research
Shaun Kelley, Managing Director, Analyst, Gaming, Lodging and Leisure, BofA Global Research

Please contact Jackie Brown to register for this event.

    Staying on Track

    We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



    Reviews to help you
    stay on track

    We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



      Changes in your life
      and to your goals

      Your life and goals change. As these changes occur, we can update your approach to reflect them.

      #DigitalMerrill

      MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

      Your advisor is a click away within our site or mobile apps

      You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

      Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

        Let’s Have a Conversation

        Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

        Why Merrill?

        As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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        We put you first, every day.
        Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.



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        Transcript of Video 

        No question too big or moment too small

        For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

        Personalized advice from a dedicated financial advisor.

        We get to know you and your family, your financial situation and what matters most to you.

        A comprehensive approach, built around your life’s priorities.

        Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

        Adjusting your investment approach as your life and the markets change.

        We will work to help you stay on track, regardless of what the markets are doing.