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Aaron DelSignore

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Profile

From a small town in West Virginia, the “unpaved” road Aaron took to his current position was long, bumpy and extremely rare among financial advisors. As a boy, he watched his mother struggle to put food on the table, cleaning houses, living in public housing and depending on public assistance (before she went back to college and became a teacher).

As a teenager, Aaron picked crops, carried large stones from the woods and loaded them for shipment and sale to wealthy individuals in the D.C. area. Later, he worked in a truck/repair shop and as amateur boxer. While his friends were able to enjoy their childhoods, Aaron became passionate about achieving success though relentless determination.

After paying his way through West Virginia University, Aaron headed west in 1999 – his first airplane trip and first time crossing the Mississippi – as one of 100 UBS trainees nationwide. After two years, he was one of only a few to graduate the rigorous program (and the last one out of 90 to graduate in Las Vegas for a decade). Working six, 14-hour days a week (including most holidays), Aaron immersed himself in the markets, investor behavior, and especially the philosophies of the world’s  iconic investors (Carl Icahn, Warren Buffet, Ray Dalio and others).

During the Dot Com upheaval of 2000, Aaron developed the investment philosophy he practices today. He reminds clients to “resist the herd mentality that can push you into investments regardless of their underlying merit.” Embracing his clients’ aspirations, realities and needs, he is committed to formulating customized strategies that can enhance their lives, beyond dollars and cents.

Aaron utilizes a disciplined, “goal- and outcome-oriented process” for his clients. In addition to traditional stocks, bonds and ETFs, Aaron offers clients access to alternative investments* including private equity, real estate, and hedge funds. This allows clients to benefit from non-correlated assets that he deems attractive, affordable and likely to offer reduced volatility.

Since being recruited to Merrill Lynch Wealth Management in 2012, Aaron’s fact-based approach has attracted clients who welcome his focus on financial freedom, managing portfolio risk, borrowing costs, and asset preservation. Many are active and retired business owners. Others are engineers, physicians, attorneys, executives, recent “tax refugees” from other states, and generations of their families.

Many clients are risk-averse – looking to preserve and grow wealth for themselves and the people and causes they love. When possible, Aaron conducts multi-generational meetings, so that children and grandchildren can appreciate the original work ethic, the responsibilities of inheriting wealth, and how optimizing their family and charitable legacy can make the world a better place.

With many business owners looking to sell or pass along their enterprises, Aaron has developed a strong competency in helping them plan and prepare for liquidity events. He also assists with 401k plans and other retirement plans. For all clients, Aaron provides access to Bank of America, N.A. for residential, securities-based and commercial lending. He also aligns tax-minimization and estate planning strategies with those of clients’ CPAs and attorneys.

A lifetime learner, Aaron holds the Certified Plan Fiduciary Advisor (CPFA) designation, awarded by the National Association of Plan Advisors (NAPA) and the Chartered Retirement Planning CounselorSM designation through the College for Financial Planning.

Aaron is a longtime resident of Henderson and Lake Tahoe, Nevada and passionate about living and working in both locations. Aaron’s greatest passion is his family – his wife, Camila, and their four year-old daughter, Isabela. Known for his high energy inside and outside the office, Aaron is an avid boater, hiker, and also enjoys jet skiing, biking, and camping. He is active with environmental conservation for Lake Tahoe and as well as Southern Nevada. He supports Keep Tahoe Blue, Coast Guard Auxiliary, Catholic Charities for Child Development, Singularity University, Las Vegas Angel Investors and the SENS Foundation.

*Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment’s investment objectives will be achieved.
CRPC® and Chartered Retirement Planning Counselor are registered service marks of the College for Financial Planning.
*NMLS#1013908

I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.

  • LANGUAGES

    English, Portuguese, Spanish & Spanish

  • EDUCATION

    West Virginia University

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

My goal is to help my clients pursue your personal goals, such as achieving financial freedom, retirement planning, wealth management planning, generating retirement income, helping you ensure that your money lasts in retirement, asset preservation, all types of financing through Bank of America, N.A., planning for their potential health care costs and managing the transfer of wealth to your loved ones and causes.  Everything I do takes into account your unique personal perspectives and priorities. My mission is to help you achieve your dreams, your potential, while maximizing your outcome and simplifying your financial life

Philosophy

I believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Worried about managing future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? With access to the investment insights of Merrill and the banking convenience of Bank of America, I will work with you to develop an approach designed to help address your financial needs.

Approach

I begin every relationship with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, I start by listening to learn more about you and your family.

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help me get to know you better as an investor and help you refine your investing preferences. Together, I can help customize your investment approach. Using an understanding of your priorities and investment personality as a foundation, I help you access the full breadth of resources from Bank of America’s banking products and services and Merrill’s investment insights to address all aspects of your financial life.

Capabilities

I have the experience, knowledge and tools to fully understand each client’s current financial situation and to help them create potential solutions designed to pursue their short- and long-term objectives. I offer a range of capabilities, including retirement income planning and potential wealth transfer solutions from Merrill and access to estate planning services and philanthropic solutions through Bank of America.

Focus On High-Net-Worth Individuals and Business Owners

I  offer clients a breadth of potential solutions, premier service and financial tools based on their unique circumstances.

No matter what your goals may be, I begin by helping you define and prioritize your financial goals based on the following seven areas:

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together; defining your financial goals
We work closely with other professionals to help clients pursue their wealth management goals, drawing on the investment insights of Merrill and offering access to the banking convenience of Bank of America as we do so.

I'll also draw on my industry knowledge and experience to offer:
„„
  • Potential risk management strategies
  • „„Trust and estate planning services
  • „„Potential wealth management solutions
  • „„Access to Bank of America for your credit and banking needs

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will give you a sense of the full assessment and help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Your Financial Approach

We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Planning Services4
  • Education Funding1
  • Insurance3
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds4
  • Private Foundations4
  • Charitable Trusts4
FINANCE
Using your finances to bring it all together
  • Merrill Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.


Periodic reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.


    Monitoring changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    Wealth Management Your Way

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


      Merrill_Capabilities_Brochure.png  

      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.