Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
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Our mission is to understand you and your priorities. To take the time, to ask hard, smart questions and to listen carefully, then to understand, in great detail, exactly where your wealth stands today, and where you'd like it to be tomorrow. We help you design, implement and periodically monitor a customized wealth management strategy that helps you and your family pursue your personal financial goals while managing investment risk. Our wealth management approach is about using wealth to help turn goals into reality.
Post & Associates works with families, individuals and businesses in Michigan and across the United States. We're proud to have fostered long-term relationships with so many clients who have been with us for years and, in some cases, for several generations. We work hard and strive to earn their trust every day.
You deserve insightful advice and guidance based on a thorough understanding of what you hope to achieve with your wealth. We believe your investment portfolios should be integrated with an overall wealth management strategy that is based on your values, your priorities and your important financial goals.
You also deserve excellent service, and hands-on service is a hallmark of our team. We are committed to exceeding your expectations for responsive, personalized attention. Every business day, from early in the morning until past the closing bell, we are here for you. We are accessible on weekends, as well, by appointment. We want you to feel we have only one client — you.
We seek to deliver value to client relationships through a disciplined wealth management process, open communications and a commitment to outstanding client service. Designing a wealth strategy that fits you and your needs begins with how well we know you and understand your circumstances.
Wealth management is much more than selecting investments for your portfolio. It is a disciplined process that encourages you to think about what you hope to accomplish with your wealth. We begin by learning as much as we can about your financial life, and then help you set realistic goals and expectations. Ideally, we will meet not only with you, but also with any other family members you want to involve in your decision-making process. The more we know about what is important to you and your family, the better we are able to recommend strategies aimed at helping you transform your financial vision into reality. Once we have a clear picture of your financial vision and priorities, we chart a course designed to help you get there. Your wealth strategy may include a few goals, such as providing an income stream to maintain your current lifestyle, funding your retirement or a child's education.
Establishing a connection with you is important for us. We will reach out to you periodically to hear about your personal concerns and learn about life-changing events in your family, such as the birth of a child or grandchild, or plans to build or buy a new home. Through these conversations, we often uncover additional financial needs that we can help you address.
Our commitment to teamwork extends to working with other members of your professional team. With your consent, we will coordinate with your attorneys, CPAs and other advisors to see that financial strategies are implemented seamlessly and in line with your objectives.
Post & Associates is your point of access to the banking convenience of Bank of America and the investment insights of Merrill.
The Merrill platform gives us — and you — access to one of the deepest pools of professional investment talent, products, services and technologies in the financial industry. The Investment Management & Guidance group, for instance, is an important resource for investment analytics, innovative portfolio construction advice and actionable wealth management ideas. When we select asset managers for your portfolio, we rely on the group's research and analysis.
We can also offer you access to the banking services of Bank of America, which include:
Increasingly, we see clients who are managing defined contribution plans, primarily 401(k) plans, but also 403(b)s, money purchase plans and profit sharing plans. We work with clients with plan assets of $3 million to over $50 million.
Retirement savings plans are extremely valuable employee benefits, but from a sponsor's point of view, they can be complicated and time consuming to manage. We point out ways to enhance the value of the retirement benefit plan to employees, we look for cost and service efficiencies, and we support plan sponsors as they execute their fiduciary responsibilities.
Overseeing a retirement benefit plan can be a daunting task. Among other things, a plan sponsor has to:
Merrill is proud of our advisors who’ve received recognition from industry publications. We believe they are setting the standard for exemplary client service.
Barron’s Top 1,200 Financial Advisors in 2019
Forbes “Best-in-State Wealth Advisors” 2019
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
Our experts examine the forces that are changing the world – and how they may impact your life
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online and mobile destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
It’s easy to seamlessly integrate your Merrill Wealth Management and Bank of America banking accounts online and through our mobile apps with a single click
You can manage account security with our customizable security capabilities such as Face ID/Touch ID, one time passcode and other security features
Your advisor is a click away through our Secure Inbox and texting application
Access to your complete financial life is available with Spending & Budgeting, integrating your Merrill and Bank of America activity into a powerful tool to track your expenses and income
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.