Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
We are a multigenerational family business serving the complex wealth management needs of clients across the country. The trusting personal atmosphere we cultivate with clients is an extension of our strong family bond. We are all equally committed to the same disciplined process designed to better organize your financial life, help preserve your wealth, and pursue your financial goals.
In addition to finding out about your assets, liabilities, and how your portfolio is currently structured, our process begins by uncovering your feelings about where you are and where you hope to be. We take the time to build personal relationships with every generation of your family, so we can understand and anticipate your needs.
For those transitioning from work to retirement, we can help develop strategies to preserve your wealth throughout your retirement and maintain it for your heirs. We can help you create the legacy you desire, by working closely with your tax advisor and estate planning attorney, as well as trust and estate planning professionals to recommend tax-minimization strategies and review your wills, trusts and life insurance.
Business owners look to us to help pursue their goals through assistance with retirement and defined-benefit plan services, cash management strategies, exit planning, acquisition and valuation of the sale of their business. We also offer access to credit, lending, corporate cash management, corporate financing, and other banking services through Bank of America.
Looking beyond your investable assets, we are committed to forming life-long relationships with you and your family and to paving paths toward your broader goals.
Kimberly R. Roth, CRPC
Senior Vice President
Holds the Series 7, Series 66, Series 31, Series 9 and Series 10 FINRA Registrations.
As founder of the Roth-Eicholtz Group, I work closely with retirees, families, professionals, and business owners, helping them pursue a more cohesive and purposeful financial future.
Deeply committed to the well-being of each client, offering a highly personalized approach that testifies to the importance of each relationship. I began my Merrill career in 2002, providing in-depth knowledge of multiple wealth disciplines: investment management, retirement planning, business and succession planning, wealth transfer, and access to credit and banking through Bank of America. Clients look to me for in-depth analysis of their needs, bolstered by an empathetic understanding of their unique circumstances, family dynamics, and long-term aspirations. In 2008, the frim appointed me as the Resident Director of the Missoula Branch office, given my leadership capabilities and advisory skills. I foster a highly responsive and client-centered culture that is grounded in the distinctive priorities of each client and family.
Prior to joining Merrill, I worked for 15 years in California and Montana managing large retail complexes, a role that heightened my understanding of diverse business needs, from small-business owners and regional enterprises, to national corporations. My tenure and continuity with Merrill has intensified my ability to connect clients to the resources and opportunities that can streamline their financial lives.
Active in the Missoula community, I currently serve on the board of the Tamarack Grief Center, Destination Missoula, and A Carousel for Missoula. Previously, I was a board member of the Missoula Symphony, Big Brothers Big Sisters of Missoula, the American Heart Association, and the Missoula Cultural Council.
Residing in Missoula with my husband, Mike, I enjoy spending time with my family as well as an avid supporter for the University of Montana football team!
I also currently hold the Chartered Retirement Planning CounselorSM (CRPC®) designation.
CRPC® is a registered service mark of The College for Financial Planning
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
California State University System
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Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online and mobile destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
It’s easy to seamlessly integrate your Merrill Wealth Management and Bank of America banking accounts online and through our mobile apps with a single click
You can manage account security with our customizable security capabilities such as Face ID/Touch ID, one time passcode and other security features
Your advisor is a click away through our Secure Inbox and texting application
Access to your complete financial life is available with Spending & Budgeting, integrating your Merrill and Bank of America activity into a powerful tool to track your expenses and income
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.