Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
At The Maxson-Huang-Holmes Wealth Management Group, we enjoy a proud tradition – of cultivating collaborative and trusted relationships with clients whose values we often share.
From first-generation Americans to generations of families residing in Michigan and 25 other states, our clients have accumulated assets that reflect their hard work and perseverance. But that’s where similarities end. As our client, you’ve taken your own path to success – and have distinct concerns and ambitions. That’s why it’s incumbent on us to develop a clear notion of your accomplishments, passions, and attitude toward wealth.
Inherent in everything we do is our oath to be completely honest with you, at all times. If what you envision is not likely attainable, we will certainly tell you. Conversely, if your goals are quite easily within reach, we will outline what you can likely afford going forward – as long as you follow a carefully prescribed financial strategy. We believe that many clients have become our close friends as a result of mutual respect and the trust they place in us.
How do we learn? By listening to our firm’s thought leaders and especially, to you, our client. In fact, we don’t assume anything about you. We listen closely to what you say (and often, don’t say). Our goal is to deliver wise financial guidance that is responsive and responsible. Anything less is less than you deserve.
While we begin with in-depth planning-related discussions, we will continue to ask questions – to explore how your situation and aspirations change. Our team takes seriously your financial and emotional wellness – as if we were serving our own families. We welcome the opportunity to assist you with the same measure of care and consideration.
At The Maxson-Huang-Holmes Wealth Management Group, we take pride in structuring practical, tactical and timely strategies that blend our deep knowledge with that of global Merrill Lynch thought leadership and local resources.
As our client, you will receive a degree of acumen and attention that may surprise you. Unlike many advisory groups – perhaps, your previous one – we don’t offer “cookie-cutter” financial strategies because we don’t have “cookie-cutter” clients. For this reason, we:
Select investments that reflect our assessment of you, along with your stated short- and long-term objectives, risk tolerance, liquidity needs, and investment timeline. We incorporate these and other considerations into an overall wealth management strategy.
Look at “holes” in your financial picture. Perhaps long-term care, life, key man, or other forms of insurance can help safeguard your wealth. In some cases, updating your beneficiaries is all that’s needed.
Communicate clearly and honestly. We have long pushed for other advisors to be more straightforward with clients and use simple explanations. Many of our clients are fascinated with the details of their strategies and we’re happy to explain how we think, what they own and why. For all clients, we recognize their time constraints and confidence in our ability to manage the intricacies of complex financial issues.
Help you understand your retirement spending needs, before you retire – dividing likely expenditures into needs (food, property taxes, health care, etc.) and wants (dining, traveling, gifting, etc.). When it comes to investments, we may use “endowment investment theory” to help you secure a predictable income stream through retirement with a risk-managed portfolio diversified across asset classes.
Can coordinate with your CPA and attorney to align our efforts when building a tax-minimization and estate planning strategy.
Provide access to residential, commercial and securities-based lending by connecting you with specialists at Bank of America, N.A.
We begin every relationship with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing financial strategies to help you pursue your passions, or providing advice and guidance to help you stay informed, we start by listening to learn more about you.
Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help me get to know you better as an investor and help you refine your investing preferences. By gaining a deeper understanding of how you think and feel about investing, through this assessment we can customize financial strategies together. Using an understanding of your priorities and investment personality as a foundation, we help you access the full breadth of resources from Bank of America’s banking products and services and Merrill’s investment insights to address all aspects of your financial life.
Our process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investment management. Our ability to provide access to the investment insights of Merrill, as well as banking, trust and fiduciary services from Bank of America offers a way to help clients manage all of the pieces of their financial lives. We view ourselves as a financial resource, helping clients with strategies for transferring wealth to the younger generation.
Merrill is proud of our advisors who’ve received recognition from industry publications. We believe they are setting the standard for exemplary client service.
Forbes “Best-in-State Wealth Advisors” 2019
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
UHNW Insurance Specialist
Personalized advice, disciplined investing and ongoing review can make this a reality.
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill's asset aggregation tool
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.