Outlook 2023: Back to the (new) future

Outlook 2023: Back to the (new) future

Watch experts discuss inflation, interest rates, the markets – and the possibility of a more promising market environment.

Watch now

Jessica Cohen

Profile

The Cohen Group is a Merrill Lynch Wealth Management team headquartered in Las Vegas, Nevada. As a father-daughter team, we know what it takes to help busy families build and preserve their wealth. Our diversity in age assists us in effectively communicating and building lasting relationships with clients from every generation.

With more than five decades of combined experience, our dedication to helping families across the country at various stages in their lives has translated into long-standing relationships, many of which span three and four generations. Some of our clients are raising families, accumulating wealth and planning their financial futures, while others are more focused on retirement income, asset preservation or protecting a legacy for future generations. While every client is unique in their circumstances, our mission is to offer straightforward answers and strategies that lead to smarter, more informed decisions.

Our cohesive structure is designed to provide a consistently high level of service to you and your family throughout your lifetimes. We begin every relationship with a conversation, helping you identify and prioritize which goals matter most.

We know there isn’t a one-size-fits-all answer to personal finance. That’s why the recommendations we make are customized to your unique and specific objectives and will adapt as your priorities change. Once your strategy is in place, we continually oversee its progress relative to your defined objectives and suggest any changes where needed. We accomplish this through periodic reviews with you throughout the year, either in person or via telephone, Zoom, or Webex. A key to this step is your involvement and communication of any significant changes in your life.

At The Cohen Group, we pledge to remain a constant in your life, and we’re here to guide you and your family today and in the future. We welcome the opportunity to speak with you and show you how we can be a valued resource for every stage of your financial life.

Jessica W Cohen, CFP®, CRPC
Senior Vice President
Wealth Management Advisor

Jessica is a Senior Vice President and a Wealth Management Advisor with The Cohen Group in Las Vegas, Nevada. Prior to joining the group in 2014, she spent several years as a Certified Public Accountant at Ernst & Young, LLP. Today, Jessica is proud to be part of a multigenerational family team, working alongside her father, Gary. 

Serving the needs of large, multi-generational families across the country, (some of which extend four generations), Jessica is passionate about understanding every client’s unique story. She enjoys working with clients of all ages to focus on financial matters affecting them. Her mission is to help clients pursue their financial goals and establish their desired legacy through a consultative process, while providing a level of service and attentiveness that exceeds their expectations.

With a background in accounting, Jessica can work with clients’ CPAs to assist with various financial investment questions. She applies her experience to help owners of privately held companies address the unique challenges associated with running a business and can provide professional oversight for retirement income planning strategies, cash management or accumulation, key person insurance, custom lending solutions, or as they prepare for the transfer or sale of their company.

Jessica graduated with distinction from Goizueta Business School at Emory University with a Bachelor of Business Administration in finance and accounting before receiving her Master of Accountancy from University of Nevada, Las Vegas. She is a CERTIFIED FINANCIAL PLANNER, CFP® professional and holds the Chartered Retirement Planning Counselor, CRPC® designation. Jessica was named to the Forbes "Best-in-State Wealth Advisors" (published on April 7, 2022. Rankings based on data as of June 30, 2021) and "America's Top Women Wealth Advisors Best-in-State" lists in 2022 (published on February 4, 2022. Rankings based on data as of Sept 30, 2021), in addition to the Forbes “Best-in-State Next-Generation Wealth Advisors” list in 2019 and 2022 (published annually Aug - Sept. Rankings based on data as of March 31 of current year.)  

Jessica’s hobbies center around hiking national parks and watching Golden Knights hockey games with her boyfriend. She also enjoys spending time with her miniature poodle, Fonzi and seeing shows at the performing arts center with her mother. 

*Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

*Source: The Forbes “Best-in-State Wealth Advisors” list, published on April 7, 2022. Rankings based on data as of June 30, 2021.

Data provided by SHOOK® Research, LLC. Forbes Best-in-State Wealth Advisors ranking was developed by SHOOK Research and is based on in-person, virtual, and telephone due diligence meetings to measure best practices; also considered are: client retention, industry experience, credentials, review of compliance records, firm nominations; and quantitative criteria, such as: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. SHOOK’s research and rankings provide opinions intended to help investors choose the right financial advisor and are not indicative of future performance or representative of any one client’s experience. Past performance is not an indication of future results. Neither Forbes nor SHOOK Research receive compensation in exchange for placement on the ranking. For more information, please see www.SHOOKresearch.com. SHOOK is a registered trademark of SHOOK Research, LLC.

*Source: The Forbes “America’s Top Women Wealth Advisors Best-in-State” list, published on February 4, 2022. Rankings based on data as of Sept 30, 2021.

Data provided by SHOOK® Research, LLC. Forbes.com. America’s Top Women Advisors ranking was developed by SHOOK Research
and is based on in-person, virtual and telephone due diligence meetings to evaluate each advisor qualitatively, a major component of a
ranking algorithm that includes: client impact, industry experience, review of best practices and compliance records, firm nominations;
and quantitative criteria, including: assets under management and revenue generated for their firms. Investment performance is not a
criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. SHOOK’s research and
rankings provide opinions intended to help investors choose the right financial advisor and are not indicative of future performance or
representative of any one client’s experience. Past performance is not an indication of future results. Neither Forbes nor SHOOK Research
receive compensation in exchange for placement on the ranking. For more information, please see www.SHOOKresearch.com. SHOOK is a
registered trademark of SHOOK Research, LLC.

*Source: The Forbes “Best-in-State Next-Generation Wealth Advisors” list, published annually Aug - Sept. Rankings based on data as of March 31 of current year.

Data provided by SHOOK® Research, LLC. Forbes “Best-in-State Next Generation Wealth Advisors” ranking. SHOOK considered advisors born in 1983 or later with a minimum 4 years as an advisor. Advisors have: built their own practices and lead their teams; joined teams and are viewed as future leadership; or a combination of both. Ranking algorithm is based on qualitative measures: telephone and in-person interviews to measure best practices, client retention, industry experience, credentials, review of compliance records, firm nominations; and quantitative criteria, such as: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of Forbes and not representative nor indicative of any one client’s experience, future performance, or investment outcome and should not be construed as an endorsement of the advisor. SHOOK’s research and rankings provide opinions intended to help investors choose the right financial advisor and are not indicative of future performance or representative of any one client’s experience. Past performance is not an indication of future results. Neither Forbes nor SHOOK Research receive compensation in exchange for placement on the ranking. For more information, please see www.SHOOKresearch.com. SHOOK is a registered trademark of SHOOK Research, LLC.


Gary M Cohen
First Vice President
Senior Relationship Manager

As the founder and senior member of The Cohen Group, Gary Cohen has spent his entire career with Merrill Lynch Wealth Management. He joined the Firm in Pittsburgh, Pennsylvania in 1976 and relocated to Las Vegas, Nevada in 2003.

Today, he continues to provide leadership and vision and serves as a relationship manager for many of the team’s clients across the country. Gary believes that building a wealth management team with his daughter, Jessica, helps enable them to maintain continuity and effectively build enduring multigenerational relationships with clients and their families.

Recognizing that every family is unique in its priorities, Gary has the understanding to help them plan for and navigate the financial impact of various life transitions, including retirement or the sale of a business. Dedicated and driven, his four decades of industry experience have given him a clear understanding of how changing markets can affect portfolio outcomes. Gary’s disciplined approach helps clients navigate market volatility and pursue their goals and objectives based on their risk tolerance, time horizon, liquidity needs, and overall investment goals.

To help ensure that all of the key pieces of his clients’ wealth management strategies are unified and working together, Gary can also work with their CPAs, attorneys, institutional portfolio managers and other specialists to help avoid emotionally driven decisions about important life and financial matters.

Gary graduated from Penn State University with a Bachelor’s degree in business management, marketing, and business logistics. Over the years, he has served as a mentor to financial advisors in Merrill’s training program. Gary and his wife have two daughters, two grandchildren, and they enjoy giving retired champion Saluki dogs a new happy home. He is also an avid photographer of wildlife, landscapes and seascapes. A passionate Pittsburgh Steelers and Vegas Golden Knights fan, Gary enjoys a wide variety of hobbies and interests including international travel, collecting art, attending live concerts and Broadway shows, dining, cooking, entertaining, and cycling.

  • LANGUAGES

    English & German

  • EDUCATION

    University of Nevada - Las Vegas

    Emory University

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Neil S. Cohen

Employee Benefits Specialist

Bank of America, N.A.

Jodi Cody

Wealth Management Lending Officer

Bank of America, N.A.

NMLS #1516670

Juan M Mardueno

Wealth Management Banking Specialist

Merrill

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

My goal is to help clients pursue their personal goals, such as planning for and funding their children’s educations, helping to ensure that their money lasts in retirement, planning for their potential health care costs and managing the transfer of wealth to the younger generation. Everything I do takes into account clients’ personal perspectives and priorities. I aim to help bring simplicity and transparency to the complexities of investing; making the intimidating task of planning for the future an exciting journey of managing and helping reach your goals.

Approach

I begin every relationship with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, I start by listening to learn more about you and your family.

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help me get to know you better as an investor and help you refine your investing preferences. Together, I can help customize your investment approach. Using an understanding of your priorities and investment personality as a foundation, I help you access the full breadth of resources from Bank of America’s banking products and services and Merrill’s investment insights to address all aspects of your financial life.

Capabilities

My process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. My ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. I view myself as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.

Trust and fiduciary services are provided by Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).

Focus On Individuals, Families, and Small Businesses

I believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. So whether you’re planning your retirement, saving to buy a home or fund a child’s education, I start by getting to know you and how you feel about the following seven life priorities.

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring others and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together and defining your financial goals
This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Philosophy

I believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Worried about managing future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? With access to the investment insights of Merrill and the banking convenience of Bank of America, I will work with you to develop an approach designed to help address your financial needs.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    #DigitalMerrill

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


      MLBrochure.png        

      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.



      Anthem video thumb.jpg 
      Transcript of Video 

      No question too big or moment too small

      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.