Tune out the noise: Wealth planning for the year ahead

Hear from a panel of experts as they explore how rising interest rates, high inflation and increased volatility are impacting the economy, how family dynamics are changing estate planning and hear some actionable strategies for investors to consider in 2023.

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Merrill lynch

Duddingston Sylvester Group

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Merrill Lynch
Wealth Management

The Duddingston Sylvester Group believes every successful client relationship is built through teamwork and client involvement, delivered through our knowledgeable advisors and experienced client associates. We aim to bring simplicity and transparency to the complexities of finance by making the intimidating task of planning an exciting journey.

Duddingston Sylvester Group

Based in the Twin Cities, the Duddingston Sylvester Group has set itself apart by delivering customized advice and guidance to a limited number of clients, corporate executives and business owners.

We are a thirteen-member team that is responsible for the oversight of more than $900M in assets (as of January 2023). We are unyielding in our commitment to each client's long-term goals and unique investing circumstances.  We bring a personal level of understanding and compassion in coordination with our client's wealth management needs. 

Our viewpoint is:

At the Duddingston Sylvester Group, every member of our team is dedicated to helping people pursue their financial goals. We realize that life is always changing and growing more complex. Your needs and priorities specific to your family, work, health, and home are continuously evolving. And since your finances are so deeply connected with the rest of your life, strategies that are specific to your unique situation can be helpful. Even if you are accustomed to managing your wealth on your own, you may find value in having a relationship with someone who understands your priorities and who has knowledge and resources to make more informed decisions, no matter where in life you are.

We are here for you:

Todd and Joe - focus on working with concentrated equity compensation plans for corporate executives.
Richie, Aren and Matt -focus on stock purchase plans
Aren and Matt - focuses on participants of our 401k plans

Our team is excited to be the recipients of The Top 100 Client Associate Responsible Service & Growth Award in 2021 and 2022: 
Ann Bertram
Kory Steil
Shannon Bugnon
Michelle Tverberg

*The Top 100 Client Associates (CAs) Merrill internal Responsible Service & Growth Award is an annual program ranking FINRA-registered CA’s for overall client satisfaction, breadth of relationships, online delivery services and good standing with the Firm.

Meet Our Group

Supported by the global resources of Merrill, our group is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Lloyd L Silk

Employee Benefits Specialist

Bank of America, N.A.

Tyler Austin

Wealth Management Banking Specialist


Mark A Perunovich

Wealth Management Lending Officer

Bank of America, N.A.

NMLS #484330

Upcoming Events

The Power of Planning

June 2nd, 2023|9:00 AM - 11:30 AM CST

The Power of Planning; Special Edition 
We are pleased to announce an upcoming in person event with brunch at the Metropolitan with local media personalities, Pat Miles and Cathy Wurzer. 

For more than 25 years, Pat Miles came into our homes to deliver the news for WCCO and KARE 11 TV.  From her anchor desk, she told stories that mattered to people. Now she is telling her own story.  On a vacation in 2018 with her husband, events began to unfold which would compel her to write the book she never wanted to write:  Before All Is Said and Done: Practical Advice on Living and Dying Well.   

MPR host Cathy Wurzer, who is currently presenting The Art of Difficult Conversations: The End In Mind with in various metro communities, will host and moderate this presentation. 

Please reach out to Ann Bertram for further information.

    For more information: 612.349.7815 or ann.bertram@ml.com

    World Elder Abuse Awareness Day

    June 15th, 2023|11:00 AM CDT

    “Elder Financial Abuse Scams & Fraud - Protect Yourself” 

    The virtual program will provide educational information on avoiding exploitation, swindles, and scams.  
    Thursday, June 15th at 11:00 AM - 45-minute educational Zoom webinar

    The program will feature panelists:
    Lia Skelton with Raymond James
    David Spero with Fidelity Investments
    Brooke Hickman with FINRA
    Elizabeth Loewy with EverSafe.

    Moderated by Anthony “Tony” Cavallaro with Robinhood.

    Please reach out to Ann Bertram for the information on how to register. 


      For more information: 612.349.7815 or ann.bertram@ml.com

      Staying on Track

      We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.

      Reviews to help you
      stay on track

      We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.

        Changes in your life
        and to your goals

        Your life and goals change. As these changes occur, we can update your approach to reflect them.


        MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

        Your advisor is a click away within our site or mobile apps

        You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

        Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

          Let’s Have a Conversation

          Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

          Why Merrill?

          As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


          We put you first, every day.
          Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

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          Transcript of Video 

          No question too big or moment too small

          For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

          Personalized advice from a dedicated financial advisor.

          We get to know you and your family, your financial situation and what matters most to you.

          A comprehensive approach, built around your life’s priorities.

          Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

          Adjusting your investment approach as your life and the markets change.

          We will work to help you stay on track, regardless of what the markets are doing.