Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Ryan A. Zabrowski, CFP®
First Vice President
Senior Financial Advisor
“Having read more than 1,000 books on investing, my disciplined investment strategy is borne from the lessons of Warren Buffett, his teacher Benjamin Graham, and Nobel Laureates from Chicago, Columbia, Pennsylvania, and Yale Universities. Accordingly, I favor sustainable, high quality businesses regardless of economic or interest rate direction.”
Ryan was recruited to join Merrill Lynch in 2007 after 13 years spent in the financial industry, including six at Morgan Stanley. Ryan is a CERTIFIED FINANCIAL PLANNER™ CFP® certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc., and is a member of The Chartered Financial Analyst Institute since 2001. Ryan graduated from the University of Missouri with a Bachelor of Science degree in Finance in Investment and Portfolio Management. He also earned a Master of Science degree in Finance from the Edward S. Ageno School of Business at Golden Gate University.
A former Financial Budget Analyst in the United States Marine Corps, Ryan earned the Good Conduct and National Defense medals, as well as the Navy and Marine Corps Achievement Medals for identifying and recouping more than $3 million in currency errors from the United Nations.
Ryan and his wife, Heather, live in Wildwood with their daughters, Caroline, Charlotte and Claire. Ryan is a fan of sports strategy (specifically, professional football and mixed martial arts) and enjoys hiking. He is a member of both the American Finance Association and Certified Financial Planner Institute. Ryan supports charities that provide safety to women in danger, clean water to third world countries, and quality of life care for terminally ill children.
I follow the deep-seated Merrill Lynch tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Golden Gate University
University of Missouri
We along with your tax professional can help you understand how it might affect your investment strategy
Supported by the global resources of Merrill Lynch, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Financial Advisor if you have questions about how a specialist might be able to assist you.
Senior Wealth Management Lending Officer NMLS # 558876
We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.