Planning for healthcare expenses now and in the future
- Long-term Care Insurance3
- Health Savings Account2
- Disability Insurance3
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Our mission is to understand you and what matters most to you. To take the time, to ask hard, smart questions and to listen carefully, then to understand, in great detail, exactly where your wealth stands today, and where you’d like it to be tomorrow. We help you design and implement a customized wealth management approach that helps you and your family pursue your personal financial goals while helping manage investment risk. Our wealth management approach is about using wealth to help turn goals into reality.
Post & Associates works with families, individuals and businesses in Michigan and across the United States. We're proud to have fostered long-term relationships with so many clients who have been with us for years and, in some cases, for several generations. We work hard and strive to earn their trust every day.
You deserve insightful advice and guidance based on a thorough understanding of what you hope to achieve with your wealth. We believe your investment portfolios should be integrated with an overall wealth management strategy that is based on your values, your priorities and your important financial goals.
You also deserve excellent service, and hands-on service is a hallmark of our team. We are committed to exceeding your expectations for responsive, personalized attention. Every business day, from early in the morning until past the closing bell, we are here for you. We are accessible on weekends, as well, by appointment. We want you to feel we have only one client — you.
We seek to deliver value to client relationships through a disciplined wealth management process, open communications and a commitment to outstanding client service. Designing a wealth strategy that fits you and your needs begins with how well we know you and understand your circumstances.
Wealth management is much more than selecting investments for your portfolio. It is a disciplined process that encourages you to think about what you hope to accomplish with your wealth. We begin by learning as much as we can about your financial life, and then help you set realistic goals and expectations. Ideally, we will meet not only with you, but also with any other family members you want to involve in your decision-making process. The more we know about what is important to you and your family, the better we are able to recommend strategies aimed at helping you transform your financial vision into reality. Once we have a clear picture of your financial vision and priorities, we chart a course designed to help you get there. Your wealth strategy may include a few goals, such as providing an income stream to maintain your current lifestyle, funding your retirement or a child's education.
Establishing a connection with you is important for us. We will reach out to you periodically to hear about your personal concerns and learn about life-changing events in your family, such as the birth of a child or grandchild, or plans to build or buy a new home. Through these conversations, we often uncover additional financial needs that we can help you address.
Our commitment to teamwork extends to working with other members of your professional team. With your consent, we will coordinate with your attorneys, CPAs and other advisors to see that financial strategies are implemented seamlessly and in line with your objectives.
Post & Associates is your point of access to the banking convenience of Bank of America and the investment insights of Merrill.
The Merrill platform gives us — and you — access to one of the deepest pools of professional investment talent, products, services and technologies in the financial industry. The Investment Management & Guidance group, for instance, is an important resource for investment analytics, innovative portfolio construction advice and actionable wealth management ideas. When we select asset managers for your portfolio, we rely on the group's research and analysis.
We can also offer you access to the banking services of Bank of America, which include:
Increasingly, we see clients who are managing defined contribution plans, primarily 401(k) plans, but also 403(b)s, money purchase plans and profit sharing plans. We work with clients with plan assets of $3 million to over $50 million.
Retirement savings plans are extremely valuable employee benefits, but from a sponsor's point of view, they can be complicated and time consuming to manage. We point out ways to enhance the value of the retirement benefit plan to employees, we look for cost and service efficiencies, and we support plan sponsors as they execute their fiduciary responsibilities.
Overseeing a retirement benefit plan can be a daunting task. Among other things, a plan sponsor has to:
Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.
Barron’s Top 1,200 Financial Advisors in years 2013-2021
Forbes “Best-in-State Wealth Advisors” in years 2018-2021
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
March 18th, 2021|2:00 PM EST
Our first Merrill Perspectives virtual client event of 2021—The New Retirement: Will You Be Ready? — will premiere on March 18 at 2 p.m. EST & will be available on-demand thereafter on ml.com. This event will bring together experts & thought leaders in retirement & investing to discuss how the pandemic has changed how we will plan for and live in retirement.
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We will work to help you stay on track, regardless of what the markets are doing.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.