Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Julianne M. Gwizdala, CRPC® has been in the financial services industry since 1982. She joined Merrill Lynch in 1998 after a sixteen year tenure at a major regional bank where she held prestigious positions in both the Trust and Brokerage Service Divisions.
In the ever changing financial world that we live in today, new challenges presented to each of us require a financial management process that has the flexibility to adjust to current and evolving events at various times in our lives.
Together with specialists in different areas of expertise, I offer a complex range of services including: investment management; retirement planning; wealth preservation and transfer services; and lifetime income management.
I am dedicated to creating customized financial solutions based on your risk tolerance, time horizon and liquidity needs that will enable you to achieve your financial goals throughout these challenging periods and maintain a financially successful lifestyle. Through this process, I work closely with your accountant and estate attorney."
I look forward to the opportunity to discuss with you the Wealth Management Process that will help you manage, increase and preserve your wealth.
Julie holds the Chartered Retirement Planning CounselorSM (CRPC®) designation awarded from the College for Financial Planning and attended the Northeastern Business School of Commerce in Bay City, MI. She holds the Series 7, 63, and 66 FINRA registrations and is a licensed life insurance agent.|
*Chartered Retirement Planning CounselorSM and CRPC® are registered service marks of the College for Financial Planning.
I follow the deep-seated Merrill Lynch tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
All Saints Central High School
Northeastern Business School of Commerce
We along with your tax professional can help you understand how it might affect your investment strategy
We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.