Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
The Fredman Wealth Management Group was founded with the goal of delivering the vast resources of one of the world's most prestigious wealth management firms with all the intimacy and personal service of a boutique. By taking a a true holistic planning approach to the wealth management process, we aim to assist clients with every aspect of their financial lives.
Andy Fredman has been with Merrill Lynch Wealth Management since 1993 and works with affluent individuals, families and businesses providing a comprehensive approach to planning and wealth management. With the concept that planning is a process and not an event, Andy will provide access to services that help clients establish their true investment policy statement, develop their asset allocation and help quantify risk and return while focusing on investment planning, tax planning and estate planning services. Utilizing Merrill specialists and client's other advisors (attorneys and accounts), he helps develop the team approach that will allow for a total balance sheet approach to wealth planning.
Andy is a graduate of Boston University with a Bachelor of Science and Business Administration with a focus in Corporate Finance. He is a CERTIFIED FINANCIAL PLANNER™ certificant (CFP®), a designation awarded by the Certified Financial Planner Board of Standards, Inc. He holds the Chartered Retirement Planning Counselor SM (CRPC®), a designation awarded by the College for Financial Planning. Andy is qualified through the Merrill Investment Advisory Program as a Portfolio Manager. A Portfolio Manager can help clients pursue their objectives by managing on a discretionary basis his own personalized or defined strategies, which may incorporate individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies.
Andy lives in Creve Coeur with his wife Katy and their four children.
Our experts examine the forces that are changing the world – and how they may impact your life
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online and mobile destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
It’s easy to seamlessly integrate your Merrill Wealth Management and Bank of America banking accounts online and through our mobile apps with a single click
You can manage account security with our customizable security capabilities such as Face ID/Touch ID, one time passcode and other security features
Your advisor is a click away through our Secure Inbox and texting application
Access to your complete financial life is available with Spending & Budgeting, integrating your Merrill and Bank of America activity into a powerful tool to track your expenses and income
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.