Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
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Our mission is to understand you and your priorities. To take the time, to ask hard, smart questions and to listen carefully, then to understand, in great detail, exactly where your wealth stands today, and where you'd like it to be tomorrow. We help you design, implement and periodically monitor a customized wealth management strategy that helps you and your family pursue your personal financial goals while managing investment risk. Our wealth management approach is about using wealth to help turn goals into reality.
We advise a number of clients who have complex financial situations: business owners, entrepreneurs, professionals, senior executives, and inheritors, among others. Each person is unique, deserving customization and one-on-one attention. For us, the value and satisfaction of our work derives from discerning a “good fit” – from appreciating the whole client and delving into the intricacies of his or her situation. We take the time to develop a granular understanding of each client’s financial life—to organize, streamline, and unify—so that we can create a holistic financial picture. As trusted advisors and guides, we welcome the opportunity to heighten transparency, capitalize on efficiency, and educate clients about the options at their disposal.
We meet clients where they are and help them move toward where they want to be. We recognize that clients come to us with varying needs. Some look to us for our technical abilities, such as investment execution or concentrated stock management. Others have a particular question in mind, such as positioning their business for a future sale or calculating the timing of their retirement. Still others inquire about family issues, such as preserving wealth in a tax-sensitive manner, saving for higher education, or fostering sound stewardship in the next generation.*
We welcome all of these needs. Our longevity and continuity as a team make it likely that we have encountered similar situations before. Through our Merrill Lynch / Bank of America network, we integrate the advice and guidance of locally based specialists; we also leverage an extensive network of external tax and legal advisors, as appropriate. Together, we’ll look to design and implement forward-looking solutions that leverage our collective strengths, backgrounds, and experiences.
*Neither Merrill Lynch nor its Financial Advisors provide tax, accounting or legal advice. Clients should review any planned financial transactions or arrangements that may have tax, accounting or legal implications with their personal professional advisors.
Our team reflects the diversity of and vibrancy of the clients we serve. Composed of men and women, young professionals and seasoned veterans, we pool our collective talents to foster an optimal experience for our clients. Combining maturity and wisdom with energy and innovation, we connect with clients at various life stages.
We’ve purposely structured our team to be both broad and deep, allowing us to tackle a wide range of needs with poise and precision. Committed to ongoing professional education, members of our team collectively hold a number of esteemed industry designations:
CERTIFIED FINANCIAL PLANNER™ (CFP®) practitioner
Chartered Retirement Planning Counselor (CRPC®) desigantion
Certified Plan Fiduciary Advisor (CPFA) designation
Moreover, we believe our service team is without equal in their competence, caring, and professionalism. With five dedicated Client Associates, we’ve committed substantial resources to the smooth resolution of our clients’ administrative and operational needs. When a service-team member answers the phone, clients know that they are recognized, understood, and appreciated.
Together, we strive to serve clients with the diligence and steadfastness that we would want for our own families or businesses. We view client success as the best metric of our own success.
As a team within Merrill Lynch, we have access to capabilities and resources that can address a multitude of needs. Our goal, as advisors, is to connect clients with the offerings that are most meaningful and impactful. Here are a few of the areas in which we can help:
Investment Management. Agnostic as to the investment vehicle, we help clients discern the potential impact of various asset classes and instruments relative to their goals, tax situations, timelines, and risk profiles.
Trust and estate planning services. We utilize the capabilities of our partner, U.S. Trust, to help clients preserve and transfer their wealth thoughtfully and efficiently, mindful of each family’s unique dynamics.
Lending. Through our colleagues at Bank of America, we connect clients to customized lending services, from business lending to mortgages, helping clients identify untapped opportunities.
Pre- and Post-Retirement Strategies. We help clients develop detailed distribution strategies that reflect their unique combination of assets, cash-flow needs, and tax circumstances.
Sale of a Business. Our access to the Private Sale Referral Network within Merrill Lynch supports clients in finding the right buyer for their business and preparing that business to optimize its value.
Insurance. We believe insurance is an integral component of a sound financial foundation. From life insurance to long-term care, we help clients weigh their options and needs.
Next-Generation Stewardship. We are honored to help our clients’ children and grandchildren grow as responsible and informed stewards of their wealth, offering one-on-one coaching sessions and family meetings, as well as access to educational events and seminars.
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Lending Officer NMLS # 533126
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We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill's asset aggregation tool
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.