Planning for healthcare expenses now and in the future
- Long-term Care Insurance3
- Health Savings Account2
- Disability Insurance3
Expert panelists explore how the rest of the year may be shaping up for the economy and the markets — and highlight the longer-term forces transforming our lives.
Victor Hugo Aviles, CIMA®, CRPC®, is a Wealth Management Advisor and holds the CERTIFIED FINANCIAL PLANNER™ certificate, a designation awarded by the Certified Financial Planner Board of Standards, Inc. Victor has been a financial advisor at Merrill Lynch Wealth Management since 1989. Victor graduated from Saginaw Valley State University, where he earned a BBA with a major in Economics. He holds an MBA also from Saginaw Valley State University.
Victor helps coordinate the financial affairs of a select group of families, retirees, business owners, and professionals in Mid-Michigan, Metro-Detroit, and around the country. His goal is to make a positive, meaningful difference in the financial lives of clients by providing sound education to help make well-informed financial decisions.
Victor was the 2013/2014 President of the Rotary Club of Saginaw Valley. He is also a graduate of the Great Lakes Bay Region Leadership Institute, Past Vice President of the National Society of Hispanic MBA's Detroit Chapter, and Past President of Mid Michigan Hispanic Business Association. Victor also sits on the board for Saginaw Valley State University Foundation. He has taught finance at SVSU for the CERTIFIED FINANCIAL PLANNER™ certification program. He is also a member of the Investments & Wealth Institute™.
Spanish, Spanish, English & English
Saginaw Valley State University
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1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
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We will work to help you stay on track, regardless of what the markets are doing.
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