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Maurice G Schutte

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Profile

A three-time cancer survivor, Mo holds a place in his heart – and in his practice – for good people who are hardworking, devoted to others, and know that money is not a priority but a tool for enhancing their lifestyle or legacy. Having owned and sold real estate, Mo also recognizes the financial risks that business owners and many other clients face. Mo feels privileged to help clients face life’s challenges with timely and thoughtful guidance that allows for thoughtful decisions, rather than emotional ones.

Mo’s fascination with the world of finance began decades before he made it his career. In grade school, Mo attended a Merrill Lynch Wealth Management seminar with his father. Having never become clients of Merrill or any financial institution, Mo witnessed the stressful and costly financial mistakes made by his family (as business owners) – ones that easily could have been avoided with the attention of a caring advisor.

Mo launched his financial career in1997 at Dean Witter (eventually, Morgan Stanley) and became a branch manager. In 2005, Mo moved to Banc of America Premier Banking and Investments so that he could leave management and work directly with clients. In 2008, Mo transitioned to the role of a Merrill financial advisor (when the firm was acquired by Bank of America, N.A.).

Highly credentialed, Mo finds that his rigorous industry training allows him to bring clients the high degree of investment wisdom they deserve. Mo holds The Certified Private Wealth Advisor® (CPWA®) designation sponsored by the Investments & Wealth Institute™ at the Booth School of Business, University of Chicago. As a Senior Portfolio Advisor, Mo can also help clients pursue their objectives by managing on a discretionary basis custom investment strategies, selecting from a wide range of Merrill Lynch Wealth Management model portfolios and third-party investment strategies.

The eighth of nine kids, Mo worked in his parents’ ice cream serving business as a child and in a printing/publishing firm throughout high school. After paying his way through college, Mo bought his first home at 22 years of age and was married a year later.

In 2018, Mo and his wife, Jeanne, celebrated 25 years of marriage. They enjoy parenthood and are involved in their son’s school – volunteering and supporting his hockey team. They also donate their time and resources to important causes, and enjoy life in Town and Country, Missouri. Mo is longtime and mediocre hockey player who coaches youth hockey, plays golf and tennis, and takes pleasure in spending quality time with friends and family.

Investments & Wealth Institute™ (The Institute) is the owner of the certification mark CPWA® and Certified Private Wealth Advisor®. Use of CPWA® and/or Certified Private Wealth Advisor® signifies that the user has successfully completed the Institute’s initial and ongoing credentialing requirements for certification.
 

  • LANGUAGES

    English

  • EDUCATION

    Fontbonne University

Professional Staff

Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Joseph McCullough

Joseph McCullough

Trust Specialist

Bank of America, N.A.

Hollie Bonnes

Hollie Bonnes

Wealth Management Banking Specialist

Merrill Lynch

Joseph F Nevins

Joseph F Nevins

Retail Sales Manager

Bank of America, N.A.

NMLS #257684

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

Since 1997, I’ve served a growing clientele in the same way I treat my closest friends – with care, concern and consistency.

Thanks to referrals from many clients, I now assist CFOs and other senior-level executives, attorneys, business owners, engineers, teachers, and generations of families – in the St. Louis area, throughout Missouri and in ten other states. As a business owner and real estate owner myself, I know the challenges facing busy people with an entrepreneurial spirit. That’s why I try to “tie it all together” for clients – their personal and business interests including investments, liabilities, and trust and estate issues.

I also place tremendous emphasis on one area that many advisors do not – taxes. I find that “taxes” are the greatest expense each year for most clients. In fact, clients are often required to pay more in taxes than they spend on discretionary expenses such as homes, vacations and cars.

To minimize each client’s tax burden and maximize results, I often coordinate with clients’ CPAs. Additionally, I meet with clients’ attorneys and accompany clients to their offices – when helpful. What some may consider “going the extra mile” is something I expect of myself. I see my role as helping clients enjoy their lives and holding their other advisors accountable.

Given my own life experience as a three-time cancer survivor, my mission is heartfelt – to bolster each client’s financial and physical health. Many clients trust me with their medical information and intimate family issues. I believe that all clients see the value in my efforts – and in the overall wealth planning experience I provide.

What Clients Can Expect

No financial advisor can accurately predict market behavior, global events, or a client’s personal health.

That’s why my focus is helping clients prepare for various scenarios and make informed decisions along the way – regardless of how events unfold. Through friendly and frequent contact, I can help clients plan for tomorrow, by being highly aware of their yesterdays and todays. For example, are clients spending too much, investing too little, or both?

Based on what I learn is most important to each client, I can also make the specific complexities of their financial lives easier to manage and understand. When possible, I try to educate clients, so they can grasp a strategy, or what they own and why. Experience tells me that clients can feel confident when they know where they stand and their role in following a disciplined strategy crafted just for them. 

While my relationships with clients are casual and authentic, my approach is highly disciplined. Addressing what I call my “Five P’s,” I begin with:
• Client Preferences for staying in touch and using technology. (My conference table is seldom used. Instead, I meet clients at restaurants, their homes, offices, and by WebEx.)
• Planning is a critical step in which clients’ goals and concerns are identified and prioritized at the outset and over the course of the relationship.
• Accounting for a range of personal and financial factors, I can develop Portfolio, Protective Component, and “Pay Lower Taxes” strategies that combine to enhance and insulate client wealth from external influences.

Supported by the in-depth research and resources of Merrill Lynch Wealth Management and access to Bank of America, N.A. banking products, I am able to help accomplished clients accomplish more – whether they prefer to invest in sophisticated or simple ways, expand their enterprises, retire comfortably, secure residential lending or a bridge loan. Everything I do is customized to a client’s needs. “Cookie-cutter” is not in my vocabulary, because it’s not in a client’s best interest.


*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.


*NMLS#559253

Capabilities

My  process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. My ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. I view myself as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.

Your Financial Approach

We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Planning Services4
  • Education Funding1
  • Insurance3
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds4
  • Private Foundations4
  • Charitable Trusts4
FINANCE
Using your finances to bring it all together
  • Merrill Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.


Periodic reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.


    Monitoring changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    Wealth Management Your Way

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


      Merrill_Capabilities_Brochure.png  

      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.