Now’s the time to have the bull at your back, with Merrill.

Now’s the time to have the bull at your back, with Merrill.

Merrill believes the future is bullish, even in the most unpredictable of markets. To see you through uncertainty and help you to find opportunities, we invite you to check out the latest investment insights from our Chief Investment Office.

Learn more

Recognition

Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.

Brett A Howell

Forbes “Best-in-State Wealth Management Teams” 2023
Published on January 12, 2023. Rankings based on data as of March 31, 2022.*

Forbes "Best-in-State Wealth Advisors" 2018, 2019, 2020, 2021 and 2022
Published annually Jan- April. Rankings based on data as of June 30 of prior year.

Financial Times "401 Top Retirement Advisers" 2018, 2019 and 2020
Published annually May - Oct. Rankings based on data as of Dec 31 of prior year.

Craig J Sharp

Forbes “Best-in-State Wealth Management Teams” 2023
Published on January 12, 2023. Rankings based on data as of March 31, 2022.*

Forbes "Best-in-State Wealth Advisors" 2018, 2019, 2020, 2021 and 2022
Published annually Jan- April. Rankings based on data as of June 30 of prior year.

Financial Times "401 Top Retirement Advisers" 2018
Published on September 27, 2018. Rankings based on data as of December 31, 2017.

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Laura Momber

Wealth Management Banking Specialist

Merrill

Thomas Zeman

Senior Wealth Management Lending Officer

Bank of America, N.A.

NMLS #206221

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

We believe that an understanding of you and your family, your financial situation and what matters most to you form the cornerstone of client relationships and satisfaction. And we will be there for our clients during the most important times of their lives.

Philosophy

We live in a world that's constantly changing. Markets can fluctuate frequently. Potential investment opportunities can arise daily. Regulations are amended. That's why we believe that you and your situation are the best starting points from which to help plan your financial future: where you are today, where you want to be tomorrow, and what you want to accomplish along the way. Because by understanding you and your priorities, we can more effectively offer our experience and resources and help you build a financial framework that is rooted in the unique complexities of your life.

Approach

We believe an effective approach to wealth management requires working closely with you to help identify and define your goals.

Our  job is to first understand what matters most to you. We will work together to create a financial approach that reflects your investment personality and is built around your life priorities.

Our approach is to help you pursue your goals by providing customized service and potential investment solutions. Whether you are focused on building, preserving or transferring wealth we are committed to helping you address your financial objectives at every stage of your life.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Capabilities

In 1914, Charles Merrill said, “The interests of our customers must come first.” That’s a commitment that we still honor today. We feel Charles Merrill would be gratified to see how the business he founded continues to place a premium on service and commitment. With the investment insights of Merrill, and with access to the banking convenience of Bank of America, we can offer services that can help you address virtually every financial challenge you face.

Past Events

Q1 2023 Quarterly Investment Breakfast

GVSU's Pew Campus, L William Seidman Center, Forum A, 50 Front St SW, Grand Rapids, MI

January 11th, 2023|8:00 AM

We are excited to welcome you back in person to our tradition of quarterly investment breakfasts. We will kick off 2023 by hearing from Brian Miller from J.P. Morgan.

Wednesday January 11, 2023

GVSU’s Pew Campus

L. William Seidman Center, Forum A (on main level)

50 Front Street SW, Grand Rapids, MI

 

Parking is available in the GVSU Fulton Lot.

  • Breakfast
  • Wi-Fi Available
2023 West Michigan Retirement Plan Fiduciary Summit

Frederik Meijer Gardens, 1000 E Beltline Ave NE, Grand Rapids, MI

January 26th, 2023|8:00 AM

Join us for the 2023 West Michigan Retirement Plan Fiduciary Summit 

 

The Howell & Sharp Group is pleased to once again host the West Michigan Retirement Plan Fiduciary Summit. This event will be an educational morning that’s designed to help  plan sponsors become better prepared to face their fiduciary duties.  The information is relevant for any business owner, CFO, or HR professional of any plan size.

During this event, we will cover:
·      The Evolving Landscape of Cyber Security
·      ESG Investing in Retirement Plans
·      Insights from an ERISA Attorney
·      Essential ERISA Education
·      Best Practices for Plan Benchmarking


 
January 26, 2023


Time: 7:30 am registration & breakfast

8 am speakers begin

 

Location: Frederik Meijer Gardens

1000 E Beltline Ave NE, Grand Rapids, MI

  • Breakfast
  • Wi-Fi Available
Quarterly Fiduciary Training, Q1 2023

https://goto.webex.com/goto/onstage/g.php?MTID=e65974aa5e7066d77c2096dc55c074760

March 20th, 2023|2:00 PM EST

You’re invited to a virtual event:

Top DC Trends and Developments

With guest speaker Ben Rizzuto  from Janus Henderson

Please feel free to share this invitation with any  colleagues you think may be interested in this topic.

For more information:

Call Sammy Salas-Salinas at 616.774.4296 or email sammy.r.salas-salinas@ml.com

    Staying on Track

    We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



    Reviews to help you
    stay on track

    We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



      Changes in your life
      and to your goals

      Your life and goals change. As these changes occur, we can update your approach to reflect them.

      #DigitalMerrill

      MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

      Your advisor is a click away within our site or mobile apps

      You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

      Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

        Let’s Have a Conversation

        Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

        Why Merrill?

        As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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        We put you first, every day.
        Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.



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        Transcript of Video 

        No question too big or moment too small

        For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

        Personalized advice from a dedicated financial advisor.

        We get to know you and your family, your financial situation and what matters most to you.

        A comprehensive approach, built around your life’s priorities.

        Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

        Adjusting your investment approach as your life and the markets change.

        We will work to help you stay on track, regardless of what the markets are doing.