Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
The Fredman Wealth Management Group was founded with the goal of delivering the vast resources of one of the world's most prestigious wealth management firms with all the intimacy and personal service of a boutique. By taking a a true holistic planning approach to the wealth management process, we aim to assist clients with every aspect of their financial lives.
Andy Fredman has been with Merrill Lynch Wealth Management since 1993 and works with affluent individuals, families and businesses providing a comprehensive approach to planning and wealth management. With the concept that planning is a process and not an event, Andy will provide access to services that help clients establish their true investment policy statement, develop their asset allocation and help quantify risk and return while focusing on investment planning, tax minimization strategies and estate planning services. Utilizing Merrill specialists and client's other advisors (attorneys and accounts), he helps develop the team approach that will allow for a total balance sheet approach to wealth planning.
Andy is a graduate of Boston University with a Bachelor of Science and Business Administration with a focus in Corporate Finance. He is a CERTIFIED FINANCIAL PLANNER™ certificant (CFP®), a designation awarded by the Certified Financial Planner Board of Standards, Inc. He holds the Chartered Retirement Planning Counselor (CRPC®), a designation awarded by the College for Financial Planning. Andy is qualified through the Merrill Investment Advisory Program as a Portfolio Manager. A Portfolio Manager can help clients pursue their objectives by managing on a discretionary basis his own personalized or defined strategies, which may incorporate individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies.
Andy lives in Creve Coeur with his wife Katy and their four children.
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We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial
complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.