Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
We are committed to understanding your values and what you want to accomplish with your assets. We believe that one-on-one conversations help us get to know who you are and what you and your family want for your lives and allow us to concentrate on helping you pursue your life goals and plan for your legacy.
Our team’s process provides our clients with advice to make informed money decisions. Our comprehensive approach to Wealth Management is always the first step in that process. Too often, Financial Planning is understood to mean something simple: the pursuit of money goals based on projected returns and future value calculations. The problem with such a standard-issue Financial Plan is that it considers only one piece of a family’s financial picture. Investors routinely exceed expected returns but fall short of achieving their goals. Great returns with poor strategies around taxes, efficiencies and risk, for example, can cause investors to outlive their resources. A Financial Plan based only on future value calculations ‘checks a box’, and is often positioned as a perk. The Planning our team provides is not a perk; it’s the centerpiece of our process. A family’s Financial Plan is like a car’s Navigation System. If there’s trouble ahead, the Plan re-routes us to our destination, on time, despite obstacles. Most importantly, we go all in with our clients and their families. We feel we know how they got here, where they want to go, and ‘why.’ Friendships develop as a byproduct of this “all-in” approach, and we become personally invested in what have become our shared goals. As a team, pursuing these goals in a manner consistent with our clients’ best interests and values drives everything that we do. We provide that Navigation System (a measurable structure rooted in quantitative analysis) that is designed to show us the best route (recommendations) to a client’s destination (goal achievement). Investments and Financial Planning is where our team’s knowledge lies, and we work with the experts in everything else financial: your tax advisor and estate attorney, trust, cash management, lending through Bank of America, even the sale or acquisition of a business. BofA Global Research is Institutional Investor’s #1 Global Research Firm. We feel that no other firm is equipped with Merrill’s proprietary research, tools, technology and know-how. Shared ownership of our clients’ goals combined with what we believe is the world’s best toolbox for the job produces, in our view, the best possible outcomes four our clients and their families.
We aspire every day to honor Charles Merrill’s commitment to putting clients’ interests first. We also believe in giving back to the community. Through Operation Food Search, Doorways, United Way of Greater St. Louis and Lutheran Senior Services, we work to help area citizens through hunger, homelessness, health issues, educational challenges, and mental health issues.
University of Missouri System
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Lending Officer
Bank of America, N.A.
Enterprise Retail Sales Manager
Bank of America, N.A.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.