Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Joseph is a specially qualified Senior Portfolio Advisor who, in addition to providing traditional advice and guidance, can draw from his experience to help clients pursue their objectives by building and managing custom investment strategies, selecting from a wide range of Merrill Lynch model portfolios and third-party investment strategies. When servicing clients through the firm’s Investment Advisory Program, a Senior Portfolio Advisor may manage those strategies on a discretionary basis.
Former Economics, U.S. History, World History, Political Science high school teacher, head boys' basketball coach, after-school tutoring coordinator, lead teacher, and administrative intervention coordinator for 10 years. Joseph completed his Masters of Educational Leadership - Principalship, from Saginaw Valley State University in 2011, and his Bachelors of Science in Secondary Education in 2001 from Central Michigan University with a double major in history and social studies.
In 2012 Joseph decided to leave education for the financial industry by joining Morgan Stanley as a Financial Advisor in Birmingham, MI. Joseph later joined the Sterling Institutional Consulting group at UBS in Birmingham, MI and learned the institutional and retirement plan side of business, before moving his practice to Merrill Lynch's Troy, MI office in 2016 to better service retail and advisory individual and small business clientele as a fiduciary goals based advisor.
Awarded best institutional research on the street for six straight years, Merrill Lynch and Bank of America allow Joseph to advise clients with the best intellectual capital on Wall Street. Coupled with Merrill Lynch's industry leading decision to mandate Department of Labor fiduciary guidelines protecting client's best interests, tying advisors compensation directly and completely to client's investment performance - provides greater accuracy and clarity when advising often complicated and changing goals of clientele.
*For the sixth year running and since the recognition's inception, Bank of America Merrill Lynch was named Institutional Investor magazine's "Top Global Research Firm of 2016." This was achieved by BofA Merrill Lynch Global Research winning 242 total team positions — more than any other firm — in the 12 Institutional Investor research team surveys published this year. Institutional Investor magazine announced BofA Merrill Lynch Global Research as the Top Global Research Firm for 2011, 2012, 2013, 2014, 2015, and 2016 based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. For more information about this award, go to http://www.iim.ag/topfirms.
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We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.
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*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
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Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.