Helping You Build Your Wealth and Business Strategies

Merrill's four-step client process starts the moment we begin to talk about your vision, dreams and goals. We discover who you are and where you want to go.

Establish Objectives

From the beginning, The Slattery Hruby Group seeks to understand your vision as clearly as you do. To help attain this, we meet with you and your family (if you choose) or your business. By intently listening, we develop an accurate picture of your current financial life. We ask questions, sometimes tough ones, to help you express and define where you see yourself, your family, and/or your business in the future. We work to understand your time horizon, risk tolerance, liquidity needs and goals.

Set Strategy

Once your objectives are clear, we suggest a customized wealth management or business strategy to help you pursue them. Your strategy's goal will be to strike a balance between expected performance, risk management, wealth preservation and long-term goals. If you come to us with a portfolio, we'll evaluate your positions, weighing their performance and outlook against your defined goals. We're not looking to change everything: If some of your existing investments fit in your new strategy, and you are happy with them, we may recommend keeping them in place. We will also help identify other opportunities that are consistent with your strategy to help expand your financial horizons.

Implement Strategies

Once we have everything in place, our group will launch your strategy. We are able to recommend strategies from a variety of investment platforms, and we'll suggest the ones we feel are most appropriate for you. In addition, we can offer you independent proprietary portfolios through our resources at Merrill Lynch Wealth Management. With the knowledge of Merrill, we have a plethora of choices to help you manage and evaluate your strategies along the way.

Review Progress

We are then able to manage performance reviews that helps you track progress and maintain control over your finances. During this process, we also meet regularly with you to review progress. Our reviews are designed to reexamine your portfolio, and then make any necessary strategic adjustments along with any new goals or objectives you want to pursue. From there, we would meet with you regularly to review your progress. We are able to meet in person at our office, your home or any place where you feel comfortable. We also can be in contact with you via email, phone, mail, or over our secure Web viewer system, WebEx. We have many options to make sure we are easily accessible and at your convenience.

Our Financial Services Designed Especially for You

At The Slattery Hruby Group, our top priority is helping you and your family manage your diverse and changing financial life. We are experienced in working with families, many of whom own businesses and whose investments and assets may include securities, real and intellectual property, rights and licenses, or business equity stakes. We seek to assess your total financial picture and offer strategies to help you manage, evolve and refine it. What's more, these strategies are customized to your unique objectives. It's a goals-based approach to wealth management designed to encompass:

Asset Preservation

We consider where you want your resources to take you in life and work to calculate how much you need. Then we help you to develop strategies that target preservation as well as growth.

Careful Portfolio Review and Rebalancing

Our team reviews your portfolio, as well as other aspects of your overall financial structure. We can recommend adjustments that can help you to respond to market forces and take advantage of new opportunities. We can also guide you on making strategic shifts to bring your portfolio in line with your changing priorities.

Charitable Giving Strategies

We are dedicated to exploring benefits for you and the organizations that you wish to help. Helping others is extremely important to us and helping you in any way to better your cause is one of our utmost passions.

Estate Planning Services

Our group, along with the support of specialists from Merrill Lynch Wealth Management, can help you design an overall strategy to transfer your assets while taking family needs and philanthropic interests into consideration. We also provide a central point of contact and coordination when it comes time for holdings to be passed on.

Insurance and Risk Management

We can help you with life, disability and long-term care insurance to help your assets withstand the loss of a primary earner, or sudden or prolonged illness. We can also coordinate with other family members whom you empower to make decisions for you.

Investment

Dan Slattery and Steve Hruby, our financial advisors, can recommend asset allocations based on your objectives, liquidity needs, time horizon and tolerance for risk. We can also offer alternative investment strategies for certain qualified investors.

Retirement Income Planning Services

Our team can help you lay the foundation for a smooth transition to retirement. We'll look at your specific goals, such as location, lifestyle, income needs, health care costs and more. We can also recommend long-term portfolios designed to preserve and potentially grow your assets up to and through retirement.

Wealth Transfer

Our team can help you develop strategies involving gifting and trusts to assist you in passing on your assets, in your lifetime, or as part of estate planning services.

*Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment’s investment objectives will be achieved.

Focus On Individuals, Families and Small Businesses

We believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. So whether you’re planning your retirement, saving to buy a home or fund a child’s education, We start by getting to know you and how you feel about the following seven life priorities.

• Health: Managing healthcare expenses, now and in the future
• Home: Upsizing, downsizing, remodeling or buying a vacation home
• Family: Taking care of your family and other people in your life
• Leisure: Spending your free time in meaningful ways
• Giving: Volunteering, mentoring others and giving to charities
• Work: Working in retirement, selling or starting a business
• Finance: Bringing it all together and defining your financial goals

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Advice, Guidance and Financial Services for Your Business

By offering access to the investment insights of Merrill Lynch Wealth Management and the banking convenience of Bank of America, The Slattery Hruby Group can help you coordinate many of your business financial needs with care and efficiency. Also, because so many business clients ask us to help them manage their personal wealth, we can gain a more complete understanding of how your business interests intersect with your individual needs and goals. Our strategies can help you with:

Financing

Through Bank of America, our team can offer access to financing strategies for business equipment and machinery, receivables, construction, real estate, intellectual property, rights and licenses, and acquisitions to help pursue your business goals and growth.

Investing

Our team offers a variety of financial strategies to help preserve your operating capital and cash reserves. We are able to help you find your risk tolerance and find those opportunities that work for you through periodic account tracking and rebalancing.

Advancement and Exploration into Markets

As entrepreneurs and business owners, you are constantly looking for new opportunities to grow, learn and explore. Our team is too. We are able to assist and expand with you as you find new markets and paths for your company. The Slattery Hruby Group can offer clients access to markets such as aircraft, viticulture and enology industries through the resources and specialists within Merrill, Bank of America banking services and Bank of America Private Bank that have experience in handling client needs in those areas. We are willing to take those steps with you as you explore into your new-found adventures.

Business Succession

When you are ready to exit your business, our group can offer you access to Merrill's Private Sales Referral Network. This group connects small- and lower-middle-market businesses with vetted boutique investment bankers who specialize in industry-specific mergers and acquisition.

Our team is also your one-stop connection to an extensive range of business banking services through the resources of Bank of America. We have years of experience helping businesses streamline their financial operations and help them find and use capital more effectively. Again, your passions are our passions.