Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
We are a multigenerational family business serving the complex wealth management needs of clients across the country. The trusting personal atmosphere we cultivate with clients is an extension of our strong family bond. We are all equally committed to the same disciplined process designed to better organize your financial life, help preserve your wealth, and pursue your financial goals.
In addition to finding out about your assets, liabilities, and how your portfolio is currently structured, our process begins by uncovering your feelings about where you are and where you hope to be. We take the time to build personal relationships with every generation of your family, so we can understand and anticipate your needs.
For those transitioning from work to retirement, we can help develop strategies to preserve your wealth throughout your retirement and maintain it for your heirs. We can help you create the legacy you desire, by working closely with your tax advisor and estate planning attorney, as well as trust and estate planning professionals to recommend tax-minimization strategies and review your wills, trusts and life insurance.
Business owners look to us to help pursue their goals through assistance with retirement and defined-benefit plan services, cash management strategies, exit planning, acquisition and valuation of the sale of their business. We also offer access to credit, lending, corporate cash management, corporate financing, and other banking services through Bank of America.
Looking beyond your investable assets, we are committed to forming life-long relationships with you and your family and to paving paths toward your broader goals.
Kimberly R. Roth, CRPC
Senior Vice President
Holds the Series 7, Series 66, Series 31, Series 9 and Series 10 FINRA Registrations.
As founder of the Roth-Eicholtz Group, I work closely with retirees, families, professionals, and business owners, helping them pursue a more cohesive and purposeful financial future.
Deeply committed to the well-being of each client, offering a highly personalized approach that testifies to the importance of each relationship. I began my Merrill career in 2002, providing in-depth knowledge of multiple wealth disciplines: investment management, retirement planning, business and succession planning, wealth transfer, and access to credit and banking through Bank of America. Clients look to me for in-depth analysis of their needs, bolstered by an empathetic understanding of their unique circumstances, family dynamics, and long-term aspirations. In 2008, the frim appointed me as the Resident Director of the Missoula Branch office, given my leadership capabilities and advisory skills. I foster a highly responsive and client-centered culture that is grounded in the distinctive priorities of each client and family.
Prior to joining Merrill, I worked for 15 years in California and Montana managing large retail complexes, a role that heightened my understanding of diverse business needs, from small-business owners and regional enterprises, to national corporations. My tenure and continuity with Merrill has intensified my ability to connect clients to the resources and opportunities that can streamline their financial lives.
Active in the Missoula community, I currently serve on the board of the Tamarack Grief Center, Destination Missoula, and A Carousel for Missoula. Previously, I was a board member of the Missoula Symphony, Big Brothers Big Sisters of Missoula, the American Heart Association, and the Missoula Cultural Council.
Residing in Missoula with my husband, Mike, I enjoy spending time with my family as well as an avid supporter for the University of Montana football team!
I also currently hold the Chartered Retirement Planning CounselorSM (CRPC®) designation.
CRPC® is a registered service mark of The College for Financial Planning
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
California State University System
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.