Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
With an intimate understanding of how clients view their wealth and the world, The Mir Group caters to ambitious women and men whose passions and perseverance have brought them business success and an array of financial opportunities.
A majority of our clients are self-made, financially astute individuals – founders and employees of private companies, medical and legal professionals, corporate executives, and entire families (three generations, in some cases). Our clientele also spans life stages, experiences and the wealth continuum – from individuals entering peak earning years, to those nearing retirement, to others who’ve already traded their seat in a conference room for one on a golf cart.
Driven by the desire to make intelligent financial decisions, many clients want to know what’s required to enjoy the retirement lifestyle they envision, create a family legacy, effectively inherit and distribute assets, diversify large holdings, finance new equipment, expand their enterprise, or sell it.
For many clients, “retirement” can be a period to “reimagine or re-engage.” These high-energy individuals may slow down, but they’re certainly not stopping. While they might move a thousand miles away, they remain with us. We are proud to work alongside them, connect them with others and with opportunities that we believe will enrich their lives. Through referrals from other clients, accountants and attorneys, we now serve families throughout New Jersey and 15 other states.
We are proud of the clients we serve – and how we serve them. These hardworking individuals and families have achieved impressive wealth and continue to do so with values and passion that inspire us. As their responsive, go-to resource for virtually any financial need, we are well positioned to help these accomplished individuals accomplish more.
Clients come first at Merrill. It’s part of our tradition. It’s important to us to really get to know you and what matters most to you. That’s because once we understand your priorities, we focus on helping you pursue the financial goals you’ve set for yourself and your family. You can expect thoughtful advice and guidance, with access to the investment insights of Merrill and the banking convenience of Bank of America. It’s not about industry benchmarks — it’s about you and your hopes and dreams.
At Merrill, our mission is to help clients identify and pursue their goals at every stage of their lives - from the birth of a child to sending children to college, from planning to healthcare costs in retirement to leaving the legacies they desire. We help clients seek their preferred lifestyles through one-on-one relationship with an experienced financial advisor. And we are committed to client needs, delivering the investment insights of Merrill while offering access to the banking convenience of Bank of America.
At The Mir Group, our mission is to summon our wealth of knowledge and complementary skill sets to create uncommon value for clients, their families and employees. The quality and longevity of our client relationships remind us of the roles we play and the trust we’ve earned.
At the foundation of our process is a disciplined, planning-based approach. Its success rests on our ability to have frank conversations with clients, and often learn what they’ve never shared with others. Each of us is inspired by a family’s story of financial and personal achievement. Our job is to make sure that wealth and wisdom are passed along to future generations.
As our client, you can expect that we will:
We begin every relationship with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, we start by listening to learn more about you and your family.
Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and help you refine your investing preferences. Together, we can help customize your investment approach. Using an understanding of your priorities and investment personality as a foundation, we help you access the full breadth of resources from Bank of America’s banking products and services and Merrill’s investment insights to address all aspects of your financial life.
Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will give you a sense of the full assessment and help us provide you with additional insights and resources.
Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.
Many clients of The Mir Group are planning to go from a demanding career to a well-deserved retirement lifestyle. Others have already retired or have handed over the reins of their companies.
With a large number of clients looking to defer income, minimize tax consequences, and “do right” by their employees, we help them select the ideal building blocks for a group benefit plan. In fact, one area for which we’ve received dozens of referrals is helping business owners navigate the selection and implementation of group retirement plans.
Among our clients’ objectives: Greater cost efficiencies, more investment choices, improved employee education, and more reliable guidance on government regulations than they’ve received previously.
For clients who come to us with existing plans, we find that most we review were designed years ago, perhaps, at a start-up phase. We discover that clients often pay more than necessary,for fewer benefits. Upon examination – and thanks to our firm’s powerful platform – we may be able to reduce costs while delivering a high-caliber client experience for principals and employees.
To complement our knowledge and skills, we deliver the resources and thought leadership of Bank of America and its affiliates. This comprehensive approach helps clients provide a strong, healthy and fully compliant program that runs smoothly, engages employees, and simplifies the sponsor’s role.
Through Merrill Fiduciary Plan Services, we will accept ERISA 3(21) or 3(38) fiduciary responsibility for investment advice and recommendations made in the best interest of your plan Investment Policy Statement (IPS)* and investment menu design based on your plan goals and participant needs. We can also provide comprehensive due diligence processes to identify appropriate investment opportunities, as well as proactive delivery – online or through us – of in-depth investment performance reporting each quarter.
In addition to coordinating with you, we will suggest enrollment meetings with your employees and one-to-one meetings with them, thereafter. Our firm’s resources and expertise are designed to help meet your employees’ financial needs in ways that make sense for your company — strategically, operationally and financially.
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.