The Dagenais Group

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The Dagenais Group

Wealth Management

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Merrill Lynch
Wealth Management
The Dagenais Group is a Merrill Lynch wealth management team dedicated to offering a high level of skill, insight and service to a select group of high-net-worth families.
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Welcome

Our mission is to understand you and your priorities. To take the time, to ask hard, smart questions and to listen carefully, then to understand, in great detail, exactly where your wealth stands today, and where you'd like it to be tomorrow. We help you design, implement and periodically monitor a customized wealth management strategy that helps you and your family pursue your personal financial goals while managing investment risk. Our wealth management approach is about using wealth to help turn goals into reality.

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Sophisticated wealth management designed around you

The Dagenais Group wants to provide you with financial insights and service far surpassing what you may have experienced previously. Our customized approach looks at how we can help you organize key components of your financial life: income, investments, assets, expenses, taxes, debt and property. Because we work with families holding many different types of assets, chances are we've seen the issues you're facing and can offer strategies designed to help you pursue your goals.

Finding Value
Our team can study your present sources of income to look for ways your money could be more productively allocated and invested. We can also evaluate your assets to help you unlock new potential income streams. Also, working with specialists from Merrill Lynch, our team can work to give you a more precise valuation of all your holdings, from business equity and partnerships to private equity and real estate.

Preserving Wealth
Families with significant wealth are understandably interested in maintaining their assets and passing them smartly to the next generation. The Dagenais Group can offer strategies that seek to preserve your core wealth structure while pursuing additional growth and income. We can also offer recommendations on tax minimization strategies to transfer wealth, both in the lifetime of the client and after.

Managing it All
Every month, busy families are inundated with bills, statements, and invoices in the mail and online. Our team can offer you services to help you simplify and track your financial life. You'll be able to manage your cash flow and credit, quickly and easily pay your bills and track your expenditures. We can also arrange for you to meet with a Merrill Lynch Banking Advisor from Bank of America to offer guidance on your everyday cash and credit accounts.

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Investment strategies designed for high-net-worth portfolios

The Dagenais Group understands that high-net-worth families have different needs and varying demands on their holdings. Also, your wealth gives you access to potentially significant opportunities beyond the reach of the ordinary investor. Our team can develop investment strategies that consider your time horizon, risk tolerance, liquidity needs and suitability toward your investment objectives.

Investing for Opportunity
Merrill Lynch gives you the flexibility to invest in opportunities when, where and how you want. We can offer portfolio recommendations that go beyond equities and fixed income to encompass alternative investments such as private equity. We can also work with specialists at Merrill Lynch to help you diversify portfolios heavily invested in company stock, including control and restricted stock.

Targeting Multiple Objectives
Our team can help you target multiple investment objectives, working with you to modify your portfolio as you and your family move through life. We may suggest a selection of investments for education savings, another for retirement, still another for special purposes such as a home purchase. We can also recommend more liquid holdings to keep your day-to-day cash working for you.

Monitoring and Rebalancing
Our team pays personal attention to your portfolio and evaluates its progress relative to your goals. You can expect updates on your investment activity and recommendations on any needed adjustments. We also want to hear from you as your life, outlook and financial situation evolve.



*Some or all alternative investments may not be suitable for certain investors. Certain alternative investments carry significant risk and are not subject to the same regulatory oversight as mutual funds and other traditional investments.  For these reasons, access to alternative investments may be limited to investors who are designated as sophisticated, high-net-worth investors.

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Retirement planning services that target the lifestyle you want and deserve

Whether you've been working in the corporate world or running your own business or practice, at some point you'll want to step back and enjoy a life free from timetables and spreadsheets.

The Dagenais Group works with clients approaching or already in retirement to help them structure their assets for the long-term. Also, we can arrange direct access to Merrill Lynch specialists who can guide you on business valuation and succession, equity sales and monetizing partnership stakes.

Lifetime Capital Needs
Our team considers several factors when evaluating retirement capital needs. We help you assess the costs and benefits of various lifestyle scenarios. We look at where and how you want to live, including any special considerations such as healthcare access, taxes and inflation. This information helps us project your lifetime capital needs and develop strategies toward that goal.

Transitioning Retirement Assets
Moving from a regular paycheck to living on your retirement assets is one of life's major financial transitions. Fortunately, The Dagenais Group is experienced in helping high-income families develop sensible income and distribution strategies. You have choices for what to do with your 401(k) or other type of plan-sponsored accounts. Depending on your financial circumstances, needs and goals, you may choose to rollover to an IRA or convert to a Roth IRA, rollover a 401(k) from a prior employer to a 401(k) at your new employer, take a distribution, or leave the account where it is. Each choice may offer different investment options and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment, and provide different protection from creditors and legal judgments. These are complex choices and should be considered with care. We can also help you reinvest any IRS-required minimum distributions.

Expense Management
We believe that sound expense management is essential to helping your assets last for the long-term. Our team can help you with cash management strategies designed to help you make the most of your retirement income. We can also show you detailed expense projections so you can see how your actual spending dovetails with your distributions.

  • Our entire team is focused on prompt and professional service, providing the insightful guidance that clients deserve. We look forward to showing you how our experience can work for you and your family.Robert M. Dagenais, CIMA®, CRPC®, CFP®, CPFA, Senior Vice President, Wealth Management Advisor, Portfolio Manager

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Jonathon Auer

Jonathon Auer

Wealth Management Lending Officer NMLS # 739254

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Robert Hinnant

AI Specialist

Your Financial Strategy

We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Services2
  • Education Funding Strategies1
  • Insurance3
HEALTH
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds2
  • Private Foundations2
  • Charitable Trusts2
FINANCE
FINANCE
Using your finances to bring it all together
  • Merrill Lynch Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.

Regular reviews to help you stay on track
Regular reviews to help you stay on track

We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.

    Monitoring changes in your life and to your goals
    Monitoring changes in your life and to your goals

    Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

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    Access to what you need, when you need it

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill's asset aggregation tool

      *Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill Lynch?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Personalized advice from a dedicated financial advisor.

      Getting to know you is our primary goal.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.

      Adjusting your plan as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.