Investing: Where do I even start?

In this #WomenInvested Meet Up, hear tips on how to begin your investing journey – or take it to the next level

Watch now


Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.

Mark L Spedaliere

Forbes “Best-in-State Wealth Management Teams” 2023 - 2024
Published annually in January. Rankings based on data as of March 31 of prior year.*

Forbes "Best-in-State Wealth Advisors" 2023
Published on April 4, 2023. Rankings based on data as of June 30, 2022.

Jonathan P Langley

Forbes “Best-in-State Wealth Management Teams” 2023 - 2024
Published annually in January. Rankings based on data as of March 31 of prior year.*

Forbes "Best-in-State Wealth Advisors" 2021 and 2023
Published annually Jan- April. Rankings based on data as of June 30 of prior year.

Forbes "Best-in-State Next-Generation Wealth Advisors" 2019 and 2022-2023
Published annually Aug - Sept. Rankings based on data as of March 31 of current year.

Forbes "Top Next-Generation Wealth Advisors" 2017-2018
Published annually Jul. - Sept. Rankings based on data as of March 31 of current year.

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Jacqueline Fraccaroli

Wealth Management Banking Specialist


Tricia Kropp

Wealth Strategies Advisor

Bank of America, N.A.

Nisheet Bonde

Investment Solutions Group Portfolio Strategist

Bank of America, N.A.

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life



At The Keller, Spedaliere and Langley Wealth Management Group, clients come to us for different reasons – and with different expectations.

Still, we do our best work for people who want, need and value thoughtful advice – and those who welcome a highly personalized and proactive approach. By asking questions, we learn. And by learning from clients, we can understand the roles they’d like us to play.

For us, wealth management is a family business. We’ve each been mentored by our founder, Dr. Arnold Keller, and have spent decades working together. We’ve also pursued rigorous industry training and share our love of learning with clients and their entire families. In fact, our varied ages and backgrounds allow us to work well with clients’ grown children and their elderly parents. Above all, we treat clients like members of our families and serve generations of theirs. Referrals have led to a growing circle of clients in 24 states.

Who do we serve? A diverse clientele – active and retired physicians, attorneys, successful business owners and others who can benefit from enlightened perspectives that engage them, their spouses, and children. Going well beyond investment management, we structure integrated strategies that may include liability management, intergenerational wealth planning and more.

We often remind clients, “The more we know about you, the more we can do for you.” Through frequent and friendly conversations, we find that clients feel comfortable opening up – about their concerns and dreams (financial and personal). This, we believe, reflects our familiarity with clients, how often we speak, and how well we listen.

Our Heritage

Dr. Arnold Keller was a college professor who believed that fundamentals and due diligence were vital to constructing and managing sound investment portfolios. After earning his doctorate at Columbia University and teaching for more than 20 years, Arnold founded our practice in 1979 – forging relationships with client families that continue today. Arnold’s daughter, Deborah (a principal in our group) joined him in 1996 after launching her career in 1984.

Becoming a financial advisor did not keep Arnold from educating. In fact, Arnold mentored Deborah and, ultimately, Mark Spedaliere and Jonathan Langley (who initially joined the team as interns in 1998 and 2001, respectively) – reminding us that all clients deserve exemplary service and thoughtful investment guidance. Arnold not only trained and mentored the team, but clients as well – mailing out relevant research at a time when it wasn’t easily obtainable by the general public.

In many respects, Arnold was ahead of his time. Rather than working only with the heads of client households, Arnold believed in serving entire families and examining the consequences of strategies and decisions on intergenerational wealth.

Since retiring in 2016, Arnold continues to passionately to create opportunities for underprivileged children. His legacy continues through our efforts to enlighten clients and serve their best interests with sincerity and integrity.

Our Approach


At The Keller, Spedaliere and Langley Wealth Management Group, we serve people – not just portfolios. This simple statement reflects our attention to each client’s concerns, circumstances and aspirations. We believe that, by being consistent and caring, we can help bolster clients’ financial and emotional wellbeing.

We also believe that:

• Asking clients the right questions is critical to answering their needs, “What lifestyle do you envision five or ten years from now? What legacy would you like to leave for your children? What do you want from our relationship – and how often do you want to hear from us?”

• We can’t control the markets, but we can control the manner and frequency with which we talk to clients. In addition to helping manage clients’ investment risk, we work to manage their expectations. That’s why we remind clients to focus on their objectives, not industry benchmarks.

• The value of an advisor should be measured by the decisions he or she helps a client make – and by the lifestyles and legacies that clients may someday enjoy. On a given day, we may confer with clients on transferring wealth and minimizing taxes, saving for college, a special needs trust, caring for aging parents, or long-term care considerations. These real-life situations are why we encourage clients to call for our recommendations, or simply a second opinion. 

Each of us relishes the opportunity to celebrate with clients – their anniversaries, graduations, weddings, retirements, and other cherished milestones. It’s also our privilege to assist entire client families, by orchestrating “family meetings” to discuss a trust matter or business succession. Keeping everyone on the same page – and keeping ourselves updated – are essential to doing our jobs well.

What Clients Can Expect

At The Keller, Spedaliere and Langley Wealth Management Group, experience tells us that successful individuals share the need for a highly personalized, planning-based approach. Ours examines distinct aspects of client wealth including areas that may have been ignored previously, such as estate planning issues and liability management. To align our strategies, we work closely with clients’ CPAs and attorneys. We believe clients are pleasantly surprised by the breadth and depth of our approach.

As seasoned financial advisors, we believe that we’re also seen as “life advisors” – bringing continuity and care to clients during good and bad times, when fact-based decisions can preserve their most cherished goals. Creating a sense of transparency and trust is important to us.
When it comes to portfolio management, we ask about each client’s experience with investing, their attitude toward risk, and more. Based on their feedback, we will formulate a client’s portfolio with a blend of asset classes – using the outstanding research of BofA Global Research, the firm’s investment models, and our own. Dr. Arnold Keller, our founder, instilled in us the importance of “hitting singles and doubles” – rather than swinging for homeruns and risky upside potential. Looking to mitigate downside risk, we want to help clients preserve and enhance their wealth, in accordance with their goals and attitudes toward wealth and the world.

*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is equity research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.

Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.

    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.


    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Anthem video thumb.jpg 
      Transcript of Video 

      No question too big or moment too small
      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      The Power of the Right Advisor®
      Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.