Corporate Executive & Advisory Services

We understand the challenges that corporate executives face in their financial lives, and we can help develop a customized wealth management strategy tailored to your individual situation. As a successful corporate executive, you are often time-constrained and need to balance multiple professional and personal goals. We can help you prioritize your goals and take the necessary steps to help you actively pursue them.

While unique, your needs as a corporate executive might include:

• Reducing the risk of a concentrated stock position
• Navigating and complying with SEC rules
• Developing a long-term financial strategy
• Gaining easier access to cash, even though your cash flow may be uneven throughout the year
• Working with you in a time-sensitive manner, knowing that you are extremely busy and your career is a priority

Services we offer Corporate Executives:

• Personalized Wealth & Future Cash Flow Analysis
• Managing Portfolio Risk through concentration and correlation analysis
• Maximizing your Equity Awards
• Optimizing and planning for Retirement cash flow
• Evaluation of contribution rate and investment mix within your 401(k) & SERP
• How emotions can impact returns
• Track progress to your goals
• Planning for college expenses
• Multiple team members proficient in Spanish

Retirement Planning Services

We measure success against helping you reach your goals, not the performance of the market. By understanding your unique priorities and financial situation, we can help you plan for the retirement you’ve envisioned — it’s about preparing and keeping your finances in line. We are committed to helping you pursue a successful retirement that is an extension of your life today.

We start by listening and learning about your vision for retirement. Through meaningful conversations, we get to know what matters to you and use that understanding to develop a customized retirement strategy that takes your unique retirement goals and entire financial picture into account. As you plan for and transition into retirement, your needs might include:

• Managing healthcare expenses, now and in the future
• Upsizing, downsizing, remodeling or buying a vacation home
• Taking care of your family and other loved ones
• Spending your free time in meaningful ways
• Maximizing retirement compensation and Social Security benefits
• Working in retirement, or selling or starting a business
• Giving back through volunteering, mentoring, and giving to charities

Together, we can build a strategy that considers your priorities, retirement goals, objectives, risk tolerance, time horizon, liquidity needs, and financial situation. For those nearing retirement, we also consider inflation, health care costs, and other factors to help you pursue your desired lifestyle. We will revisit your goals regularly and help you make adjustments, as needed, to help keep you on track.

Business Owners

Owning a business can be rewarding, but it isn’t easy. We understand you have unique wealth management needs. That’s why at Towner Lund Howell Sharp & Associates, we offer a wide range of services and develop strategies that can help you with whatever comes your way throughout all phases of your business and personal lifecycle.  

For many, this starts with access to working capital to manage the day-to day operation, or having an overall financial strategy to invest and manage excess cash. As your business grows, we can help you plan for the future and help you protect your company and employees from the unexpected. Many of our services include: 

• Cash Management
• Retirement Planning
• Investment Strategies
• Lending Solutions
• Trust & Estate Planning Services
• Succession Planning

Investing should reflect your short and long-term goals and should strengthen your financial situation. No matter what business you’re in, you should be getting value from it. We’ll work with you in a timely manner, knowing that you face competing demands from your business and personal finances.

At Towner Lund Howell Sharp and Associates, we have the tools, resources, and expertise you need to help build, grow, protect, and eventually exit your business. Together, we’ll seek to achieve meaningful outcomes for your business, your employees, and your family.



*Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.

Focus On Individuals, Families and Small Businesses

We believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. Whether you’re planning your retirement, saving to buy a home or funding a child’s education, the process begins by getting to know you and how you feel about the following:

• Health: Managing healthcare expenses, now and in the future
• Home: Upsizing, downsizing, remodeling or buying a vacation home
• Family: Taking care of your family and other people in your life
• Leisure: Spending your free time in meaningful ways
• Giving: Volunteering, mentoring others and giving to charities
• Work: Working in retirement, selling or starting a business
• Finance: Bringing it all together and defining your financial goals

Success will be measured by the amount of progress you are making toward reaching your goals, making thoughtfully considered adjustments as events and conditions warrant.

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.