Capabilities

My ability to provide access to the investment insights of Merrill and the banking convenience of Bank of America allows us to help you devise potential solutions designed to help preserve, grow and distribute your wealth. I strive to exceed client expectations through our proactive approach to communication, my attention to personalized service, and commitment to continuing financial education.

Focus On High-Net-Worth Individuals and Business Owners

I  offer clients a breadth of potential solutions, premier customer service and financial tools based on their unique circumstances.

No matter what your goals may be, I begin by helping you define and prioritize your financial goals based on the following seven areas:

• Health: Managing healthcare expenses, now and in the future
• Home: Upsizing, downsizing, remodeling or buying a vacation home
• Family: Taking care of your family and other people in your life
• Leisure: Spending your free time in meaningful ways
• Giving: Volunteering, mentoring and giving to charities
• Work: Working in retirement, selling or starting a business
• Finance: Bringing it all together; defining your financial goals

• Potential risk management solutions
• Trust and estate planning services
• Potential wealth management solutions
• Access to Bank of America for your credit and banking needs

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Philosophy

We take a holistic approach to wealth management by way of a five-step process. First: we seek to understand a client’s personal values, current practices, present financial position, and goals or intentions for the future. Second: we co-create a financial map to support those goals. Third: together, we vet strategies that might enhance best outcomes, leveraging the resources of Merrill and the banking convenience of Bank of America where they serve specific client goals--i.e. philanthropic, banking, research, investment management, mortgage/lending, insurance, etc. Fourth: we implement mutually agreed-upon strategies and coordinate with other trusted advisors as needed (tax, estate, P&C, etc.) Fifth: we assess, adapt, and adjust as necessary.

Welcome

Our advisory model was designed to help you articulate a vision for your best life and align your wealth in service to those goals. Wealth, in our view, is more than your earning power, savings power, and an optimized balance sheet. We understand wealth more broadly to include your time, physical health, mental wellbeing, ability to leisure, the freedom of choice, the contributions we make, the legacies we leave behind, our core connections to family, friends, & community, and our individual sense of purpose. Life was meant to be lived--deeply and meaningfully, mindfully and intentionally. This fundamental philosophy is reflected in our work and relationships with clients.