Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Your financial life requires the broadest possible scope of knowledge, and we are committed to helping you have an experience that is easier and more rewarding.
At The SJ Group, we believe that you - as one of our most important clients are entitled to a different kind of working relationship. This combination of personal attention and financial possibilities creates opportunities for you.
My goal is to simplify and bring clarity to clients financial lives. Along with my team, I coordinate my efforts with highly regarded outside advisors including attorneys, tax professionals and insurance experts that are pre-screened by our team.
We add value to clients with our total team approach, where we meet with clients at least annually and communicate at least quarterly, including an annual Financial Physical to update their retirement plan, review goals and make changes as needed. I am constantly looking for ways to provide the best possible experience for clients, which includes feedback from my Client Advisory Board.
I am active in the community, Past President of both Congregation Beth Ahm, and Wabeek on the Lake Association, while also having served on the Boards of JARC, NFWB, and the Crohns and Colitis Association local chapter. My passions include golf, skiing, travel, football, and spending time with my family.
You should connect with me if:
1- You are currently retired or are near retirement and are seeking a tailored retirement plan.
2- Are in the process of or are considering divorce and are looking for a new, professional relationship with an advisor.
3- Are dissatisfied with your current advisor and would like a second opinion.
4- Are a non profit organization considering a Request For Proposal for your current investment portfolio.
5- Are a business owner or executive looking for sound professional financial advice and guidance.
Please review our teams website for more detailed information regarding our team at https://fa.ml.com/thesjgroup
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Northern Michigan University
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We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill's asset aggregation tool
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.