Tune out the noise: Wealth planning for the year ahead

Hear from a panel of experts as they explore how rising interest rates, high inflation and increased volatility are impacting the economy, how family dynamics are changing estate planning and hear some actionable strategies for investors to consider in 2023.

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Tim Hampton, CPFA, CRPC, CFP

Senior Vice President
Wealth Management Advisor
Retirement Accredited Financial Advisor
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Merrill Lynch
Wealth Management

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Profile

Tim Hampton believes in the value of holistic strategies – to address what clients see as their goals for retirement, saving for private high schools and private colleges, second homes and, most importantly, to deliver the quality of life they want in the years to come. To align multiple aspects of clients’ financial lives, Tim draws upon the Firm’s investment, banking and trust specialists for residential and securities-based lending, as well as estate planning strategies.

Tim is an active member of his community whose dedication to support worthy causes extends to his role as a seasoned financial advisor for foundations, charitable endeavors and other non-profit organizations nationwide – as well as to individuals and families. Formerly an executive recruiter, Tim enjoys helping clients however he can. Frequently, he helps clients (and their families) with job networking, and reviewing their resumes.

Having launched his financial services career in 1999, Tim joined Merrill Lynch Wealth Management in 2008. He holds the CFP® certification, awarded by the Certified Financial Planner Board of Standards, Inc. and the Chartered Retirement Planning Counselor, CRPC designation from the College for Financial Planning Institutes Corp.

Tim is also a qualified Portfolio Manager who, in addition to providing traditional advice and guidance, can help clients pursue their objectives by building and managing his own personalized or defined strategies, which may incorporate individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. When servicing clients through the firm’s Investment Advisory Program, Tim may manage his strategies on a discretionary basis.

Tim graduated Magna Cum Laude from Saint Louis University with an Honors Bachelor of Science degree in Business Administration, majoring in Finance. Later, he earned his Master’s in Business Administration from Washington University in St. Louis.

Passionate about giving back to organizations that provide meaningful experiences, Tim served as Assistant District Commissioner in the Boy Scouts of America.  An Eagle Scout himself, Tim was awarded the Silver Beaver Award by the Greater St. Louis Area Council of the Boy Scouts of America “for distinguished service to youth” in 2008. Tim was also a member of Rotary and a Past President of the De Smet High School Men's Club.

As avid theater goers (to Broadway, London and back home in St. Louis), Tim and his wife, Elizabeth, actively support local theatre.  Tim has served in the past on The Repertory Theatre of St. Louis' Executive Committee, as Chairman of its planned giving committee, and on its Board of Directors. Tim and Elizabeth are longtime residents of St. Louis who’ve raised two sons there. One teaches unemployed and underemployed individuals to start a small business in Washington, D.C., while the other is Mark, who is also a partner of The Hampton Group.

*Banking and Lending Services are through Bank of America, N.A. (NMLS#559144)

  • LANGUAGES

    English

  • EDUCATION

    Washington University in Saint Louis

    Saint Louis University

Professional Staff

Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Jessica Delunas

Wealth Management Banking Specialist

Merrill

Timothy Sottile

Wealth Management Lending Officer

Bank of America, N.A.

NMLS #257719

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

As a Merrill Lynch Wealth Management Advisor, I offer advice based on your goals and priorities– for yourself, your family, and your business. Our goals-based wealth management approach places the investor at the center of our focus, not the market. I can help you understand the pros and cons of every decision and maintain discipline so you can pursue your goals. As your needs or market conditions change, I will continue to work with you to agree upon adjustments to your investment approach.

Philosophy

We live in a world that's constantly changing. Markets can fluctuate frequently. Potential investment opportunities can arise daily. Regulations are amended. That's why I believe that you and your situation are the best starting points from which to help plan your financial future: where you are today, where you want to be tomorrow, and what you want to accomplish along the way. Because by understanding you and your priorities, I can more effectively offer my experience and resources and help you build a financial framework that is rooted in the unique complexities of your life.

Approach

Helping you pursue your goals starts with getting to know you. We will work together to create a financial approach that reflects your investment personality and is built around your life priorities. My process offers a flexible framework we can call upon to help you identify and prioritize your personal and professional financial goals, including areas such as education funding or your lifestyle in the future. I offer potential solutions to provide the “fit” that may best serve your objectives, risk tolerance, time horizon and liquidity needs. I help you understand fees and expenses associated with your accounts.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Capabilities

My process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. My ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. I view myself as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.

Trust and fiduciary services are provided by Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).

Focus On Individuals, Families and Small Businesses

I believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. So whether you’re planning your retirement, saving to buy a home or fund a child’s education, I start by getting to know you and how you feel about the following seven life priorities.

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring others and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together and defining your financial goals

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Tim's Hobbies

Beekeeping - Since 2007, Tim and his wife Elizabeth have been backyard beekeepers.   Seeing few honey bees flying, and gardens not being pollinated, having the bees is a community service as they fly in a 2 mile radius.   They do make some honey which Tim and Elizabeth share.

Genealogy - Tim has worked on tracing his and his wife's family tree for many years.    Currently focusing on using DNA to find relatives and scanning old family photos so they can be shared.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

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      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

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      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

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      No question too big or moment too small

      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.