Keller, Spedaliere & Langley

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Keller, Spedaliere & Langley

Wealth Management Group

We bring a heritage of care, commitment and education
to client families that appreciate
enduring relationships and long-term results.

Meet the Team

Supported by the global resources of Merrill Lynch, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Deborah A Keller

Deborah A Keller

Wealth Management Advisor

908.685.3289
Mark L Spedaliere

Mark L Spedaliere

Wealth Management Advisor

908.685.3229
Jonathan P Langley

Jonathan P Langley

Wealth Management Advisor

908.685.3208
Alexander H Radcliffe

Alexander H Radcliffe

Financial Advisor

908.691.9029
Paola Ruiz

Paola Ruiz

Registered Client Associate

908.203.3705

Additional Resources

The following specialists do not make securities recommendations. Please contact your Financial Advisor if you have questions about how a specialist might be able to assist you.

Matthew W McKean

Matthew W McKean

Trust Specialist

Michael A DiGiuseppe

Michael A DiGiuseppe

Structured Credit Executive

Aileen T. Takio

Aileen T. Takio

Director, Retirement Plan Specialist

Where do we begin? It starts with you.

At Merrill Lynch, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

At The Keller, Spedaliere and Langley Wealth Management Group, clients come to us for different reasons – and with different expectations.

Still, we do our best work for people who want, need and value thoughtful advice – and those who welcome a highly personalized and proactive approach. By asking questions, we learn. And by learning from clients, we can understand the roles they’d like us to play.

For us, wealth management is a family business. We’ve each been mentored by our founder, Dr. Arnold Keller, and have spent decades working together. We’ve also pursued rigorous industry training and share our love of learning with clients and their entire families. In fact, our varied ages and backgrounds allow us to work well with clients’ grown children and their elderly parents. Above all, we treat clients like members of our families and serve generations of theirs. Referrals have led to a growing circle of clients in 23 states.

Who do we serve? A diverse clientele – active and retired physicians, attorneys, successful business owners and others who can benefit from enlightened perspectives that engage them, their spouses, and children. Going well beyond investment management, we structure integrated strategies that may include liability management, intergenerational wealth planning and more.

We often remind clients, “The more we know about you, the more we can do for you.” Through frequent and friendly conversations, we find that clients feel comfortable opening up – about their concerns and dreams (financial and personal). This, we believe, reflects our familiarity with clients, how often we speak, and how well we listen.

Our Heritage
Dr. Arnold Keller was a college professor who believed that fundamentals and due diligence were vital to constructing and managing sound investment portfolios. After earning his doctorate at Columbia University and teaching for more than 20 years, Arnold founded our practice in 1979 – forging relationships with client families that continue today. Arnold’s daughter, Deborah (a principal in our group) joined him in 1996 after launching her career in 1984.

Becoming a financial advisor did not keep Arnold from educating. In fact, Arnold mentored Deborah and, ultimately, Mark Spedaliere and Jonathan Langley (who initially joined the team as interns in 1998 and 2001, respectively) – reminding us that all clients deserve exemplary service and thoughtful investment guidance. Arnold not only trained and mentored the team, but clients as well – mailing out relevant research at a time when it wasn’t easily obtainable by the general public.

In many respects, Arnold was ahead of his time. Rather than working only with the heads of client households, Arnold believed in serving entire families and examining the consequences of strategies and decisions on intergenerational wealth.

Since retiring in 2016, Arnold continues to passionately to create opportunities for underprivileged children. His legacy continues through our efforts to enlighten clients and serve their best interests with sincerity and integrity.


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What Clients Can Expect
At The Keller, Spedaliere and Langley Wealth Management Group, experience tells us that successful individuals share the need for a highly personalized, planning-based approach. Ours examines distinct aspects of client wealth including areas that may have been ignored previously, such as estate planning issues and liability management. To align our strategies, we work closely with clients’ CPAs and attorneys. We believe clients are pleasantly surprised by the breadth and depth of our approach.

As seasoned financial advisors, we believe that we’re also seen as “life advisors” – bringing continuity and care to clients during good and bad times, when fact-based decisions can preserve their most cherished goals. Creating a sense of transparency and trust is important to us.
 
When it comes to portfolio management, we ask about each client’s experience with investing, their attitude toward risk, and more. Based on their feedback, we will formulate a client’s portfolio with a blend of asset classes – using the outstanding research of Merrill Lynch, the firm’s investment models, and our own. Dr. Arnold Keller, our founder, instilled in us the importance of “hitting singles and doubles” – rather than swinging for homeruns and risky upside potential. Looking to mitigate downside risk, we want to help clients preserve and enhance their wealth, in accordance with their goals and attitudes toward wealth and the world.

Our Approach
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At The Keller, Spedaliere and Langley Wealth Management Group, we serve people – not just portfolios. This simple statement reflects our attention to each client’s concerns, circumstances and aspirations. We believe that, by being consistent and caring, we can help bolster clients’ financial and emotional wellbeing.

We also believe that:

• Asking clients the right questions is critical to answering their needs, “What lifestyle do you envision five or ten years from now? What legacy would you like to leave for your children? What do you want from our relationship – and how often do you want to hear from us?”

• We can’t control the markets, but we can control the manner and frequency with which we talk to clients. In addition to helping manage clients’ investment risk, we work to manage their expectations. That’s why we remind clients to focus on their objectives, not industry benchmarks.

• The value of an advisor should be measured by the decisions he or she helps a client make – and by the lifestyles and legacies that clients may someday enjoy. On a given day, we may confer with clients on transferring wealth and minimizing taxes, saving for college, a special needs trust, caring for aging parents, or long-term care considerations. These real-life situations are why we encourage clients to call for our recommendations, or simply a second opinion. 

Each of us relishes the opportunity to celebrate with clients – their anniversaries, graduations, weddings, retirements, and other cherished milestones. It’s also our privilege to assist entire client families, by orchestrating “family meetings” to discuss a trust matter or business succession. Keeping everyone on the same page – and keeping ourselves updated – are essential to doing our jobs well.

Your Financial Strategy

We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Services2
  • Education Funding Strategies1
  • Insurance3
HEALTH
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds2
  • Private Foundations2
  • Charitable Trusts2
FINANCE
FINANCE
Using your finances to bring it all together
  • Merrill Lynch Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.

Regular reviews to help you stay on track
Regular reviews to help you stay on track

We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.

  • Sample client review agenda
  • Sample Wealth Outlook Report
Monitoring changes in your life and to your goals
Monitoring changes in your life and to your goals

Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

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Access to what you need, when you need it

MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

  • Your advisor is never more than a click away within our site or mobile apps
  • Manage account security with our customizable security capabilities such as touch id, one time passcode, and other security features
  • Access to your complete financial life is available with My Financial Picture, Merrill Lynch’s asset aggregation tool

*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.

Let’s Have a Conversation

Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

Why Merrill Lynch?

As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


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We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.





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Personalized advice from a dedicated financial advisor.

Getting to know you is our primary goal.

A comprehensive approach, built around your life’s priorities.

Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.

Adjusting your plan as your life and the markets change.

We will work to help you stay on track, regardless of what the markets are doing.