Bank of America Coronavirus Resource Center See details

BSK Wealth Management

push-top

Recognition

Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.

Philip H. Bruneau

Forbes “Best-in-State Wealth Advisors”  2021

Matthew A. Showalter

Forbes “Best-in-State Wealth Advisors”  2021

Meet Our Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Coy Chelgren

Coy Chelgren

Wealth Management Banking Specialist

Merrill

Joseph McCullough

Joseph McCullough

Trust Specialist

Bank of America, N.A.

Kevin L Quast

Kevin L Quast

Wealth Management Lending Officer

Bank of America, N.A.

NMLS #533126

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

BSK Wealth Management is a deeply experienced wealth management team that serves clients in multiple regions in the United States. Eleven people strong, we apply the knowledge and insight we’ve gained from more than 185 years of collective experience.

We realize that everyone treads a unique path in his or her financial life. We cater to that singularity. Dedicated to our craft, we believe we serve clients best when we truly understand them: their goals, challenges, concerns, and aspirations. Our commitment is demonstrated by the time we dedicate to each relationship. Through in-depth conversations and regular meetings, phone calls, and emails, we stay in close contact with our clients so that we can respond to their changing needs. Clients know how much we value them because we offer a warm, welcoming environment where they know they are heard.

Our goal is to be the go-to resource and first call for any financial issue, large or small. We feel privileged to serve as a discreet confidante during life’s transitions, personal or professional, walking with clients through critical crossroads in their lives and legacies.

A Highly Tailored Approach

We advise a number of clients who have complex financial situations: business owners, entrepreneurs, professionals, senior executives, and inheritors, among others. Each person is unique, deserving customization and one-on-one attention. For us, the value and satisfaction of our work derives from discerning a “good fit” – from appreciating the whole client and delving into the intricacies of his or her situation. We take the time to develop a granular understanding of each client’s financial life—to organize, streamline, and unify—so that we can create a holistic financial picture. As trusted advisors and guides, we welcome the opportunity to heighten transparency, capitalize on efficiency, and educate clients about the options at their disposal.

We meet clients where they are and help them move toward where they want to be. We recognize that clients come to us with varying needs. Some look to us for our technical abilities, such as investment execution or concentrated stock management. Others have a particular question in mind, such as positioning their business for a future sale or calculating the timing of their retirement. Still others inquire about family issues, such as preserving wealth in a tax-sensitive manner, saving for higher education, or fostering sound stewardship in the next generation.* 

We welcome all of these needs. Our longevity and continuity as a team make it likely that we have encountered similar situations before. Through our Merrill and Bank of America network, we integrate the advice and guidance of locally based specialists; we also leverage an extensive network of external tax and legal advisors, as appropriate. Together, we’ll look to design and implement forward-looking solutions that leverage our collective strengths, backgrounds, and experiences.


*Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

The Strength of a Team

Our team reflects the diversity of and vibrancy of the clients we serve. Composed of men and women, young professionals and seasoned veterans, we pool our collective talents to foster an optimal experience for our clients. Combining maturity and wisdom with energy and innovation, we connect with clients at various life stages.

We’ve purposely structured our team to be both broad and deep, allowing us to tackle a wide range of needs with poise and precision. Committed to ongoing professional education, members of our team collectively hold a number of esteemed industry designations:

CERTIFIED FINANCIAL PLANNER™ (CFP®) practitioner
Chartered Retirement Planning Counselor (CRPC®) desigantion 
Certified Plan Fiduciary Advisor (CPFA) designation
 
Moreover, we believe our service team is without equal in their competence, caring, and professionalism. With four dedicated Client Associates, we’ve committed substantial resources to the smooth resolution of our clients’ administrative and operational needs. When a service-team member answers the phone, clients know that they are recognized, understood, and appreciated.
 
Together, we strive to serve clients with the diligence and steadfastness that we would want for our own families or businesses. We view client success as the best metric of our own success.

A Singular Resource

As a team within Merrill, we have access to capabilities and resources that can address a multitude of needs. Our goal, as advisors, is to connect clients with the offerings that are most meaningful and impactful. Here are a few of the areas in which we can help:

Investment Management. Agnostic as to the investment vehicle, we help clients discern the potential impact of various asset classes and instruments relative to their goals, tax situations, timelines, and risk profiles. 
 
Trust and estate planning services. We utilize the capabilities of our partner, Bank of America Private Bank, to help clients preserve and transfer their wealth thoughtfully and efficiently, mindful of each family’s unique dynamics.
 
Lending. Through our colleagues at Bank of America, we connect clients to customized lending services, from business lending to mortgages, helping clients identify untapped opportunities.

Pre- and Post-Retirement Strategies. We help clients develop detailed distribution strategies that reflect their unique combination of assets, cash-flow needs, and tax circumstances.
 
Sale of a Business. Our access to the Private Sale Referral Network within Merrill supports clients in finding the right buyer for their business and preparing that business to optimize its value.

Insurance. We believe insurance is an integral component of a sound financial foundation. From life insurance to long-term care, we help clients weigh their options and needs.

Next-Generation Stewardship. We are honored to help our clients’ children and grandchildren grow as responsible and informed stewards of their wealth, offering one-on-one coaching sessions and family meetings, as well as access to educational events and seminars.

Upcoming Events

Megatrends The Idea Multiplier: An acceleration in innovation is coming
Megatrends The Idea Multiplier: An acceleration in innovation is coming

March 17th, 2021|3:15 PM - 4:15 PM CST

Adam Schickling is an economist in Vanguard Investment Strategy group. He has coauthored research on topics including productivity demographics, fiscal policy, volatility, and the Asia-Pacific region. Previously, he was a fixed income investment risk analyst responsible for monitoring risk levels in Vanguard’s municipal bond funds. Join us as we explore how the long-term nature of massive shifts in technology, demographics, and globalization can help us better understand the shaping of future markets and the investing landscape in the years ahead.

Click HERE to register for the Webex Webinar.

    For more information: 651.298.1718 or kathy.handel@ml.com

    The New Retirement: Will You Be Ready?
    The New Retirement: Will You Be Ready?

    March 18th, 2021|2:00 PM EST

    BSK Wealth Management welcomes you to a Merrill Perspectives virtual client event — The New Retirement: Will You Be Ready? — will premiere on March 18 at 2 p.m. Eastern and will be available on-demand thereafter on ml.com. This event will bring together experts and thought leaders in retirement and investing to discuss how the pandemic has changed how we will plan for and live in retirement.

    Featured Speakers and Panelists
    ·         Andy Sieg
    ·         Ken Dychtwald
    ·         Lorna Sabbia
    ·         Chris Hyzy
    ·         Surya Kolluri

    Discussion topics will include
    ·         What emerging trends may mean when planning for retirement
    ·         Retiring earlier than expected — or working longer remotely
    ·         Medical advances driving increased longevity or quality of life in retirement
    ·         Investment strategies and other steps pre-retirees can take now to adapt to new realities

    Click HERE to register for the Webex Webinar.

      For more information: 651.298.1718 or kathy.handel@ml.com

      SAVE THE DATE  A Conference for Business Owners: Merger & Acquisitions Solutions for Privately Held Companies
      SAVE THE DATE A Conference for Business Owners: Merger & Acquisitions Solutions for Privately Held Companies

      March 31st, 2021|3:00 PM CST

      BSK Wealth Management welcomes you to a conference for Business Owners: Selling a company can be the largest and most important deal of a business owner’s career. Regardless of what prompts the sale, selling a business is a high-stakes transaction, with far-reaching financial and emotional consequences. The outbreak of COVID-19 and the efforts around the globe to contain its spread have resulted in dramatic business disruptions and economic turmoil, raising many new considerations for parties participating in proposed or pending M&A transactions.
      While the impact has shuttered businesses across all industries, many companies have not only survived but have continued to focus on value building. 

      Please join our expert panel of M&A professionals.

      Hosts:
      Michael Lawrence
      Twin Cities Market Executive 
      Amy Smart
      Central MN Market Executive

      Speakers:
      Brooks Gallagher
      Kurt Sunderman
      Andrew Sinclair

      Webex & Details to follow

        For more information: 651.298.1718 or kathy.handel@ml.com

        Past Events

        Faces of Fraud
        Faces of Fraud featuring Jeff Lanza

        February 24th, 2021|3:15 PM - 4:15 PM CST

        BSK/BSY Wealth Management invites you to our upcoming webinar to be held at 3:15pm CST on Wednesday, February 24th, Faces of Fraud.

        Featuring 
        Jeff Lanza,
        Fraud Prevention Expert
        “#1 FBI Agent Keynote Speaker” 

        Hosted by
        Michael Lawrence
        Market Executive, Merrill

        Former FBI Special Agent for over 20 years, Jeff Lanza dedicated his career to investigating corruption, fraud, cybercrime and organized crime. This dynamic presentation focuses on how criminals try to trick us,  steal our identities and commit fraud. Jeff provides easy to implement solutions to current real world risks.  Join us in this timely, pertinent and entertaining presentation as Jeff explains  the risks and provides the appropriate solutions for prevention.

        Click HERE to register for the Webex Webinar.

        Please contact Kathy Handel for additional questions.

          Your Financial Approach

          We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

          FAMILY
          Taking care of your family and other people in your life
          • Trust & Estate Planning Services4
          • Education Funding1
          • Insurance3
          HEALTH
          Planning for healthcare expenses now and in the future
          • Long-term Care Insurance3
          • Health Savings Account2
          • Disability Insurance3
          HOME
          Upsizing, downsizing, remodeling or buying a vacation home
          • Home Loans2
          • Home Equity Lines of Credit2
          • Securities-Based Lending2
          • Credit Cards2
          WORK
          Working in retirement, selling or starting a business
          • Bank of America Business Banking2
          • Exchange Funds1
          • Concentrated Stock Management1
          • Succession Planning1
          LEISURE
          Spending your free time in meaningful ways
          • Credit Cards2
          • Securities-Based Lending2
          • Structured Lending2
          GIVING
          Volunteering, mentoring others and giving to charities
          • Donor-Advised Funds4
          • Private Foundations4
          • Charitable Trusts4
          FINANCE
          Using your finances to bring it all together
          • Merrill Investment Accounts1
          • Investment Advisory Accounts1
          • Alternative Investments1
          • Exchange-Traded Funds1
          • Mutual Funds1
          • Closed-end Funds1
          • Fixed Income Products1
          • Options1
          • Annuities3
          • Impact Portfolios1
          • Market-Linked Investments1
          • Securities-Based Lending2
          • Margin1
          • Home Loans2
          • Bank of America Checking and Savings Accounts2
          • Credit Cards2
          • Online Account Access1,2

          1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
          2 Banking, mortgage and home equity products offered by Bank of America, N.A.
          3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
          4 Trust and fiduciary services are provided by Bank of America Private Bank.

          Staying on Track

          We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.


          Periodic reviews to help you
          stay on track

          We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.


            Monitoring changes in your life
            and to your goals

            Your life and goals change. As these changes occur, we can update your approach to reflect them.

            Wealth Management Your Way

            MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

            Your advisor is a click away within our site or mobile apps

            You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

            Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

              Let’s Have a Conversation

              Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

              Why Merrill?

              As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


              Merrill_Capabilities_Brochure.png  

              We put you first, every day.
              Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

              Personalized advice from a dedicated financial advisor.

              We get to know you and your family, your financial situation and what matters most to you.

              Adjusting your investment approach as your life and the markets change.

              We will work to help you stay on track, regardless of what the markets are doing.

              A comprehensive approach, built around your life’s priorities.

              Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.