Tune out the noise: Wealth planning for the year ahead

Hear from a panel of experts as they explore how rising interest rates, high inflation and increased volatility are impacting the economy, how family dynamics are changing estate planning and hear some actionable strategies for investors to consider in 2023.

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Tom is a graduate of NYU's Stern School of Business with an MBA in Finance and a BA in Economics. He joined Merrill Lynch Wealth Management in May 2005, with 25 years experience in the financial services industry as a financial forecaster, government bond trader, and financial advisor. In addition to his FINRA securities registrations and CFTC commodities licenses, he holds life and health insurance licenses. In April 2006, Tom earned the Chartered Retirement Planning Counselor designation. In December 2012, he earned the Wealth Management Advisor functional title granted to advisors handling many large client relationships who have passed a series of rigorous internal tests on a dozen topics important for providing services to high net worth clients. In January 2013, he was promoted to Vice President. In June 2017, Tom earned his Portfolio Manager designation within Merrill's Investment Advisory Program. A Portfolio Manager can help clients pursue their objectives by managing on a discretionary basis his own Personalized or Defined Strategies, which may incorporate individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. In January 2023, Tom was promoted to First Vice President.

Tom resides in Mendham with his wife, a residential real estate broker. Their eldest, a son, is matriculating towards his second Master of Arts in International Security Policy Studies at Elliott School of International Affairs, George Washington University; their older daughter, after graduating from University of Pennsylvania and completing her Masters in City Planning at MIT, works for a major utility in New York City helping customers limit energy usage; and their younger daughter graduated from Maryland Institute-College of Art and is a metal sculptor in Minneapolis.


    English & Spanish


    Stern School of Business, New York University

    Washington Square College, New York University

Professional Staff

Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

John Keller

Credit Consultant

Bank of America, N.A.

Travere Parsons

Wealth Management Banking Specialist


Tricia Kropp

Wealth Strategist


Past Events

Outlook 2023, Back to the (New) Future


March 15th, 2023|4:00 PM EDT

Please, join our top industry experts who will share whether the coming year might bring a return to a more promising market as global economies reset. They will, also, cover regional insights and potential ways to navigate today's new market landscape. We will end with an open question and answer period, so you can ask questions that are important to you!

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Managing Director Craig Young, host

ML Wealth Management's Mid-Atlantic Division Executive

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Managing Director Marci McGregor, speaker

Head of Portfolio Strategy for the Chief Investment Office 
BoA Private Bank and ML Wealth Management

Director Robert Jarvis

Portfolio Strategist
ML Investment Solutions Group

Sign up for the webcast at:

    Tune out the Noise: Wealth planning for the year ahead

    Veracast webinar

    March 28th, 2023|4:00 PM EDT

    Long-term wealth planning is important to your family and your financial well-being. Despite this noisy political and economic climate, there are underlying factors at play that may make this the right time to create or update your estate plan.

    Our panel will explore:

    • How rising interest rates, high inflation, and increased volatility are impacting the economy
    • What a divided government means for tax legislation
    • Family dynamics and the role they play in estate planning
    • Actionable strategies for investors to consider in 2023
    Hosted by:
    Jennifer Galvagna, Head of Trust, Estate & Tax Solutions, Bank of America Private Bank

    Katie Carlson, Head of Wealth Strategy, Bank of America Private Bank
    Mitch Drossman, Head of National Wealth Strategies, Chief Investment Office, Merrill and Bank of America Private Bank

    Register here:

      The Future of Prescription Drugs - a healthcare and biotech outlook

      Natirar Mansion, 400 Natirar Drive, Peakpack-Gladstone, NJ 07977

      May 18th, 2023|6:00 PM - 8:30 PM EDT

      Merrill Lynch Wealth Management invites you to a panel discussion featuring two industry-leading analysts from the BofA Global Research Team, Michael Cherny and Geoff Meacham, moderated by Marci McGregor, Head of CIO Portfolio Strategy. Together, they will share their insights on healthcare, pharma, and biotech, and dive into the impacts of prescription drugs.

      6:00 p.m. – Guest Arrival and Reception
      7:00 p.m. – Welcome and Panel Discussion
      8:00 p.m. – Dessert Reception
      8:30 p.m. – Conclusion

      Please RSVP by Friday 12 May at 5:00 p.m.

      Michael Cherny
      Managing Director, Senior Research Analyst, BofA Global Research

      Geoff Meacham
      Managing Director, Senior Research Analyst, BofA Global Research

      Marci McGregor
      Head of Portfolio Strategy, Merrill's Chief Investment Office

        Where do we begin? It starts with you.

        At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

        Understanding Your Life


        I begin every relationship with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, I start by listening to learn more about you and your family.

        Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help me get to know you better as an investor and help you refine your investing preferences. Together, I can help customize your investment approach. Using an understanding of your priorities and investment personality as a foundation, I help you access the full breadth of resources from Bank of America’s banking products and services and Merrill’s investment insights to address all aspects of your financial life.


        My process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. My ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. I view myself as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.

        Trust and fiduciary services are provided by Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).

        Focus On Individuals, Families and Small Businesses

        I believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. So whether you’re planning your retirement, saving to buy a home or fund a child’s education, I start by getting to know you and how you feel about the following seven life priorities.

        • Health: Managing healthcare expenses, now and in the future
        • Home: Upsizing, downsizing, remodeling or buying a vacation home
        • Family: Taking care of your family and other people in your life
        • Leisure: Spending your free time in meaningful ways
        • Giving: Volunteering, mentoring others and giving to charities
        • Work: Working in retirement, selling or starting a business
        • Finance: Bringing it all together and defining your financial goals

        This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

        Your approach to investing

        Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

        Understanding your goals and priorities

        Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.


        I believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Worried about managing future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? With access to the investment insights of Merrill and the banking convenience of Bank of America, I will work with you to develop an approach designed to help address your financial needs.


        My mission is to understand you and what matters most to you. To take the time, to ask hard, smart questions and to listen carefully, then to understand, in great detail, exactly where your wealth stands today, and where you’d like it to be tomorrow. I help you design and implement a customized wealth management approach that helps you and your family pursue your personal financial goals while helping manage investment risk. My wealth management approach is about using wealth to help turn goals into reality.

        Staying on Track

        We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.

        Reviews to help you
        stay on track

        We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.

          Changes in your life
          and to your goals

          Your life and goals change. As these changes occur, we can update your approach to reflect them.


          MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

          Your advisor is a click away within our site or mobile apps

          You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

          Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

            Let’s Have a Conversation

            Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

            Why Merrill?

            As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


            We put you first, every day.
            Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

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            Transcript of Video 

            No question too big or moment too small

            For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

            Personalized advice from a dedicated financial advisor.

            We get to know you and your family, your financial situation and what matters most to you.

            A comprehensive approach, built around your life’s priorities.

            Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

            Adjusting your investment approach as your life and the markets change.

            We will work to help you stay on track, regardless of what the markets are doing.