WHAT CLIENTS CAN EXPECT

At The Maxson-Huang-Holmes Wealth Management Group, we take pride in structuring practical, tactical and timely strategies that blend our deep knowledge with that of global Merrill thought leadership and local resources.

As our client, you will receive a degree of acumen and attention that may surprise you. Unlike many advisory groups – perhaps, your previous one – we don’t offer “cookie-cutter” financial strategies because we don’t have “cookie-cutter” clients. For this reason, we:

• Select investments that reflect our assessment of you, along with your stated short- and long-term objectives, risk tolerance, liquidity needs, and investment timeline. We incorporate these and other considerations into an overall wealth management strategy.

• Look at “holes” in your financial picture. Perhaps long-term care, life, key man, or other forms of insurance can help safeguard your wealth. In some cases, updating your beneficiaries is all that’s needed.

• Communicate clearly and honestly. We have long pushed for other advisors to be more straightforward with clients and use simple explanations. Many of our clients are fascinated with the details of their strategies and we’re happy to explain how we think, what they own and why. For all clients, we recognize their time constraints and confidence in our ability to manage the intricacies of complex financial issues.

• Help you understand your retirement spending needs, before you retire – dividing likely expenditures into needs (food, property taxes, health care, etc.) and wants (dining, traveling, gifting, etc.). When it comes to investments, we may use “endowment investment theory” to help you secure a predictable income stream through retirement with a risk-managed portfolio diversified across asset classes.

• Can coordinate with your CPA and attorney to align our efforts when building a tax-minimization and estate planning strategy.

• Provide access to residential, commercial and securities-based lending by connecting you with specialists at Bank of America, N.A.

Approach

We begin every relationship with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, we start by listening to learn more about you and your family.

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and help you refine your investing preferences. Together, we can help customize your investment approach. Using an understanding of your priorities and investment personality as a foundation, we help you access the full breadth of resources from Bank of America’s banking products and services and Merrill’s investment insights to address all aspects of your financial life.

WHAT CLIENTS CAN EXPECT

At The Maxson-Huang Wealth Management Group, we take pride in structuring practical, tactical and timely strategies that blend our deep knowledge with that of global Merrill thought leadership and local resources.
 
As our client, you will receive a degree of acumen and attention that may surprise you. Unlike many advisory groups – perhaps, your previous one – we don’t offer “cookie-cutter” financial strategies because we don’t have “cookie-cutter” clients. For this reason, we:

• Select investments that reflect our assessment of you, along with your stated short- and long-term objectives, risk tolerance, liquidity needs, and investment timeline. We incorporate these and other considerations into an overall wealth management strategy.

• Look at “holes” in your financial picture. Perhaps long-term care, life, key man, or other forms of insurance can help safeguard your wealth. In some cases, updating your beneficiaries is all that’s needed.

• Communicate clearly and honestly. We have long pushed for other advisors to be more straightforward with clients and use simple explanations. Many of our clients are fascinated with the details of their strategies and we’re happy to explain how we think, what they own and why. For all clients, we recognize their time constraints and confidence in our ability to manage the intricacies of complex financial issues.

• Help you understand your retirement spending needs, before you retire – dividing likely expenditures into needs (food, property taxes, health care, etc.) and wants (dining, traveling, gifting, etc.). When it comes to investments, we may use “endowment investment theory” to help you secure a predictable income stream through retirement with a risk-managed portfolio diversified across asset classes.

• Can coordinate with your CPA and attorney to align our efforts when building a tax-minimization and estate planning strategy.

• Provide access to residential, commercial and securities-based lending by connecting you with specialists at Bank of America, N.A.

Capabilities

Our process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. Our ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. We view ourselves as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.

Trust and fiduciary services are provided by Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).