Intergrated Advice

We serve a varied clientele. Each of us is well versed in multiple aspects of wealth management, applying our knowledge of complementary disciplines. If a client has a problem or question, we’ve likely seen it before. We offer the insight that stems from years of direct experience. And we leverage the research, best practices, and technological edge of an industry leader, Merrill. Our team structure allows us to pool ideas and intensify our coverage, amplifying our value and differentiating our approach. 

We’re privileged to serve as the “go to” resource and first phone call for a range of needs:  

Individuals, couples, and families:
- Retirement planning
- Investment management
- Long-term care evaluation and selection
- Higher education savings
- Trust and estate planning services
- Access to home financing and lending through Bank of America, N.A.

Business owners and professionals:
- 401(k) design, development, and servicing
- Succession planning
- Business monetization
- Evaluation of new acquisitions and opportunities 

Executives:
- Concentrated and restricted stock strategies
- 10b5-1 Plan design, development, and servicing
- Access to securities-based lending through Bank of America, N.A.
- Portfolio diversification

Disciplined Process

Our team offers a refined skill set. We’ve attained certifications in planning and retirement strategy, deepening our understanding of the key issues that clients encounter. And we continue to expand our knowledge base, completing professional education to stay apprised of the strategies and tactics that can potentially benefit our clients.  

As investors, we believe in three core tenets: (1) simplicity; (2) disciplined growth; and (3) long-term asset preservation. We capitalize on the research and offerings at Merrill to develop customized investment programs, reflecting each client’s distinctive goals, timelines, preferences, and risk thresholds.  Our longevity and continuity as advisors have provided us with a maturity and perspective that don’t shrink during times of crisis. We’ve seen booms and busts, bull markets and bear. Whatever the environment, we look to avoid trends and group-think so that we can provide clients with a reliable investment process we’ve honed over many years.

*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is equity research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.

Tailored Services

Service is the foundation of our work; it’s what makes us excited to tackle each new challenge. What other people view as headaches, we see as opportunities – to educate, resolve, and move forward. Our Wealth Management Client Associate, Rob Velcko, helps foster the warm and welcoming environment that characterizes our office. Resolute in tracking down answers, Rob is a linchpin of efforts, streamlining each client’s financial life. As a team, we don’t wait for issues to magically resolve. We anticipate, and then we act. 

Empathy and approachability are two of our core values. When clients call our office, we pick up our own phones; we want to speak with them, whether it’s a crisis or a small question. We feel privileged to help clients and the people they care about. That’s why referrals constitute so many of our new relationships. We work hard to earn that trust, every day. 

Each client is an integral member of our professional family. We’re deeply entrenched in their lives – from milestones and triumphs, to difficulties and challenges. Through regular meetings and ongoing discussions, we stay apprised of changing conditions so that we can better respond to their needs. Clients recognize that we care deeply about them, pursuing their best interests with a rigor and reliability that testify to our deep-seated passion for what we do.