Planning for healthcare expenses now and in the future
- Long-term Care Insurance3
- Health Savings Account2
- Disability Insurance3
Richie de-Souza is Financial Advisor with the Duddingston Sylvester Group at Merrill. Richie works closely with individuals and families, helping them organize their financial lives, delineate clear goals, and work steadily toward advancing their priorities. Richie understands that clients’ finances have multiple contexts—personal, professional, charitable, and aspirational. He spends significant time learning about the unique circumstances of each client or family so that he can better address their needs. A sound communicator, Richie also sustains close contact with the families he serves, helping them address questions, resolve issues, and consider new ideas. He is honored to have a meaningful impact on clients’ lives, helping them pursue a more thoughtful and purposeful financial future.
Richie’s areas of focus include pre- and post-retirement planning, investment management, insurance and risk mitigation, higher education savings, legacy planning, and access to lending and cash management services through Bank of America. Clients typically engage Richie when their financial affairs have become more time consuming or complex than they had anticipated. Deeply versed in both technical knowledge and overarching strategy, Richie connects clients to the information they need to become more capable and informed stewards of their wealth. He also enables clients to regain precious free time, overseeing a more efficient financial framework to pursue their goals and nurture their dreams.
Richie has worked in financial services since 2008. He began his career at Wells Fargo, where he worked for six years before moving in 2014 to Morgan Stanley, where he served as a Financial Advisor. He joined Merrill in 2019 and holds a Bachelor’s degree from Minnesota State University Moorhead.
Richie lives in Minneapolis. In his free time, he volunteers with Books for Africa, a nonprofit organization that collects, sorts, ships, and distributes books to African students of all ages. His weekend interests also include cooking, golfing, biking, and fixing things.
For additional information please contact me at (612) 214-6218 or Richard.email@example.com
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
University of Minnesota System
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Bank of America, N.A.
Wealth Management Banking Specialist
Wealth Management Lending Officer
Bank of America, N.A.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
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