Frank is an efficient, no-nonsense wealth management advisor with more than three decades of experience in the field. He is the advisor clients turn to when they are looking to simplify their finances and develop a long-term plan to maintain their lifestyle to and through retirement.

He sees himself as a utility player, working with Bank of America and Merrill’s expansive resources to create custom plans for his clients. From estate planning services to tax minimization strategies to asset allocation, Frank enjoys working on it all.

Frank takes pride in helping clients navigate the long and winding path to reaching their financial goals. He thoroughly reviews each scenario so they can make decisions that are right for them. Drawing from his extensive experience with investments, Frank utilizes the same strategies for his own personal and family investments as he does for each of his clients.

While living in the Lansing area, Frank served on the Wharton Center advisory council and Junior Achievement board. He and his wife, Sharon, now live in Lake Leelanau where he can hike, bike, and is an avid mushroom hunter. He’s been a pilot since 1982 and enjoys integrating the use of his plane to commute around Michigan.

Frank started at Merrill in 1983. He co-founded The BZEMS Group in 2014 in order to utilize a team-based approach to working with his clients. His clients are as important to him as his family, and he treats them as such.



*Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

*Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.

Dave is proud of the personal service he brings to his high net worth clients, helping them manage their investments and retirement.

The philosophy Dave and the BZEMS Group team believe in is SWAN investing – they help clients “Sleep Well At Night”. With more than four decades of experience, he’s up front about what he brings to the table, and he wants to ensure any new wealth management relationship is a good fit for everyone.

Dave delivers information based on facts and data, using Bank of America and Merrill’s proprietary indicators to help clients navigate the path from wealth accumulation to wealth distribution.

He also knows how important personal connections are to the work he does. Dave’s use of the same tools he employs for his clients gives him confidence in the team’s ability to offer appropriate strategies.

Out in the community, Dave was the Lansing YMCA’s volunteer of the year in 1995 and he currently chairs the finance committee for the University United Methodist Church’s board and the Lansing YMCA. He enjoys reading good books, traveling, and attending as many concerts as he can with his wife, Rhonda. They live in East Lansing and have two kids and four grandkids who they love to spend time with.

Dave co-founded The BZEMS Group in 2014 after working as an independent advisor for Merrill. “This has never been a job for me,” he says.

*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.

Marc has built his career helping affluent families and nonprofit organizations grow and secure their wealth. He is dedicated to eliciting the “why” of a client’s story so that he can build a custom strategy for their financial needs and dreams. Solving complex problems brings out the best in him.

The strong relationships Marc forms with his clients help ensure he and his team are addressing all components of wealth management. His holistic approach starts with helping clients to identify their goals, both personally and financially. Using these goals as his foundation, Marc and his team then develop a cohesive plan aligned with tailored strategies that are unique to each of their clients’ lives.

As life inevitably brings change, Marc and his team are there to help clients manage every step along the way. Whether it is experiencing a major life event, redefining new goals, or making adjustments to a portfolio, clients rely on their trust in Marc to successfully navigate each change.

His team’s approach to wealth management is based on philosophy, process, and structure. They believe clients should have a clear understanding of the investments they own, the research process supporting the investment selection, and transparency in fees.

Marc is also a Retirement Benefits Consultant working on a Merrill retirement plan advisory team that strives to deliver the highest caliber of services to corporate benefit plans. In this always-evolving arena, Marc takes pride in staying ahead of the latest trends and changes in the field, helping clients manage the benefits they offer their employees.

Marc has spent his entire career with Merrill and is a co-founder of The BZEMS Group. When he’s not spending time with his wife and their two daughters, he is an avid golfer and hockey player, and a fan of all things MSU. Marc also gives his time to several nonprofits and charitable organizations across the region. He and his family live in Okemos.